Personal Loan Jaisalmer

⋆ Interest Rate 9.99% ⋆

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      Rates as low as 9.99%*
      Loans Up to 30 Lacs
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      Personal Loan Jaisalmer

      Major Personal Loan Providers in Jaisalmer

      Feature HDFC Bank ICICI Bank Bajaj Finance
      Interest Rate 10.75% - 17% 11.25% - 18.5% 0.12
      Min Loan Amt Metro : 75000 & Non Metro: 50000 50000 100000
      Max Loan Amt 50 Lacs 50 Lacs 1 Cr
      Loan Tenure 1 - 5 Years 1 - 5 Years 1 - 5 Years
      Processing Fee 0.25% - 2% of the Loan Amt 1% - 2.5% of the Loan Amt
      0.5% - 2% of the Loan Amt
      Preclosure Charges 2%, Nil foreclosure charges after 12 months 2%, Nil foreclosure charges after 24 months Nil
      Overdraft Facility No No Yes

      Personal Loan Jaisalmer FeaturesPersonal Loan Jaisalmer

      Do you see a cash shortage? Ok, you have no reason to be concerned. The personal loan is also there for you to solve the crisis. With a few documents involved and even fewer documents, this form of loan is not just unrecoverable in nature. It may take a period of 48 hours for this kind of loan to get authorized after the vetting process.

      Personal Loan Jaisalmer is a form of loan that rewards clients at attractive and cost-effective interest rates with state aid. A borrower has to have a solid and trustworthy amount of livelihood and also a decent credit history report to get a personal loan.

      Fortunately, there is no limit on the use of the balance of a personal loan. It can be used in any way that you desire.

      Click here to get an instant personal loan

      Personal Loan Jaisalmer Interest Rates

      To apply for a personal loan, Jaisalmer click on Personal  Loan

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Documents for Personal Loan Jaisalmer

      Salaried Customers:

      1. Proof of ids such as Driving License or Aadhar Card
      2. Statement of Bank for the last 6 months
      3. PAN Card
      4. Residence Proof (Whether the house is Owned/Rent/ or Company provided)
      5. Two recent Passport-size photographs
      6. Salary statements from the past three months

      *NOTE: In case of rented apartments, rent agreement is needed to be attached.

      Self-Employed Customers:

      1. All financial statements have to be presented (Balance Sheet, P&L Statement as well as ITR files)
      2. PAN Card
      3. Residence Proof (Whether the house is Owned/Rent/ or Company provided)
      4. Two passport-sized photographs
      5. Aadhar Card


      Interest Rate 9.99%


      Eligibility Criteria for Personal Loan Jaisalmer

      Click here to know more about personal loan eligibility

      Salaried Applicants

      1. The applicant’s minimum age should not be less than 21 years or more than 60 years old.
      2. There should be an excellent credit background for the applicant.
      3. It is important to state the location of the applicant’s work.
      4. The creditor must have an INR 25,000 p.m. minimum income.
      5. The applicant must have at least three years of work experience. The income was just allocated to their accounts.

      Click here to know more about a personal loan for- Salaried Applicant

      Self-Employed Applicants

      1. The age of an adult person should be a minimum of 25 years.
      2. The applicant’s credit score should be strong, and there must be no outstanding debt or dues.
      3. The applicant’s annual income should be a minimum of Rs 2.5 lakh.
      4. The whole process of checking the personal loan document includes the borrowers to apply their financial statements and their bank statements for the preceding three months.
      5. For the past three years, the borrower seeking a personal loan could have filed an ITR.
      6. If the applicant is a businessman, then the organization must be working efficiently for the last 3 years.

      Click here to know more about the personal loan for– Self-employed Applicant

      Why Apply for Personal Loan Jaisalmer?

      1. There is no requirement that any mortgage or collateral be deposited as bank security.
      2. A personal loan is a multidimensional loan, which can thus be used for all money-related problems.
      3. The amount of personal loans is solely dependent on the individual’s repayment ability.
      4. No nominee or guarantor is required for a Personal Loan.

      How to apply for Personal Loan Jaisalmer?

      1. Visit Dialabank.
      2. Then navigate to the segment of the loan and go to the page for unsecured loans.
      3. You will be guided to specific personal loan details where you can choose your city.
      4. For further information and free guidance, feel free to call on 9878981166.


