Personal Loan Jamnagar

⋆ Interest Rate 9.99% ⋆

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      Rates as low as 9.99%*
      Loans Up to 30 Lacs
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      Table of Contents

      Personal Loan Jamnagar

      Best Banks for Personal Loan in Jamnagar

      Feature
      HDFC Bank
      ICICI Bank
      Bajaj Finance
      Interest Rate
      10.75% - 17%
      11.25% - 18.5%
      12%
      Min Loan Amt
      Metro : 75000 & Non Metro: 50000
      50000
      100000
      Max Loan Amt
      50 Lacs
      50 Lacs
      1 Cr
      Loan Tenure
      1 - 5 Years
      1 - 5 Years
      1 - 5 Years
      Processing Fee
      0.25% - 2% of the Loan Amt

      1% - 2.5% of the Loan Amt

      0.5% - 2% of the Loan Amt
      Preclosure Charges
      2%, Nil foreclosure charges after 12 months
      2%, Nil foreclosure charges after 24 months
      Nil
      Overdraft Facility
      No
      No
      Yes

      Personal Loan in Jamnagar Features

      personal loan jamnagar

       A personal loan can be availed without any mortgage or collateral, it is a type of unsecured loan which needs a good CIBIL score to avail it.

      There is also an advantage of personal loans which is to use the money as you want to, wherever you want to.

      Get all your personal loan query clear and apply now on Dialabank.

      To apply and know more click on Personal Loan

      Bank
      Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan
      0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan
      0.50% to 1.50%
      Nil
      ICICI Bank Personal Loan
      0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan
      500/- to 0.50%
      Nil
      Kotak Personal Loan
      1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan
      Nil
      Nil
      Muthoot Personal Loan
      Nil
      Nil
      Manappauram Personal Loan
      Nil
      Nil
      PNB Personal Loan
      0.70% to 1%
      Nil
      Canara Bank Personal Loan
      1%
      Nil
      Andhra Bank Personal Loan
      Nil
      Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Documents Required for Personal Loan in Jamnagar

      Salaried Customers:

      1. Identity proof (Aadhar card/driving license/Voter Id) is a must.
      2. Salary slips of last 3 months, Bank statements for the last 6 months, PAN Card, Residence Proof (Owned/Rented/Company provided), Passport-sized photographs – 2 should be made available.

      *NOTE: In case of rented apartments, rent agreement needs to be attached.

      Self-Employed Customers:

      1. All financials are required for example Balance Sheet, P&L Statement as well as ITR files for loan application.
      2. Aadhar Card. PAN Card, Residence Proof( Current and Permanent), Two passport-sized photographs are a must.

      personal loan at 10.75%*

      Personal Loan in Jamnagar Eligibility Criteria

      Click here to know everything about personal loan eligibility

      Salaried Applicants

      1. The minimum age of the individual should be only 21 years and the maximum age of the individual should be up to 60 years.
      2. Should have work experience of the three years and salary should be received in their accounts only with min. pay of INR 25,000 per month and should have an excellent credit history and job location shall also be mentioned.

      Click here to know more details about a personal loan for Salaried Applicant

      Self-Employed Applicants

      1. The minimum age requirement for an independent person should be 25 years with min. the income of Rs. 2.5 lakh p.a and good credit score and should file ITR for the last three years.
      2. If it is a business. then the business should be running from the past three years.
      3. Submit his financial and his bank statement of the previous three months as documents.

      Click here to know more about: personal loan for self-employed Applicant

      How to apply for Personal Loan in Jamnagar?

      1. Visit the top personal loan provider www.dialabank.com.
      2. Go to the loan section immediately and click on the personal loan link.
      3. Then the applicant will be directed to all details of the personal loan needed.
      4. Choose your preferred city according to your wish.
      5. For more information and free guidance, you may call anytime on this number 9878981166.

      personal loan at 10.75%*

      Processing Fee / Prepayment Charges on Personal Loan in Jamnagar

      Every Bank and NBFC charges a fee for processing your Personal Loan application. These charges vary from 1% of the sanctioned loan amount.

      In case you wish to close your loan before the agreed loan tenure, every banking lending institution charges you a penal prepayment fee. In most cases, you cannot close your loan before 12 months. Post that the charges vary depending on how many years the loan has been done. These charges vary from 4% of the outstanding amount of personal loan in the 2nd year to 2% in the 4th year of the loan.

      To know about the interest rate click on personal loan interest rate

      Personal Loan EMI Calculator Jamnagar

      Equated Monthly Installments also know as EMI are the payable monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed.  Based on your profile, the suitable interest rate on your loan is also determined. Your Equated Monthly Installments are calculated using personal loan EMI calculator on the basis of the Interest Rate you are charged by the bank and the amount of loan you have to take and the period for which you enjoy the loan.

      CIBIL Score required for Personal Loan Jamnagar

      Every banking institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application Jamnagar. Most institutions usually require a minimum score of just 750 to process your loan application.

      The institutions don’t just look at the overall CIBIL score and credit history but also the detailed behavior on the previous loans taken. This includes details on all the types of amounts borrowed. Any delayed payments for these can act as a barrier to your availing a fresh loan.

      personal loan at 10.75%*

      Personal Loan Jamnagar Agents/Broker

      Dialabank, the best personal loan agent gives Personal Loan in Jamnagar. You can apply online at www.dialabank.com or just give a call at this number 9878981166

      Dialabank helps you to find the best option of Banks and NBFCs by providing you with a detailed market comparison of different banks so that you can make the right choice. Visit our website www.dialabank.com and fill a simple form with your personal and employment details. Our customer relationship managers will soon get in touch with you.

      Personal Loan Jamnagar Contact Number

      Call 9878981166 and get instant help and approval for Personal Loan in Jamnagar by us.

      Pre Calculated EMI Table for Personal Loan Jamnagar

      Click here to easily calculate your personal loan EMI calculator

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      About Jamnagar

      Jamnagar is a city in the west of India, in the state of Gujarat. On an island in Lakhota Lake, Lakhota Palace and Museum is a former ancient fort that exhibits weapons, sculptures, and pottery from the 9th to 18th centuries. At Bala Hanuman Temple, the Rama Naam prayer has been chanted beautifully and continuously since 1964. To the northeast, the marshlands of Khijadiya Bird Sanctuary got the attraction of spotted deer, painted storks, and migratory birds

      FAQs About Personal Loan Jamnagar

      Are there any other charges involved in Personal Loan Jamnagar?

      Yes, there are 2 types of charges:

      Processing Fee: For every bank or lending institution that you borrow from, there is a small fee of 1% that they charge from the customer.

      Pre-closure Charges: To close a running loan before its agreed tenure period, the Banks charge an extra amount known as pre-closure charges on the borrowed loan amount which depends upon how many years has your loan completed before you decide to close it completely.

      Can my application for Personal Loan Jamnagar get rejected due to my CIBIL score?

      Low CIBIL score, bad credit history, not paying dues, and debt can get your personal loan application rejected.

      Who can apply for a Personal Loan in Jamnagar?

      People having a regular income source and a good source from employment or business and also they need the money and can pay the loan interest amount within the signed tenure.

      What is the tenure of Personal Loan in Jamnagar?

      Most banks provide personal loans up to 3 to 5 years, while some exceptions are there for 7 years, all this is decided before completing the loan application.

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