Personal Loan Jalore

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Major Personal Loan Providers in Jalore

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan Jalore Features

Need money for commencing a new company? Need funds for planning the marriage of your children? Dialabank is here exploring solutions for you!

A personal loan is a cure that will accomplish all your ambitions. This loan demands the least records and paperwork. Your loan will be confirmed within 48 hours after document authentication.

It is an unsecured loan with the feasibility of interest rates as per your convenience. The basic requirement for this loan is good income and good creditworthiness.

The most valuable thing affiliated with this loan is that there are no stipulations on the intention of using this monetary support. You can use it anywhere you want.

Click here to get an Instant Personal Loan

Personal loan Jalore

Personal Loan Jalore Interest Rates 

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Jalore

Salaried Customers:

  1.  Your identity proof is required. It can be anyone of Aadhar card or driving license.
  2. Salary slips for the past three months are required to be submitted.
  3. Bank statements for the last 6 months have to be submitted.
  4. A copy of your PAN Card
  5.  You have to submit your residence proof (Owned/Rented/Company provided)
  6. Two recent passport-sized photographs have to be submitted.

*NOTE: If you live in a rented apartment, then rent agreement needs to be attached.

Self-Employed Customers:

  1. All financial statements of your business are required to be attached. (Balance Sheet, P&L Statement as well as ITR files)
  2. PAN Card is a must.
  3. Aadhar Card (for identity proof)
  4. Residence Proof (owned/rented)
  5. You have to attach two recent passport-sized photographs.

personal loan at 10.75%*

Eligibility Criteria for Personal Loan Jalore

Salaried Applicants

  1. The minimum age of an individual should be 21 years and a maximum of up to 60 years in order to apply for a personal loan.
  2. It is obligatory for the applicant to have at least 3 years of experience and you should be holding a salary in your own account
  3. The candidate’s credit archives should be competent.
  4. You should notify your job location.
  5. The applicant should gain a minimum income of INR 25,000 per month.

Self-Employed Applicants

  1. The minimum age of an individual should be 25 years.
  2. You should file your ITR for the last 3 years if you applying for a personal loan.
  3. If you are a businessman, then your business should be active for the past 3 years.
  4. Your credit score should be good. Make sure that all your dues are clear.
  5. You should be earning a minimum annual income of Rs.2.5 lakhs.
  6. The applicant has to submit his financial and bank statement for the past 3 months.

Click here if you want further knowledge about the Personal Loan for Self-Employed Applicant.

Why Apply for Personal Loan Jalore?

  1. You do not need to mortgage your property.
  2. A personal loan is a multipurpose loan. You can use this amount anywhere you want to.
  3. The amount of personal loans completely depends on your creditworthiness.
  4. In Personal Loan, you need not mention any nominee or guarantor.

How to apply for Personal Loan Jalore?

  1. Visit our website Dialabank.
  2. On our website you will see a Loan section, go there and click on the personal loan link to apply for it.
  3. The applicant will be directed to all details of the personal loan where you can choose your preferred city.
  4. For more information and free assistance, you can get in touch with us by calling on 9878981166.

personal loan at 10.75%*

Processing Fee / Prepayment Charges on Personal Loan Jalore

Every financial institution such as banks or NBFCs charges an application fee for a personal loan. The range of fees varies between 1.5% – 2.5% of the permitted loan amount.

If you are precluding your loan amount before the due date, then you have to pay a penalty for prepayment. You cannot close your loan before 12 months in most situations. The prepayment penalty charges depend on the number of years for which loan has been used.

To gain more knowledge about the interest rate click on the Personal Loan interest rate

Personal Loan Jalore EMI Calculator

EMI (Equated Monthly Installments) are the fixed charges that you are liable to pay monthly to the bank as repayment of the loan amount. The interest rate is not fixed. It will be determined based on your profile. And accordingly, your EMI will be calculated on the basis of interest rate and the tenure of the loan.

CIBIL Score required for Personal Loan Jalore

Every lending institution has its own benchmark criteria for CIBIL score which is required for proceedings of application of Personal Loan. A CIBIL score of 750 is mostly preferred by all the lending institutions.

Institutions just look at your behavior in your previous loans whether you have repaid your loans on time or not. Any delayed payments of the past can affect your future.

personal loan at 10.75%*

Personal Loan Jalore Agents

Dialabank is the preeminent agent for taking Personal Loan in Jalore. You can apply online at Dialabank or give a call at 9878981166.

Dialabank is working for providing monetary help to those in need. Visit our website www.dialabank.com and fill a simple form with all necessary details such as personal and employment details. Our customer relationship managers will soon get in touch with you.

Personal Loan Jalore Contact Number

Call 9878981166 and to get immediate help from us and advocacy for Personal Loan in Jalore.

Pre Calculated EMI Table for Personal Loan Jalore

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

Click here for Personal Loan EMI Calculator

About Jalore

It is a city in Rajasthan. Jalore is popular by the name of Granite city. The city is situated on the banks of river Jawai Nadi. Around 55,000 people live in Jalore.

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