Personal Loan Jalalabad

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Best Banks for Personal Loan in Jalalabad

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan in Jalalabad Features

Personal Loan JalalabadMonetary Shortage? Do not worry! Personal Loan shall take away all your doubts regarding taking the big step in your life which requires financial support.

Personal Loan is the best option when you compare it with other collateral-free loaning schemes. As the name suggests, you can use the loan amount in any way you like there is no restriction of the expenditure of the loan amount. Also, the applicant is not required to have collateral to avail this loan. As a result, this loaning scheme is said to be a secure way of taking a loan amount from the bank. It is one of the fastest ways one can make the required funds from the banks in a short amount of time.

Personal Loan in Jalalabad Interest Rates and Charges 

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Personal Loan in Jalalabad Documents Required 

Salaried Customers:

  1. Government-approved proof of identity is a must like Aadhar card/ Driving License/ Passport copy, etc.
  2. Proof of income: Salary slips of last three months & Bank statements for the last 6 months
  3. 2 recent passport size photos
  4. PAN Card
  5. Residence Proof: Water Bill/ Electricity Bill/ Passport Copy, etc.

*NOTE: In case of rented apartments, rent agreement needs to be attached.

Self-Employed Customers:

  1. Government-approved proof of identity is a must like Aadhar card/ Driving License/ Passport copy, etc.
  2. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
  3. 2 recent passport size photos
  4. PAN Card
  5. Residence Proof: Water Bill/ Electricity Bill/ Passport Copy, etc.

personal loan at 10.75%*

Personal Loan in Jalalabad Eligibility Criteria 

The eligibility criteria vary for both Salaried and Self-Employed:

Salaried Applicants

  1. An applicant cannot be less than 21 years and more than 60 years of age
  2. The applicants must have the work experience of the three years. And the salary should be received in their accounts only.
  3. Credit history of the borrower should be excellent
  4. An applicant receiving salary as cash not eligible
  5. The job location of the applicant should be mentioned.

Self-Employed Applicants

  1. The applicant must be above 25 years of age if self-employed
  2. If the applicants are the businessman, then the business should be running from the past three years.
  3. The credit score of the individual applicants should be good .there should not be any debt or dues left.
  4. The borrower should file ITR for the last three years.
  5. A minimum of Rs 2.5 lakh should be the annual income
  6. Financial and his bank statement of the previous three months needs to be submitted

Click here to know more about eligibility: Personal Loan Eligibility

Why Apply for Personal Loan Jalalabad?

  1. No cosigner needed.
  2. It is a multi-purpose offer that can be used for almost all financial problems.
  3. Property or asset as security to the bank is not needed as it is an unsecured type of loan

How to apply for Personal Loan Jalalabad?

  1. Visit dialabank and apply online for the loan approval in no time
  2. Select personal loan in the loan section
  3. The applicant will be directed to a page where they need to provide all details and documents
  4. You may call on 9878981166 for more information and free guidance

personal loan at 10.75%*

Processing Fee / Prepayment Charges on Personal Loan Jalalabad

Each loaning foundation charges a cost for setting up your Personal Loan application. These charges vary between 1.5% to 2.5% of the embraced advance total.

In maximum cases, you cannot close your loan before 12 months but if you wish to do so, banks charge a penal prepayment fee. Post that the charges change on the basis of the remaining tenure of the loan. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan.

Personal Loan Jalalabad EMI Calculator

Equated Monthly Installments likewise know as EMI are the month to month fixed charges that you pay to the lenders as monthly reimbursement for the loan amount.  Based on your profile, the financing cost on your advance is resolved. Your EMI is determined to premise the Interest Rate you are charged by the bank and the measure of credit you need to take and the period for which you appreciate the advance.

Get to know more about EMI Calculator: Personal Loan EMI Calculator

CIBIL Score required for Personal Loan Jalalabad

Each bank and NFBFC has its own models for the base CIBIL score required for setting up a Personal Loan application in Jalalabad. Most institutions require a base score of 750 to process your credit application.

The institutions don’t just look at the credit score yet furthermore the unequivocal lead on the past advances taken. Any pending dues for past credits can go about as a limit to your fresh loan.

personal loan at 10.75%*

Personal Loan Jalalabad Agents

Dialabank is the leading agent for availing Personal Loan in Jalalabad. Apply online at dialabank or give a call at 9878981166 for further assistance

Personal Loan Jalalabad Contact Number

Call 9878981166 and get instant help and approval for Personal Loan in Jalalabad.

Pre Calculated EMI Table for Personal Loan Jalalabad

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Jalalabad

Jalalabad was named after the Nawab Qutubuddin Khan’s son Nawab Jalaluddin Khan. The town is said to be one of the wealthiest places of Punjab along with strong industrial area.

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