Personal Loan Jhunjhunu

⋆ Interest Rate 9.99% ⋆

      I have read the Privacy Policy & Agree to Terms & Conditions

      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
      Same Day Disbursal
      Doorstep Service
      Unbiased Experts Advice

      Personal Loan Jhunjhunu

      Best Banks for Personal Loan in Jhunjhunu

      Feature
      HDFC Bank
      ICICI Bank
      Bajaj Finance
      Interest Rate
      10.75% - 17%
      11.25% - 18.5%
      12%
      Min Loan Amt
      Metro : 75000 & Non Metro: 50000
      50000
      100000
      Max Loan Amt
      50 Lacs
      50 Lacs
      1 Cr
      Loan Tenure
      1 - 5 Years
      1 - 5 Years
      1 - 5 Years
      Processing Fee
      0.25% - 2% of the Loan Amt

      1% - 2.5% of the Loan Amt

      0.5% - 2% of the Loan Amt
      Preclosure Charges
      2%, Nil foreclosure charges after 12 months
      2%, Nil foreclosure charges after 24 months
      Nil
      Overdraft Facility
      No
      No
      Yes

      Personal Loan in Jhunjhunu Features

      Personal Loan Jhunjhunu

      Does a financial crunch burden you? Looking for a saviour in the difficult times? A personal Loan is an answer to all your queries. It is a type of unsecured loan, so it does not need you to lend your assets as security.

      DialaBank offers the service to avail of a personal loan in no time in a hassle-free process. Banks provide personal loans at an affordable rate of interest and minimal documentation.

      Personal Loan in Jhunjhunu Interest Rates and Charges

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Personal Loan in Jhunjhunu Documents Required

      Salaried Customers:

      1. Under KYC formality: a PAN card is an essential document.
      2. Address proof: passport/ID card/ Voter card/ Aadhar card/driving license
      3. Proof of Identity: Passport/ID card/ Voter card/ Aadhar card/driving license
      4. Two coloured passport size photos
      5. Proof of income: The applicants have his salary slip for the last three months and bank statement for the last six months.

      *NOTE: In the case of rented apartments, a rent agreement needs to be attached.

      Self-Employed Customers:

      1. All financials must be submitted, such as Balance Sheet, P&L Statement, and ITR files.
      2. Under KYC formality: a PAN card is an essential document.
      3. Address proof: passport/ID card/ Voter card/ Aadhar card/driving license
      4. Proof of Identity: Passport/ID card/ Voter card/ Aadhar card/driving license
      5. Two coloured passport size photos

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Personal Loan in Jhunjhunu Eligibility Criteria

      The eligibility criteria for both Salaried and Self-Employed vary in the following ways:

      Salaried Applicants:

      1. The job location of the applicant should be mentioned.
      2. Maximum age: 60 years
      3. Minimum Age: 21 years
      4. The applicants must have three years’ work experience, and the salary should be received only in their accounts.
      5. The applicant must have an excellent CIBIL score.

      Self-Employed Applicants:

      1. The applicants applying for the personal loan should file ITR for the last three years.
      2. The minimum age should be 25 years.
      3. An individual needs to have a decent CIBIL score as well as credit history.
      4. The business should be operational from at least the past three years.
      5. The annual income of the applicants should be a minimum of Rs 2.5 lakh.
      6. All the bank and financial statements of the previous three months to be submitted

      Click here to know more about eligibility: Personal Loan Eligibility.

      Why Apply for Personal Loan Jhunjhunu?

      1. Asset or Collateral not required
      2. The money can be utilized for any purpose whatsoever.
      3. The amount of loan sanctioned depends upon the stability of income.
      4. Guarantor or nominee not needed

      How to apply for Personal Loan Jhunjunu?

      1. Visit Dialabank.
      2. Go to the loan section and click on the personal loan link.
      3. The applicant will be directed to a page where they need to fill in all the necessary details.
      4. Our relationship managers will assist you with further processes.
      5. For more information, call us on 9878981166.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Processing Fee / Prepayment Charges on Personal Loan Jhunjhunu

      The processing fee is charged by the banks and NBFCs, which is essential in facilitating the personal loan application form.

      A penalty in the form of a prepayment charge is applicable if any applicant opts to foreclose their loan before the agreed tenure. In most cases, you cannot close your loan before 12 months. Post that the charges vary from 2% to 4%.

      Personal Loan Jhunjhunu EMI Calculator

      Equated Monthly Installments also know as EMI is a fitting mode of repayment to the bank for the loan amount borrowed. An EMI needs to be paid every month and is calculated based on the interest rate, loan tenure, and the amount of loan taken from the bank.

      Get to know more about the EMI Calculator: Personal Loan EMI Calculator.

      CIBIL Score required for Personal Loan Jhunjhunu

      Banks do not just approve a loan application without checking the credit history of an applicant. That is why individuals need to repay their loan amounts on time and maintain a decent CIBIL score. Generally, a CIBIL score of 750 and above is considered to be decent.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Personal Loan in Jhunjhunu Agent and Contact Number

      Dialabank is the leading agent for availing Personal Loan in Jhunjhunu. You can apply online or give a call at 9878981166.

      Call 9878981166 and get Instant Personal Loan in Jhunjhunu.

      Pre Calculated EMI Table for Personal Loan Jhunjhunu

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      About Jhunjhunu

      Jhunjhunu is a city in the state of Rajasthan. The city is filled with fresco art and royal architecture. Several Havelis and forts can be seen in the city.

      Personal loan in other Cities in Rajasthan 

      Personal Loan Mangrol Personal Loan Merta City
      Personal Loan Munda Personal Loan Nasirabad
      Personal Loan Neemkathana Personal Loan Neemrana
      Personal Loan Nimbahera Personal Loan Nokha