Major Personal Loan Providers in Himmatnagar
- Interest Rate 10.50% – 18.50%
- Loan Upto 50 Lacs
- Tenure 1 – 5 Years
- Processing Fee Upto 2.0%
- Min Salary ₹ 18,000 p.m.
- Online Approval
- Interest Rate 11.99% – 17:00%
- Loans Upto 30 Lacs
- Tenure 1 – 5 Years
- Processing Fee up to 2.0%
- Min Salary ₹ 27,000 p.m.
- Flexi Loans available
- Interest Rate15.99 – 23.00%
- Loans Upto 20 Lacs
- Tenure 1 – 4 Years
- Processing Fee up to 3.0%
- Min Salary ₹ 18,000 p.m.
- Digital Approval
- Interest Rate 10.99% – 18.50%.
- Loans Upto 35 Lacs
- Tenure 1-5 Years
- Processing Fee up to 2.5%
- Min Salary ₹ 25,000 p.m.
- Instant Approval
Personal Loan Himmatnagar Features
There are no restrictions on the utilisation of the personal loan amount. you can spend this loan amount anywhere you like. A personal loan Himmatnagar is provided on the basis of your net monthly income, Company profile, credit score i.e CIBIL and your employment history.
- Funding: A personal loan amount starting from Rs. 50,000 to Rs. 50 lakh is offered by many banks and NBFCs in Adhewada and you can avail a loan amount as per your requirement and eligibility
- Fast disbursal: To ensure Fast disbursal of the loan amount to your account, the banks ask for minimum documentation and once all the information is verified, the loan is disbursed within 3-4 working days
- Online Process: All you need to do is to fill the application form and upload/submit the necessary documents to process your loan application. To apply for a personal loan, you don’t have to visit the bank as the whole process can be processed online. One can check whether or not they pass the eligibility criteria online.
- Loan Period: You can choose the tenure as per your repayment strength. When you avail of a personal loan, you can repay it easily within the tenure of 12 to 60 months.
Personal Loan Himmatnagar Interest Rates
|Lender Type||Salaried||Self Employed||Self Employed Professional|
|Banks||10.50% – 19.0 %||14.50% – 21.0 %||12.50% – 20.0 %|
|NBFCs||12.5% – 22.0%||15.5% – 24.0%||13.5% – 23.0%|
Personal Loan in Himmatnagar Documents Required:
Address proof: The documents required for the residence proof includes (ID card /Passport / Voter ID Card / Aadhaar card / Ration card / DL), and if the loan applicants are living in rental accommodations then they have to submit their Agreement, Electricity bill on his name and address of the owner.
Basic KYC Documents: Every applicant has to provide his pan card, which is an essential document.
- Salaried applicants:- The loan applicants have to show their salary slip for the last three months and bank statement for the last six months.
- Self-Employed applicants:- The loan applicants of personal loan should file ITR for the last three years, and their business should be registered.
Photograph: Two coloured passport size photos ( loan applicants should not wear any glasses).
Personal Loan Himmatnagar in Eligibility Criteria
The eligibility criteria for both Salaried and Self-Employed are different:
- The minimum age requirements of individuals should be 21 years and a maximum of up to 60 years.
- The loan applicants must have work experience of three years. And the salary should be coming in their accounts only.
- The loan applicants must have an excellent credit history.
- The job location of the loan applicant should be mentioned.
- A borrower should have min. income in metro city RS 20,000 and in non -metro city RS 18,000
- The minimum age required for an independent person should be 25 years.
- The applicants applying for the personal loan should be filing ITR for the last three years.
- If the applicants are the businessman, then the business should be running from the previous three years.
- The credit score of the individual loan applicants should be good. There should not be any debt or dues left.
- The annual income of the loan applicants should be a min of Rs 2.5 lakh.
- The whole documentation process of the personal loan is that the applicant has to submit his all financials and his bank statement for the previous six months.
Why Apply for Personal Loan Himmatnagar?
- There is no need to deposit any mortgage and collateral security to the bank.
- A personal loan is a multi-purpose offer loan. It can be used for all the problems related to finance.
- The amount of a personal loan depends upon the repayment of individual income and capacity.
- A Personal Loan does not require any guarantor or nominee.
How to apply for Personal Loan Himmatnagar?
- Visit Dialabank
- Go to the loan section and click on the personal loan link.
- The applicant will be directed to all details of the personal loan where they can choose their preferred city.
- For more information and free guidance, you may call on 9878981166.
Processing Fee / Prepayment Charges on Personal Loan Himmat Nagar
Every Bank and NBFC charges a fee for processing your Personal Loan application. These charges vary between 1.5% to 2.5% of the sanctioned loan amount.
In case you wish to foreclose your loan before the agreed loan tenure, every lending institution charges you a penal prepayment fee. In most cases, you cannot close your loan before 12 months. Post that the charges vary depending on how many years the loan has done. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan.
Personal Loan Himmatnagar EMI Calculator
Equated Monthly Installments also know as EMI are the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed. Based on your profile, the interest rate on your loan is determined. Your EMI is calculated basis the Interest Rate you are charged by the bank and the amount of loan you have to take and the period for which you enjoy the loan.
Personal Loan Himmatnagar Agents
Dialabank is the leading agent for availing Personal Loan in Himmatnagar. You can apply online at www.dialabank.com or give a call at 9878981166. For any queries whether it’s regarding Interest Rate , or regarding the EMI calculator etc contact us in the above-mentioned number.
Dialabank helps you to find the best option of Banks and NBFCs by providing you a detailed market comparison of different banks so that you can make the right choice. Visit our website www.dialabank.com and fill a simple form with your personal and employment details. Our customer relationship managers will soon get in touch with you.
Personal Loan Himmatnagar Contact Number
Call 9878981166 and get instant help and approval for a Personal Loan in Himmatnagar.
Pre Calculated EMI Table for Personal Loan Delhi
EMI in Rupees for 1 Lac of Loan Amount:
|Rate||5 Yrs||4 Yrs||3 Yrs|
Himatnagar ( Himmat Nagar) is a municipality in the Sabarkantha district in the Indian state of Gujarat. Himmat Nagar is the administrative headquarters of the district. This city is on the bank of the river Hathmati.
Table of Contents
- 1 Major Personal Loan Providers in Himmatnagar
- 2 Personal Loan Himmatnagar Features
- 3 Personal Loan Himmatnagar Interest Rates
- 4 Personal Loan in Himmatnagar Documents Required:
- 5 Personal Loan Himmatnagar in Eligibility Criteria
- 6 Why Apply for Personal Loan Himmatnagar?
- 7 How to apply for Personal Loan Himmatnagar?
- 8 Processing Fee / Prepayment Charges on Personal Loan Himmat Nagar
- 9 Personal Loan Himmatnagar EMI Calculator
- 10 Personal Loan Himmatnagar Agents
- 11 Personal Loan Himmatnagar Contact Number
- 12 Pre Calculated EMI Table for Personal Loan Delhi
- 13 About Himmatnagar