Best Banks for Personal Loan in Hisar
1% - 2.5% of the Loan Amt
Personal Loan in Hisar Features
Are you trying to find external financial help to fulfil your personal requirements? If yes, then you’ll be able to avail a private loan. It’s a loan that will be used for various purposes like paying debts, going for a vacation, paying tuition fees, and plenty of more. Consumer loan provides an answer to any or all problems of monetary needs and cash urgently.
This Personal Loan Hisar is unsecured in nature with minimal documentation and the least paperwork. This loan can get approved within 48 hours after the verification process. A private loan will facilitate you to beat your financial crisis.
As the name suggests, a Personal Loan Hisar is also opted by a private because of an urgent requirement of money, as an example, any medical issue, education purpose, or wedding or to satisfy any of your other personal needs. This is often a life-saver option.
To get a personal loan, the applicant must have a rigid and good source of income and a decent credit history. Further, there’s no end-use restriction on the employment of the non-public loan amount.
Personal Loan in Hisar Interest Rates and Charges
To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates
Bank
Processing Fee
HDFC Bank Personal Loan
0.25% to 1.50%
Axis Bank Personal Loan
0.50% to 1.50%
Nil
Private Bank Personal Loan
0.25% to 1.50%
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
0.01
Nil
Andhra Bank Personal Loan
Nil
Nil
Personal Loan in Hisar Documents Required
The documents required for a personal loan varies from a salaried customer to a self-employed customer in the following manner:
Salaried Customers:
- Identity proof (Aadhar card/driving license)
- PAN Card
- Residence Proof (Owned/Rented/Company provided)
- Salary slips of last three months
- Bank statements for the last six months
- Passport-sized photographs – 2
- In the case of rented apartments, rent agreement needs to be attached.
Self-Employed Customers:
- All financials are required (Balance Sheet, P&L Statement as well as ITR files)
- PAN Card
- Aadhar Card
- Residence Proof
- Two passport-sized photographs
PERSONAL LOAN
Interest Rate 9.99%
Personal Loan in Hisar Eligibility Criteria
The personal loan eligibility criteria for both Salaried and Self-Employed are different. It is based on the bank which has to approve the request of the applicant regarding the credit. There are two categories of applicants:
- Salaried
- Self-employed
There are various eligibility criteria for both applicants:
Salaried Applicants
- Minimum age requirements of individuals should be 21 years and maximum up to 60 years.
- The applicants must have the work experience of the three years.
- The applicants must have an excellent credit history.
- The job location of the applicant should be mentioned.
Self-Employed Applicants
- The minimum age requirement for an independent person should be 25 years.
- ITR for the last three years.
- Financial and his bank statement for the previous three months.
- If a business person, then the business should be running from the past three years.
- The credit score of the individual applicants should be good.
- The annual income of the applicants should be a minimum of Rs 2.5 lakh.
Why Apply for Personal Loan Hisar?
1. No Securities: The securities for these loans don’t seem to be required. These loans are supported by the monthly or annual income of the applicants.
2. Interest Rates: These loans have a competitive rate of interest. A number of the banks offer the most affordable of loans during this category.
3. Tenure: The period of those loans may be extended to five years. There are some exceptions too.
4. Quick Processing: The loans are processed in no time after the verification of the documents.
5. EasyInstallments: the applicant may choose the quantity and amount of the instalments for this loan in step with his affordability.
6. Minimum Documentation: The documents needed by the banks to avail of those loans are necessary documents.
7. Credit Score: a number of the applicants apply for these loans to boost their credit score.
How to apply for Personal Loan Hisar?
Applying for a private loan is straightforward with DialaBank. Get an instant loan on applying online with DialaBank. Just follow the steps below to enjoy a hassle-free experience:
1. Visit our website Dialabank
2. Go to the loan section and click on on the non-public loan link.
3. The applicant is required to fill all told the main points of themselves.
4. Click for the asking a quote, and our relationship manager will soon get to bear with you.
5. Call on 9878981166 for further assistance.
PERSONAL LOAN
Interest Rate 9.99%
Processing Fee / Prepayment Charges on Personal Loan Hisar
Every Bank and NBFC charges two sorts of fees for on consumer loan application.
1. The processing fee charges are mandatory for each bank and NBFC. The Personal Loan Hisar processing fee is 1% of the sanctioned loan amount.
2. The other is pre-closure charges which are applicable just in case you want to foreclose your loan before the agreed loan tenure. Post that the costs vary looking at what percentage years the loan has done. These charges vary from 4% of the outstanding loan amount within the 2nd year to twenty-eight within the 4th year of the loan.
Personal Loan Hisar EMI Calculator
Equated Monthly Installments also know as EMI is that the monthly fixed amount that the customer or applicant needs to pay to the bank because of the loan amount. The applicant is that the borrower in such cases and therefore the bank is that the lender. EMI varies in step with your loan amount and tenure. you’ll be able to find the private loan EMI calculator on DialaBank’s website.
CIBIL Score required for Personal Loan Hisar
CIBIL Score is that the history of your payments that you have exhausted the past. The CIR or Credit Information Report is that the history of your credit score which checks your account’s history for various loans that you have taken (if any) and also the MasterCard history (if you have).
1. Mostly, a CIBIL score of 750 and above is taken into account good while applying for a private loan.
2. The better the CIBIL score, the simpler it becomes to avail the loan.
PERSONAL LOAN
Interest Rate 9.99%
Personal Loan in Hisar Agent and Contact Number
Dialabank is related to various banks and NBFCs in Hisar that provide personal loans at low-interest rates. Thus, DialaBank is the leading agent for availing Personal Loan Hisar. Apply online at Dialabank or provides ago in 9878981166.
1. We don’t charge any extra fees from our customers.
2. We are always able to help our applicants and are available 24/7.
3. The loan gets disbursed within 24 hours.
4. Our experts will assist you, and our relationship managers will provide guidance. Personal Loan Hisar Contact Number Call 9878981166 and get instant help and approval for Personal Loan Hisar.
Pre Calculated EMI Table for Personal Loan Hisar
You can calculate your EMI here: Personal Loan EMI Calculator
About Hisar
Hisar is the executive headquarters of Hisar district of Hisar division in the state of Haryana in northwestern India. It is identified as a counter-magnet city for the National Capital Region to develop as an alternate centre of growth to Delhi. The town was ruled by several powers, including the Maurya in the third century BC, the Tughlaq, the Mughals, and therefore the British. After India achieved independence, it had been unified with the state of Punjab. When Punjab was divided in 1966, Hisar became a part of Haryana.
