Personal Loan Hooghly

Guide to Personal Loan Hooghly

Personal Loan Hooghly Features

Want to purchase a car? Like to launch a new venture? All needs capital, doesn’t it? I have no concerns. We are here to help.
We at Dialabank support people to evaluate, assess, and choose the best potential loan.

With less collateral and fewer documents, this lending is unsecured in nature. This loan could obtain approval within 48 hours of the certification process.

Personal loan Hooghly is an unsecured loan that provides borrowers with financial aid at competitive interest rates. The borrower has to have a solid and reliable source of revenue and requires a strong financial background to secure a Personal Loan.

In Hooghly, you can easily get a personal loan at an interest rate ranging from 10.99% to 32%, but this depends on many factors. Dialabank Personal Loan offers you the best benefits and options for a Personal Loan in Hooghly.

Personal Loan Hooghly Interest Rates

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents Required for Personal Loan Hooghly

When the applicant applies for the personal loan after that, they have to submit some of the documents. These are:

1. 1. The claimant will have identity documentation that requires an Aadhar badge, a passport, a voting certificate, a driving license.
   2. Two pictures of the applicant.
   3. We must show evidence of residence that requires an updated passbook, Aadhar passport, visa, voting card, etc. And if the claimant resides in a rented house, a rental arrangement must be enforced, the utility bill in the name of the claimant, and the address of the landlord.
   4. They must submit their PAN card which is a crucial document in the KYC formality.
   5. If the claimant is a salaried individual, then they will apply their payslip for the last three months and bank statements for the last six months.
   6. And if the individual is self-employed then they must apply the ITR for the last three years, so they can complete their business registration.

Personal Loan Hooghly Eligibility Criteria

The eligibility criteria are specific for both salaried and self-employed workers.

Click here to know more about personal loan eligibility

Salaried Applicants

1. The applicant’s age will be at least 21 years, with a maximum of 60 years.
2. If the respondent lives in a metropolitan city then the minimum salary will be Rs 18,000. So if the respondent is from the non-metropolitan area then the minimum wage will be Rs 12,000
3. The claimant should have the previous three years’ job experience and the compensation will only fall in their pocket.
4. When a borrower is applying for a personal loan then a strong credit background is needed.
5. The documentation method for Personal Loan Hooghly is quick they only have to apply their last three months’ bank statement and last six months’ salary slip.

Click here to know more about- Salaried Applicant

Self-Employed Applicants

1. If an applicant is self-employed then the applicant’s age, then a minimum of 25 years and a maximum of 65 years will be needed.
2. For the past three years, the claimant will have to register ITR.
3. The applicant’s credit score would be fine, so there will be no debt remaining due.
4. At least the ITR under which the respondent reports are to be Rs 2.5 lakhs per annum.
5. And the claimant has a company that has been going over the last three years than his company would.

Click here to know more – Self-employed Applicant

Why Apply for Personal Loan Hooghly?

• Personal Loan Hooghly is based upon the candidate’s income per annum and his credit score. No other requirement is there.
• There is no need to put a precious asset as security to the lender for Personal Loan Hooghly, as it is an unsecured loan.
• Personal loans offer higher loan amounts to help you deal with any financial emergency.
• Personal Loan Hooghly is a multi-purpose offer that can be used for almost all financial problems of life, including debt consolidation.

How to apply for Personal Loan Hooghly?

To apply for the best personal loan deals:

• Visit Dialabank and click on the personal loan option on the menu of the homepage.
• You will be directed to a page wherein you will have to fill in all your personal as well as professional details, along with your phone number.
• After you click on ‘Apply now’, wait for a while. In a short period, you will receive mail threads from various banks and NBFCs willing to lend you a personal loan
• Our experts will give you a call and assist you in choosing the best deal for you.
• In case of any queries, call us at 9878981166.

Processing Fee / Prepayment Charges on Personal Loan Hooghly

The interest rates in Personal Loan depend on the profile and salary of an individual in the business. Personal Loan Hooghly’s interest rate starts at 10.75 percent per year.

If you wish to foreclose your loan before the agreed tenure of the loan, you will be charged a penal prepayment fee by every lending institution. Unable to close your loan before 12 months in most cases. Post that the charges vary according to how many years the loan has been made. Those penalties range from 4 percent of the unpaid debt balance in the second year to 2 percent in the borrower’s fourth year.

To know about the interest rate click on personal loan interest rate

Personal Loan Hooghly EMI Calculator

CIBIL Score required for Personal Loan Hooghly

Every lending institution has its criteria for the minimum CIBIL score required for processing a Personal Loan application in Hooghly. Most institutions need a minimum score of 650 to process your application for a loan.

The institutions are not only looking at the overall score but also the detailed behaviour of previous loans. It provides information about the form of loan obtained and the amount lent. Any outstanding payments for prior loans will serve as a deterrent to making a fresh loan open to you.

Personal Loan Hooghly Contact Number

Call 9878981166 and get instant help and approval for a Personal Loan in Hooghly.

Pre Calculated EMI Table for Personal Loan Hooghly

Click here for personal loan EMI calculator

About Hooghly

Hooghly district is just 47 km north of Kolkata and is steeped in tradition and heritage. The region, scattered with many tiny but significant cities, testifies to the rule of foreign settlers — the British and Portuguese in Hooghly, the Dutch in Chinsurah, the French in Chandannagar, and the Germans and Austrians in Bhadreswar.

The Portuguese arrived here first in 1537 but Shah Jahan vanquished them in 1632. Then, in 1651, the British East India Company followed and built a factory here. Chandannagar (Chandannagar) was once a French city and is now under French language and culture control.

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