Personal Loan Jhunjhunu

⋆ Interest Rate 9.99% ⋆

Check Special Offers During COVID-19

I have read the Privacy Policy & Agree to Terms & Conditions and authorize Dialabank & its partner institutions to Call or SMS me with reference to my application.

Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Best Banks for Personal Loan in Jhunjhunu

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan in Jhunjhunu Features

Personal Loan Jhunjhunu

Does a financial crunch burden you? Looking for a saviour in the difficult times? Personal Loan is the answer to all your queries. It is a type of unsecured loan, so it does not need you to lend your assets as security.

DialaBank offers the service to avail for a personal loan in no time in a hassle-free process. Banks provide personal loans at an affordable rate of interest and minimal documentation.

Personal Loan in Jhunjhunu Interest Rates and Charges

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Personal Loan in Jhunjhunu Documents Required

Salaried Customers:

  1. Under KYC formality: PAN card is an essential document.
  2. Address proof: passport/ID card/ Voter card/ Aadhar card/driving license
  3. Proof of Identity: Passport/ID card/ Voter card/ Aadhar card/driving license
  4. Two colored passport size photos
  5. Proof of income: The applicants have to his salary slip of the last three months and bank statement for the last six months.

*NOTE: In case of rented apartments, rent agreement needs to be attached.

Self-Employed Customers:

  1. All financials are required to be submitted such as Balance Sheet, P&L Statement as well as ITR files
  2. Under KYC formality: PAN card is an essential document.
  3. Address proof: passport/ID card/ Voter card/ Aadhar card/driving license
  4. Proof of Identity: Passport/ID card/ Voter card/ Aadhar card/driving license
  5. Two colored passport size photos

personal loan at 10.75%*

Personal Loan in Jhunjhunu Eligibility Criteria

The eligibility criteria for both Salaried and Self-Employed vary in the following ways:

Salaried Applicants

  1. The job location of the applicant should be mentioned.
  2. Maximum age: 60 years
  3. Minimum Age: 21 years
  4. The applicants must have the work experience of the three years, and the salary should be received in their accounts only.
  5. The applicant must have an excellent CIBIL score.

Self-Employed Applicants

  1. The applicants applying for the personal loan should file ITR for the last three years.
  2. The minimum age should be 25 years.
  3. An individual needs to have a decent CIBIL score as well as credit history.
  4. The business should be operational from at least the past three years.
  5. The annual income of the applicants should be a minimum of Rs 2.5 lakh.
  6. All the bank and financial statements of the previous three months to be submitted

Click here to know more about eligibility: Personal Loan Eligibility.

Why Apply for Personal Loan Jhunjhunu?

  1. Asset or Collateral not required
  2. The money can be utilized for any purpose whatsoever
  3. Amount of loan sanctioned depends upon the stability of income
  4. Guarantor or nominee not needed

How to apply for Personal Loan Jhunjunu?

  1. Visit Dialabank.
  2. Go to the loan section and click on the personal loan link.
  3. The applicant will be directed to a page where they need to fill in all the necessary details.
  4. Our relationship managers will assist you for further process.
  5. For more information, call us at 9878981166.

personal loan at 10.75%*

Processing Fee / Prepayment Charges on Personal Loan Jhunjhunu

The processing fee is charged by the banks and NBFCs, which is essential in facilitating the processing of the personal loan application form.

A penalty in the form of prepayment charge is applicable if any applicant opts to foreclose their loan before the agreed tenure. In most cases, you cannot close your loan before 12 months. Post that the charges vary from 2% to 4%.

Personal Loan Jhunjhunu EMI Calculator

Equated Monthly Installments also know as EMI is a fitting mode of repayment to the bank for the loan amount borrowed. An EMI needs to be paid every month and is calculated based on the interest rate, loan tenure, and the amount of loan taken from the bank.

Get to know more about EMI Calculator: Personal Loan EMI Calculator

CIBIL Score required for Personal Loan Jhunjhunu

Banks do not just simply approve a loan application without checking the credit history of an applicant. That is why an individual needs to repay their loan amounts on time and maintain a decent CIBIL score. Generally, a CIBIL score of 750 and above is considered to be decent.

personal loan at 10.75%*

Personal Loan in Jhunjhunu Agent and Contact Number

Dialabank is the leading agent for availing Personal Loan in Jhunjhunu. You can apply online at www.dialabank.com or give a call at 9878981166

Call 9878981166 and get Instant Personal Loan in Jhunjhunu.

Pre Calculated EMI Table for Personal Loan Jhunjhunu

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Jhunjhunu

Jhunjhunu is a city in the state of Rajasthan. The city is filled with fresco art and royal architecture. Several Havelis and forts can be seen in the city.

Personal loan in other Cities in Rajasthan 

Personal Loan Mangrol Personal Loan Merta City
Personal Loan Munda Personal Loan Nasirabad
Personal Loan Neemkathana Personal Loan Neemrana
Personal Loan Nimbahera Personal Loan Nokha
Menu