Personal Loan Jind

Major Personal Loan Providers in Jind

Personal Loan Jind Features

A personal loan is an ideal way to tackle your financial crisis and meet all your monetary needs. All the major banks and NBFCs provide personal loans to individuals without any collateral or security deposit.  It is an instant loan that an individual can avail of within 48 to 72 hours. A personal loan requires minimum documentation for approval of the personal loan.

Furthermore, there is no end-use restriction on the use of the personal loan amount. You can use this loan amount anywhere you want to do.

Personal Loan Jind Interest Rates

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Jind

Salaried Customers:

1. Income proof: The applicants have his salary slip for the last three months and bank statement for the last six months.
2. ID Proof: Passport/ID card/ Voter card/ Aadhar card/ration/card/driving license
3. Two coloured passport size photos:(Applicants should not wear any glasses)
4. Under KYC  formality: every applicant has to submit his pan card, which is an essential document.
5. Residence proof: passport/ID card/ Voter card/ Aadhar card/ration/card/driving license

*NOTE: In the case of rented apartments, a rent agreement needs to be attached.

Self-Employed Customers:

1. Income Proof: Balance Sheet, P&L Statement as well as ITR files
2. ID Proof: Passport/ID card/ Voter card/ Aadhar card/ration/card/driving license
3. Two coloured passport size photos:(Applicants should not wear any glasses)
4. Under KYC  formality: every applicant has to submit his pan card, which is an essential document.
5. Residence proof: passport/ID card/ Voter card/ Aadhar card/ration/card/driving license

Eligibility Criteria for Personal Loan Jind

The eligibility criteria for both Salaried and Self-Employed vary in the following ways:

Salaried Applicants

1. The applicants must have work experience of three years, and the salary should be received in their accounts only.
2. The job location of the applicant should be mentioned.
3. The age requirement for a salaried applicant is a minimum of 21 years and a maximum of up to 60 years.
4. The applicants must have a decent credit history along with a good CIBIL Score is necessary.

Self-Employed Applicants

1. The applicants applying for the personal loan should file ITR for the last three years.
2. The minimum age should be 25 years.
3. The credit score of the individual applicants should be good. There should not be any debt or dues left.
4. The business should have been running for the past three years.
5. The annual income of the applicants should be a minimum of Rs 2.5 lakh.
6. All the bank and financial statements of the previous 3 months are to be submitted.

Click here to know more about eligibility: Personal Loan Eligibility

Why Apply for Personal Loan Jind?

1. Banks do not ask for any personal assets as security.
2. A personal loan is a multi-purpose loan; it can be utilized anywhere
3. The amount of a personal loan depends upon the repayment capability and income of the applicant
4. No guarantor or nominee is involved

How to apply for Personal Loan Jind?

1. Visit www.dialabank.com. for a hassle-free process.
2. Go to the loan section and click on the personal loan link.
3. You then need to submit all your personal and professional details.
4. Our relationship managers will then contact you back for checking your eligibility and provide you with suitable offers.
5. For more information call us on 9878981166.

Processing Fee / Prepayment Charges on Personal Loan Jind

A fixed amount of 1% of the total loan amount is applicable for the processing of the personal loan application form.

In case borrowers wish to foreclose their loan before the agreed loan tenure, every lending institution charges a penal prepayment fee. In most cases, you cannot close your loan before 12 months. Post that, the charges vary depending on loan completion progress.

Personal Loan Jind EMI Calculator

Equated Monthly Installments, also know as EMI, are the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed.  Based on your profile, the personal loan interest rate on your loan is determined. Your EMI is calculated on the basis of the Interest Rate you are charged by the bank, the amount of loan you have to take, and the period for which you enjoy the loan.

Get to know more about EMI Calculator: Personal Loan EMI Calculator

CIBIL Score required for Personal Loan Jind

CIBIL score is an important criterion on the basis of which banks decide to approve the loan application or not. Different banks have different CIBIL Score requirements. Most lending establishments require a minimum score of 750 to approve your loan application.

The banks don’t just gander at the overall score but also the detailed behaviour on the previous record of credit history, including details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing of a fresh loan.

Personal Loan Jind Agents

Dialabank is the leading agent for availing Personal Loan in Jind. You can apply online at www.dialabank.com or give a call at 9878981166

Personal Loan Jind Contact Number

Call 9878981166 and get Instant Personal Loan in Jind.

Pre Calculated EMI Table for Personal Loan Jind

About Jind

One of the oldest cities in the state of Haryana, Jind, is also known as the Heart of Harayana. The place has significant temples and holds religious as well as historical importance during the British rule in India.

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