Personal Loan Hodal

Major Personal Loan Providers in Hodal

Feature HDFC Bank Private Bank Bajaj Finance
Interest Rate 10.75% - 17% 11.25% - 18.5% 0.12
Min Loan Amt Metro : 75000 & Non Metro: 50000 50000 100000
Max Loan Amt 50 Lacs 50 Lacs 1 Cr
Loan Tenure 1 - 5 Years 1 - 5 Years 1 - 5 Years
Processing Fee 0.25% - 2% of the Loan Amt 1% - 2.5% of the Loan Amt
0.5% - 2% of the Loan Amt
Preclosure Charges 2%, Nil foreclosure charges after 12 months 2%, Nil foreclosure charges after 24 months Nil
Overdraft Facility No No Yes

Personal Loan Hodal Features

personal loan hodal

Why sacrifice your dreams only thanks to lack of economic support after you have the choice of getting a loan which you’ll use for any purpose. Yes, you heard it right. they are a multipurpose loan called a loan which you’ll use to satisfy your financial requirement.

This loan is unsecured in nature with minimal documentation and fewer paperwork. This loan can get approved within 48 hours after the verification process. a private loan will facilitate you to beat your financial crisis.

As the name suggests, a private Loan could also be opted by a personal thanks to an urgent requirement of money, for example, any medical issue, education purpose, or wedding or to meet any of your other personal needs. this can be a life-saver option.

Personal Loan Hodal Interest Rates

Bank Processing Fee
Prepayment Charges
HDFC Bank Personal Loan 0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan 0.50% to 1.50% Nil
Private Bank Personal Loan 0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan 500/- to 0.50% Nil
Kotak Personal Loan 1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan Nil Nil
Muthoot Personal Loan Nil Nil
Manappauram Personal Loan Nil Nil
PNB Personal Loan 0.70% to 1% Nil
Canara Bank Personal Loan 0.01 Nil
Andhra Bank Personal Loan Nil Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Hodal

The documents required for a personal loan varies from a salaried customer to a self-employed customer in the following manner:

Salaried Customers:

  1. Identity proof (Aadhar card/driving license)
  2. PAN Card
  3. Residence Proof (Owned/Rented/Company provided)
  4. Salary slips of last three months
  5. Bank statements for the last 6 months
  6. Passport-sized photographs – 2
  7. In the case of rented apartments, rent agreement needs to be attached.

Self-Employed Customers:

  1. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
  2. PAN Card
  3. Aadhar Card
  4. Residence Proof
  5. Two passport-sized photographs


Interest Rate 9.99%


Eligibility Criteria for Personal Loan Hodal

The personal loan eligibility criteria for both Salaried and Self-Employed are different. It is based on the bank which has to approve the request of the applicant regarding the credit. There are two categories of applicants:

  1. Salaried
  2. Self-employed

There are various eligibility criteria for both applicants:

Salaried Applicants

  1. The minimum age requirements of people should be 21 years and a maximum of up to 60 years.
  2. The applicants must have work experience of three years. and therefore the salary should be received in their accounts only.
  3. The applicants must have a wonderful credit history.
  4. The job location of the applicant should be mentioned.

Self-Employed Applicants

  1. The minimum age requirement for an independent person should be 25 years.
  2. The applicants applying for the private loan should file ITR for the last three years.
  3. The whole documentation process of the private loan is that the applicant must submit his financial and his statement of the previous three months.
  4. If the applicants are the businessman, then the business should be running from the past three years.
  5. The credit score of the individual applicants should be good. There mustn’t be any debt or dues left.
  6. The annual income of the applicants should be a minimum of Rs 2.5 lakh

Why Apply for Personal Loan Hodal?

  1. No Securities: The securities for these loans don’t seem to be required. These loans are supported by the monthly or annual income of the applicants.
  2. Interest Rates: These loans have an awfully competitive rate of interest. a number of the banks offer the most affordable of loans during this category.
  3. Tenure: The fundamental quantity of those loans is extended to five years. There are a number of exceptions too.
  4. Quick Processing: The loans are processed in no time after the verification of the documents.
  5. Easy Installments: the quantity and amount of the instalments are chosen by the applicant for this loan in keeping with his affordability.
  6. Minimum Documentation: The documents needed by the banks to avail of those loans are basic documents.
  7. Credit Score: a number of the applicants apply for these loans just to boost their credit scores.

How to apply for Personal Loan Hodal?

Applying for a personal loan is easy with DialaBank. Get an instant personal loan on applying online with DialaBank. Just follow the steps below to enjoy a hassle-free experience:

  1. Visit our website Dialabank.
  2. Go to the loan section and click on on the non-public loan link.
  3. The applicant is required to fill altogether the main points of themselves.
  4. Click for the asking a quote and our relationship manager will soon get to bear with you.
  5. For more information and free guidance, you will turn 9878981166.


Interest Rate 9.99%


Processing Fee / Prepayment Charges on Personal Loan Hodal

Every Bank and NBFC charges two kinds of fee for on Personal Loan application.

  1. The processing fee charges are mandatory for each ban/NBFC. These charges vary between 1% to 2.5% of the sanctioned loan amount.
  2. The other is pre-closure charges which are applicable just in case you want to foreclose your loan before the agreed loan tenure. In most cases, you can’t close your loan before 12 months. Post that the fees vary betting on what number years the loan has done. These charges vary from 4% of the outstanding loan amount within the 2nd year to twenty-eight within the 4th year of the loan.

Personal Loan Hodal EMI Calculator

Equated Monthly Installments also know as EMI is that the monthly fixed amount that the customer or applicant has got to pay to the bank because the loan amount. The applicant is that the borrower in such cases and therefore the bank is that the lender. EMI varies per your loan amount and tenure. you’ll find the private loan EMI calculator on DialaBank’s website.

CIBIL Score required for Personal Loan Hodal

CIBIL Score is that the history of your payments that you just have tired the past. The CIR (Credit Information Report) is that the history of your credit score which checks your account’s history for various loans that you just have taken (if any) and therefore the MasterCard history (if you have).

1. Mostly a CIBIL score of 750 and above is taken into account good while applying for a private loan.
2. The better the CIBIL score the simpler it becomes to avail of the loan.


Interest Rate 9.99%


Personal Loan Hodal Agents

Dialabank is associated with various banks and NBFCs in Hodal that provide personal loans at low interest rates. Thus, DialaBank is the leading agent for availing Personal Loan in Hodal. You can also apply online at Dialabank or give a call at 9878981166.

  1. We don’t charge any extra fees from our customers.
  2. We are always able to help our applicants and are available 24/7.
  3. The approval process is time-saving if you apply through DialaBank.
  4. The Loan gets disbursed within 24 hours.
  5. Our experts will assist you, and our relationship managers will provide guidance.

Personal Loan Hodal Contact Number

Call 9878981166 and get instant help and approval for a Personal Loan in Hodal.

Pre Calculated EMI Table for Personal Loan Hodal

5 Yrs
4 Yrs
3 Yrs

About Hodal

Hodal is a city in Palwal District of the Indian State Of Haryana.

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