Personal Loan Jind

⋆ Interest Rate 9.99% ⋆

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      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
      Same Day Disbursal
      Doorstep Service
      Unbiased Experts Advice

      Personal Loan Jind

      Major Personal Loan Providers in Jind

      Feature
      HDFC Bank
      ICICI Bank
      Bajaj Finance
      Interest Rate
      10.75% - 17%
      11.25% - 18.5%
      12%
      Min Loan Amt
      Metro : 75000 & Non Metro: 50000
      50000
      100000
      Max Loan Amt
      50 Lacs
      50 Lacs
      1 Cr
      Loan Tenure
      1 - 5 Years
      1 - 5 Years
      1 - 5 Years
      Processing Fee
      0.25% - 2% of the Loan Amt

      1% - 2.5% of the Loan Amt

      0.5% - 2% of the Loan Amt
      Preclosure Charges
      2%, Nil foreclosure charges after 12 months
      2%, Nil foreclosure charges after 24 months
      Nil
      Overdraft Facility
      No
      No
      Yes

      Personal Loan Jind Features

      Personal Loan JindA personal loan is an ideal way to tackle your financial crisis and meet all your monetary needs. All the major banks and NBFCs provide personal loans to individuals without any collateral or security deposit.  It is an instant loan that an individual can avail of within 48 to 72 hours. A personal loan requires minimum documentation for approval of the personal loan.

      Furthermore, there is no end-use restriction on the use of the personal loan amount. You can use this loan amount anywhere you want to do.

      Personal Loan Jind Interest Rates

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Documents for Personal Loan Jind

      Salaried Customers:

      1. Income proof: The applicants have his salary slip for the last three months and bank statement for the last six months.
      2. ID Proof: Passport/ID card/ Voter card/ Aadhar card/ration/card/driving license
      3. Two coloured passport size photos:(Applicants should not wear any glasses)
      4. Under KYC  formality: every applicant has to submit his pan card, which is an essential document.
      5. Residence proof: passport/ID card/ Voter card/ Aadhar card/ration/card/driving license

      *NOTE: In the case of rented apartments, a rent agreement needs to be attached.

      Self-Employed Customers:

      1. Income Proof: Balance Sheet, P&L Statement as well as ITR files
      2. ID Proof: Passport/ID card/ Voter card/ Aadhar card/ration/card/driving license
      3. Two coloured passport size photos:(Applicants should not wear any glasses)
      4. Under KYC  formality: every applicant has to submit his pan card, which is an essential document.
      5. Residence proof: passport/ID card/ Voter card/ Aadhar card/ration/card/driving license

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Eligibility Criteria for Personal Loan Jind

      The eligibility criteria for both Salaried and Self-Employed vary in the following ways:

      Salaried Applicants

      1. The applicants must have work experience of three years, and the salary should be received in their accounts only.
      2. The job location of the applicant should be mentioned.
      3. The age requirement for a salaried applicant is a minimum of 21 years and a maximum of up to 60 years.
      4. The applicants must have a decent credit history along with a good CIBIL Score is necessary.

      Self-Employed Applicants

      1. The applicants applying for the personal loan should file ITR for the last three years.
      2. The minimum age should be 25 years.
      3. The credit score of the individual applicants should be good. There should not be any debt or dues left.
      4. The business should have been running for the past three years.
      5. The annual income of the applicants should be a minimum of Rs 2.5 lakh.
      6. All the bank and financial statements of the previous 3 months are to be submitted.

      Click here to know more about eligibility: Personal Loan Eligibility

      Why Apply for Personal Loan Jind?

      1. Banks do not ask for any personal assets as security.
      2. A personal loan is a multi-purpose loan; it can be utilized anywhere
      3. The amount of a personal loan depends upon the repayment capability and income of the applicant
      4. No guarantor or nominee is involved

      How to apply for Personal Loan Jind?

      1. Visit www.dialabank.com. for a hassle-free process.
      2. Go to the loan section and click on the personal loan link.
      3. You then need to submit all your personal and professional details.
      4. Our relationship managers will then contact you back for checking your eligibility and provide you with suitable offers.
      5. For more information call us on 9878981166.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Processing Fee / Prepayment Charges on Personal Loan Jind

      A fixed amount of 1% of the total loan amount is applicable for the processing of the personal loan application form.

      In case borrowers wish to foreclose their loan before the agreed loan tenure, every lending institution charges a penal prepayment fee. In most cases, you cannot close your loan before 12 months. Post that, the charges vary depending on loan completion progress.

      Personal Loan Jind EMI Calculator

      Equated Monthly Installments, also know as EMI, are the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed.  Based on your profile, the personal loan interest rate on your loan is determined. Your EMI is calculated on the basis of the Interest Rate you are charged by the bank, the amount of loan you have to take, and the period for which you enjoy the loan.

      Get to know more about EMI Calculator: Personal Loan EMI Calculator

      CIBIL Score required for Personal Loan Jind

      CIBIL score is an important criterion on the basis of which banks decide to approve the loan application or not. Different banks have different CIBIL Score requirements. Most lending establishments require a minimum score of 750 to approve your loan application.

      The banks don’t just gander at the overall score but also the detailed behaviour on the previous record of credit history, including details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing of a fresh loan.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Personal Loan Jind Agents

      Dialabank is the leading agent for availing Personal Loan in Jind. You can apply online at www.dialabank.com or give a call at 9878981166

      Personal Loan Jind Contact Number

      Call 9878981166 and get Instant Personal Loan in Jind.

      Pre Calculated EMI Table for Personal Loan Jind

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      About Jind

      One of the oldest cities in the state of Haryana, Jind, is also known as the Heart of Harayana. The place has significant temples and holds religious as well as historical importance during the British rule in India.

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