Personal Loan Hooghly

⋆ Interest Rate 9.99% ⋆

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      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
      Same Day Disbursal
      Doorstep Service
      Unbiased Experts Advice

      Guide to Personal Loan Hooghly

      Feature
      HDFC Bank
      ICICI Bank
      Bajaj Finance
      Interest Rate
      10.75% - 17%
      11.25% - 18.5%
      12%
      Min Loan Amt
      Metro : 75000 & Non Metro: 50000
      50000
      100000
      Max Loan Amt
      50 Lacs
      50 Lacs
      1 Cr
      Loan Tenure
      1 - 5 Years
      1 - 5 Years
      1 - 5 Years
      Processing Fee
      0.25% - 2% of the Loan Amt

      1% - 2.5% of the Loan Amt

      0.5% - 2% of the Loan Amt
      Preclosure Charges
      2%, Nil foreclosure charges after 12 months
      2%, Nil foreclosure charges after 24 months
      Nil
      Overdraft Facility
      No
      No
      Yes

      Personal Loan Hooghly Features

      Personal Loan Hooghly

      Want to purchase a car? Like to launch a new venture? All needs capital, doesn’t it? I have no concerns. We are here to help.
      We at Dialabank support people to evaluate, assess, and choose the best potential loan.

      With less collateral and fewer documents, this lending is unsecured in nature. This loan could obtain approval within 48 hours of the certification process.
      Personal loan Hooghly is an unsecured loan that provides borrowers with financial aid at competitive interest rates. The borrower has to have a solid and reliable source of revenue and requires a strong financial background to secure a Personal Loan.

      In Hooghly, you can easily get a personal loan at an interest rate ranging from 10.99% to 32%, but this depends on many factors. Dialabank Personal Loan offers you the best benefits and options for Personal Loan in Hooghly.

      Personal Loan Hooghly Interest Rates

      Bank
      Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan
      0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan
      0.50% to 1.50%
      Nil
      ICICI Bank Personal Loan
      0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan
      500/- to 0.50%
      Nil
      Kotak Personal Loan
      1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan
      Nil
      Nil
      Muthoot Personal Loan
      Nil
      Nil
      Manappauram Personal Loan
      Nil
      Nil
      PNB Personal Loan
      0.70% to 1%
      Nil
      Canara Bank Personal Loan
      1%
      Nil
      Andhra Bank Personal Loan
      Nil
      Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Documents Required for Personal Loan Hooghly

      When the applicant applies for the personal loan after that, they have to submit some of the documents. These are:

        1. The claimant will have identity documentation that requires an aadhaar badge, a passport, a voting certificate, a driving license.
        2. Two pictures of the applicant.
        3. We must show evidence of residence that requires an updated passbook, aadhaar passport, visa, voting card, etc. And if the claimant resides in a rented house, a rental arrangement must be enforced, the utility bill in the name of the claimant, and the address of the landlord.
        4. They must submit their PAN card which is a crucial document in the KYC formality.
        5. If the claimant is a salaried individual, then they will apply their payslip for the last three months and bank statements for the last six months.
        6. And if the individual is self-employed then they must apply the ITR for the last three years, so they can complete their business registration.
      Salaried Self-Employed
      Salary slips of last 3 months & bank statements of the last 6 months ITR of 2.5 lac minimum for last 3 years
      Identity Proof: Aadhaar Card/Pan Card/Voter Id/ Driving  License/ Passport
      Address Proof: Aadhaar Card/Pan Card/Voter Id /Passport/Driver License and if the person is living in a rented apartment then rental agreement, electricity & water bill and owner’s address
      Two colored photographs
      PAN Card

      A credit score above 600

      Personal Loan Hooghly Eligibility Criteria

      personal loan at 10.75%*

      The eligibility criteria are specific for both salaried and self-employed workers.