      Interest Rate 9.99%


      Processing Fee / Prepayment Charges on Personal Loan Jaisalmer

      For the processing of a Personal credit application, both banks and NBFCs charge a certain payment. The Personal Loan Jaisalmer processing fee is 1 per cent of the amount of the loan permitted.

      All commercial banks can charge you a payment as a prepayment fee if you plan to withdraw your loan early to the agreed term loan. For the most part, you are not permitted to end your loan within 12 months. After that, the expenses vary depending on how many periods the loan has terminated. This fee ranges from 4% of the loan sum outstanding in the 2nd year to 2% in the 4th year of the loan.

      To know about the interest rate click on personal loan interest rate

      Personal Loan Jaisalmer EMI Calculator

      Equated Monthly Installments or EMI is a specified monthly fee that you are expected to pay to the bank for the loan total lent as a current salary. The rate of interest on your loans is set based on your application. The EMI on your loan is selected based on the bank fees you charge for the exchange rate and the duration of the loan you have to borrow and the time for which you take the loan.

      CIBIL Score required for Personal Loan Jaisalmer

      For a minimum Secured loan required to process a Personal new loan in Jaisalmer, all commercial banks have their own requirements. Often, to further process an application, entities need a required score of at least 750.

      No holder in due course looks at the total average. They also look at a thorough view of past loans. The report contains the kind of loans and the dollar amount lent. If any delay in the approval of previous loans occurs, the acceptance of the present loan could be obstructed.


      Interest Rate 9.99%


      Personal Loan Jaisalmer Agents

      In Jaisalmer, Dialabank is one of the major agents for private loan access. You can easily apply online at Dialabank or give a call at 9878981166

      Dialabank helps you to find the best choice for banks and NBFCs by provides you with connections to a comprehensive industry qualitative study of different banks to facilitate you in selecting the correct one. Visit our Dialabank website and fill out a basic system with personal and job data information. Our managers of customer partnerships will be in contact with you promptly.

      Personal Loan Jaisalmer Contact Number

      Call 9878981166 and Get satisfactory service and personal loan clearance in Jaisalmer.

      Pre Calculated EMI Table for Personal Loan Jaisalmer

      Click here for personal loan EMI calculator

      5 Yrs
      4 Yrs
      3 Yrs

      About Jaisalmer

      In the western Indian state of Rajasthan, in the heart of the Thar Desert, Jaisalmer is a former medieval trade centre and a princely state. Known as the “Golden Area,” its yellow sandstone architecture distinguishes it. Jaisalmer Fort, a sprawling hilltop citadel buttressed by 99 bastions, dominates the skyline. The ornate Maharaja’s Palace and intricately carved Jain temples stand behind its huge walls.

      FAQs About Personal Loan Jaisalmer

      ✅ Who can apply for a Personal Loan in Jaisalmer?

      For a Personal Loan in Jaisalmer, individuals who have an urgent want for cash and have a daily means of funding (from jobs or commercial enterprise) can qualify.

      What is the tenure of Personal Loan in Jaisalmer?

      The commercial banks and NBFCs offer a personal loan for a minimum of 1 year and a duration of 5 years. Some banks stretch the maximum duration to 7 years as well. The duration is set and is not moveable. The contribution has to be made within the negotiated period of the loan in monthly instalments.

      Are there any other charges involved in Personal Loan Jaisalmer?

      Yes, to be granted a personal loan in Jaisalmer, there are basically two types of payments that one needs to pay:

      Payment: There is a small fee client shall pay for any bank or financial entity you borrow from. This is called the Transmission Fee. The Personal Loan Jaisalmer processing fee is 1 per cent of the amount of the loan permitted.

      Well before-closure fees: If you want to close an ongoing loan before its negotiated tenure term, the bankers and NBFCs charge the borrowed loan amount with an annual compensation known as pre-closure fees. Different banks have varying charges for or before-closure. Depending according to how many years the loan has been finished before you plan to pre-close it, the pre-closure fees differ.

      Can my application for Personal Loan Jaisalmer get rejected due to my CIBIL score?

      Since a line of credit is an investment property, your Fico score is one of the most significant evaluation criteria for getting your personal loan proposal accepted. If you want to take control of a personal loan in the following, getting a high CIBIL score is absolutely crucial. Make sure you will not miss any of your EMI mortgage repayments or debit card transactions, as your CIBIL score would decrease. Most denials of personal loans occur due to a low CIBIL value.