Personal Loan Hubli

⋆ Interest Rate 9.99% ⋆

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      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
      Same Day Disbursal
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      Personal Loan Hubli

      Major Personal Loan Providers in Hubli

      Feature HDFC Bank ICICI Bank Bajaj Finance
      Interest Rate 10.75% - 17% 11.25% - 18.5% 0.12
      Min Loan Amt Metro : 75000 & Non Metro: 50000 50000 100000
      Max Loan Amt 50 Lacs 50 Lacs 1 Cr
      Loan Tenure 1 - 5 Years 1 - 5 Years 1 - 5 Years
      Processing Fee 0.25% - 2% of the Loan Amt 1% - 2.5% of the Loan Amt
      0.5% - 2% of the Loan Amt
      Preclosure Charges 2%, Nil foreclosure charges after 12 months 2%, Nil foreclosure charges after 24 months Nil
      Overdraft Facility No No Yes

      Personal Loan Hubli Features

      personal loan hubliRunning short out of cash? Do not worry Personal Loan is available for you.

      Personal loan is unsecured in nature with minimal documentation and less paperwork. This loan can get approved within 48 hours after the verification process.

      Personal Loan Hubli is an unsecured loan that provides financial aid to the customers at affordable interest rates. To get a Personal Loan, the applicant needs to have a rigid and good source of income and has a good credit history.

      Furthermore, there is no end-use restriction on the use of the personal loan amount. You can use this loan amount anywhere you want to do.

      Personal Loan Hubli Interest Rates

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Documents for Personal Loan Hubli

      Self-Employed Customers:

      1. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
      2. PAN Card
      3. Aadhar Card
      4. Residence Proof (Utility bills)
      5. Two passport-sized photographs

      Salaried Customers:

      1. Identity proof (Aadhar Card/Driving License/ Voter ID)
      2. Salary slips of last 3 months
      3. Bank statements for the last 6 months
      4. PAN Card
      5. Residence Proof (Owned/Rented/Company provided)
      6. Two Passport-sized photographs

      *NOTE: In case of rented apartments, rent agreement needs to be attached.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Eligibility Criteria for Personal Loan Hubli

      The personal loan eligibility criteria for both Salaried and Self-Employed are different:

      Salaried Applicants

      1. The minimum age requirements for applying for personal loan should be 21 years and maximum up to 60 years.
      2. The applicants must have an excellent credit history.
      3. The applicants must have the work experience of the three years. And the salary should be received in their accounts only.
      4.  A borrower should have a minimum income of INR 25,000 per month.
      5. The job location of the applicant should be mentioned in the loan document.

      Click here to know more about- Salaried Applicant

      Self-Employed Applicants

      1. The minimum age requirement for applying for a personal loan should be 25 years.
      2. The applicants applying for the personal loan should file ITR for the last three years.
      3. The annual income of the applicants should be a minimum of Rs 2.5 lakh.
      4. If the applicants are the businessman, then the business should be running from the past three years.
      5. The credit score of the individual applicants should be good there should not be any debt or dues left.
      6. Applicants have to submit his financial and his bank statement for the previous three months.

      Click here to know more – Self-employed Applicant

      Why Apply for Personal Loan Hubli?

      1. Need to deposit any mortgage and collateral security to the bank doesn’t exist.
      2. A personal loan is a multi-purpose offer loan.
      3. The amount of personal loan depends upon the repayment of individual income and capacity.
      4. Personal Loan does not require any guarantor or nominee.

      How to apply for Personal Loan Hubli?

      1. Visit www.dialabank.com.
      2. Go to the loan section on the website and click on the personal loan link.
      3. Choose their preferred city.
      4. For more information and free guidance, you may call on 9878981166.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Processing Fee / Prepayment Charges on Personal Loan Hubli

      Every Bank and NBFC charges a fee for processing your Personal Loan application. These charges vary between 1.5% to 2.5% of the sanctioned loan amount.

      In case you wish to foreclose your loan before the agreed loan tenure, every lending institution charges you a penal prepayment fee. In most cases, you cannot close your loan before 12 months. Post that the charges vary depending on how many years the loan has done. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan.

      Personal Loan Hubli EMI Calculator

      Equated Monthly Installments also know as EMI are the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed.  Based on your profile, the interest rate on your loan is determined. Your EMI is calculated basis the Interest Rate you are charged by the bank and the amount of loan you have to take and the period for which you enjoy the loan. You can use personal loan EMI calculator to calculate your EMIs.

      CIBIL Score required for Personal Loan Hubli

      Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Hubli. Most institutions require a minimum score of 750 to process your loan application.

      The institutions don’t just look at the overall score but also the detailed behavior on the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing a fresh loan.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Personal Loan Hubli Agents

      Dialabank is the leading agent for availing Personal Loan in Hubli. You can apply online at www.dialabank.com or give a call at 9878981166

      Dialabank helps you to find the best option of Banks and NBFCs by providing you with a detailed market comparison of different banks so that you can make the right choice. Visit our website www.dialabank.com and fill a simple form with your personal and employment details. Our customer relationship managers will soon get in touch with you.

      Personal Loan Hubli Contact Number

      Call 9878981166 and get instant help and approval for Personal Loan in Hubli.

      Pre Calculated EMI Table for Personal Loan Hubli

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      About Hubli

      personal loan hubliHubli, also called Hubballi, is a city in the southern state of India, Karnataka. The Nrupatunga Betta hill is located in this district. Dedicated to Lord Shiva, the centuries-old Chandramouleshwara Temple of the Hubli has black granite pillars and ornate carvings. Gardens surrounding the Unkal Lake features a statue of monk Swami Vivekananda in its center. South of the city, Utsav Rock Garden is home to sculptures depicting local folk culture.

      FAQs About Personal Loan Hubli

      Who can apply for a Personal Loan in Hubli?

      People who have an urgent need for cash and have a regular source of income (from employment or business) can apply for a Personal Loan in Hubli.

      What is the tenure of Personal Loan in Hubli?

      Most of the Banks and NBFCs provide a Personal Loan for a min period of 1 Yr and a Max period of 5 Years. There are some Banks which extend the maximum period to 7 Years also. The tenure is fixed and cannot be extended. The repayment has to be done in equal monthly instalments within the agreed tenure of the loan.

      Are there any other charges involved in Personal Loan Hubli?

      Yes, there are 2 types of charges that one needs to pay in order to avail a personal loan in Hubli:

      Processing Fee: For every bank or lending institution that you borrow from, there is a small fee that they charge from the customer. This is known as Processing Fee. The amount of processing fee varies for each lending institution and is normally between 1% and 2.5% of the loan amount.

      Pre-closure Charges: Whenever you want to close a running loan before its agreed tenure period, the Banks and NBFCs charge an extra amount known as pre-closure charges on the borrowed loan amount. Different banks have different pre-closure charges. The pre-closure charges vary depending on how many years has your loan completed before you decide to pre-close it.

      Can my application for Personal Loan Hubli get rejected due to my CIBIL score?

      Since Personal Loan is an unsecured loan, one of the most important decision criteria for getting your Personal Loan application approved is your CIBIL Score. Having a High CIBIL score becomes extremely important if you wish to avail of a Personal Loan in the future. Make sure you don’t skip any of your loan EMI payments or any credit card payments as that will result in decreasing your CIBIL score. Most of the Personal Loan rejections happen due to a low CIBIL Score.

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