      Click here to know more about personal loan eligibility

      Salaried Applicants

      1. The applicant’s age will be at least 21 years, with a maximum of 60 years.
      2. If the respondent lives in a metropolitan city then the minimum salary will be Rs 18,000. So if the respondent is from the non-metropolitan area then the minimum wage will be Rs 12,000
      3. The claimant should have the previous three years’ job experience and the compensation will only fall in their pocket.
      4. When a borrower is applying for a personal loan then a strong credit background is needed.
      5. Documentation method for Personal Loan Hooghly is quick they only have to apply their last three months’ bank statement and last six months’ salary slip.

      Click here to know more about- Salaried Applicant

      Self-Employed Applicants

      1. If an applicant is self-employed then the applicant ‘s age, then a minimum of 25 years, and a maximum of 65 years will be needed.
      2. For the past three years, the claimant will have to register ITR.
      3. The applicant’s credit score would be fine, so there will be no debt remaining due.
      4. At least the ITR under which the respondent reports are to be Rs 2.5 lakhs per annum.
      5. And the claimant has a company that has been going over the last three years then his company would.

      Click here to know more – Self-employed Applicant

      Why Apply for Personal Loan Hooghly?

      • Personal Loan Hooghly is based upon the candidate’s income per annum and his credit score. No other requirement is there.
      • There is no need to put a precious asset as security to the lender for Personal Loan Hooghly, as it is an unsecured loan.
      • Personal loans offer higher loan amounts to help you deal with any financial emergency.
      • Personal Loan Hooghly is a multi-purpose offer that can be used for almost all financial problems of life, including debt consolidation.

      How to apply for Personal Loan Hooghly?

      To apply for the best personal loan deals:

      • Visit Dialabank and click on the personal loan option on the menu of the homepage.
      • You will be directed to a page wherein you will have to fill in all your personal as well as professional details, along with your phone number.
      • After you click on ‘Apply now’, wait for a while. In a short period, you will receive mail threads from various banks and NBFCs willing to lend ou a personal loan
      • Our experts will give you a call and assist you in choosing the best deal for you.
      • In case of any queries, call us at 9878981166.

      personal loan at 10.75%*

      Processing Fee / Prepayment Charges on Personal Loan Hooghly

      The interest rates in Personal Loan depend on the profile and salary of an individual in the business. Personal Loan Hooghly’s interest rate starts at 10.75 percent per year.

      If you wish to foreclose your loan before the agreed tenure of the loan, you will be charged a penal prepayment fee by every lending institution. Unable to close your loan before 12 months in most cases. Post that the charges vary according to how many years the loan has been made. Those penalties range from 4 percent of the unpaid debt balance in the second year to 2 percent in the borrower ‘s fourth year.

      To know about the interest rate click on personal loan interest rate

      Personal Loan Hooghly EMI Calculator

      CIBIL Score required for Personal Loan Hooghly

      Every lending institution has its criteria for the minimum CIBIL score required for processing a Personal Loan application in Hooghly. Most institutions need a minimum score of 650 to process your application for a loan.

      The institutions are not only looking at the overall score but also the detailed behavior of previous loans. It provides information about the form of loan obtained and the amount lent. Any outstanding payments for prior loans will serve as a deterrent to making a fresh loan open to you.

      personal loan at 10.75%*

      Personal Loan Hooghly Contact Number

      Call 9878981166 and get instant help and approval for Personal Loan in Hooghly.

      Pre Calculated EMI Table for Personal Loan Hooghly

      Click here for personal loan EMI calculator

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      About Hooghly

      Hooghly district is just 47 km north of Kolkata and is steeped in tradition and heritage. The region, scattered with many tiny but significant cities, testifies to the rule of foreign settlers — the British and Portuguese in Hooghly, the Dutch in Chinsurah, the French in Chandannagar, and the Germans and Austrians in Bhadreswar.

      The Portuguese arrived here first in 1537 but Shah Jahan vanquished them in 1632. Then, in 1651, the British East India Company followed and built a factory here. Chandannagar (Chandannagar) was once a French city and is now under French language and culture control.

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