Personal Loan Jodhpur

⋆ Interest Rate 9.99% ⋆

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      Personal Loan Jodhpur

      Best banks for Personal Loan in Jodhpur

      Feature HDFC Bank ICICI Bank Bajaj Finance
      Interest Rate 10.75% - 17% 11.25% - 18.5% 0.12
      Min Loan Amt Metro : 75000 & Non Metro: 50000 50000 100000
      Max Loan Amt 50 Lacs 50 Lacs 1 Cr
      Loan Tenure 1 - 5 Years 1 - 5 Years 1 - 5 Years
      Processing Fee 0.25% - 2% of the Loan Amt 1% - 2.5% of the Loan Amt
      0.5% - 2% of the Loan Amt
      Preclosure Charges 2%, Nil foreclosure charges after 12 months 2%, Nil foreclosure charges after 24 months Nil
      Overdraft Facility No No Yes

      Personal Loan Jodhpur Features

      personal loan jodhpurPersonal loans are here to help you aid in times of cash shortage. You need not worry about availability. It’s easy. This loan is unsecured in nature with minimal documentation and less paperwork.

      Personal loans can get approved within 48 hours after the verification process. To get a Personal Loan, the applicant needs to have a rigid and good source of income and has a good credit history.

      Personal Loan Jodhpur is an unsecured loan at affordable rates.

      Furthermore, there is no end-use restriction for a personal loan. You can use the amount anywhere you want to do.

      Personal Loan in Jodhpur Interest Rates

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Click here to get an instant personal loan

      Documents required for Personal Loan Jodhpur

      Salaried Customers:

      1. Identity proof (Aadhar card/driving license)
      2. Salary slips of last three months
      3. Bank statements for the last 6 months
      4. PAN Card
      5. Residence Proof (Owned/Rented/Company provided)
      6. Passport-sized photographs – 2

      *NOTE: In case of rented apartments, rent agreement needs to be attached.

      Self-Employed Customers:

      1. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
      2. PAN Card
      3. Aadhar Card
      4. Residence Proof
      5. Two passport-sized photographs


      Interest Rate 9.99%


      Personal Loan Jodhpur Eligibility Criteria

      The eligibility criteria for both Salaried and Self-Employed are different:

      Salaried Applicants

      1. The minimum age requirements of the applicant should be 21 years and a maximum of up to 60 years.
      2. The applicants must have an excellent credit history.
      3. The job location of the applicant should be mentioned.
      4. The applicants must have the work experience of the three years. Salaries should be received in their accounts only.
      5.  A borrower should have a minimum income of INR 25,000 per month

      Click here to know more about- Salaried Applicant

      Click here to know more about personal loan eligibility

      Self-Employed Applicants

      1. The minimum age requirement for an independent application should be 25 years.
      2. The credit score of the applicants should be reliable.
      3. The annual income of the applicants should be a minimum of Rs 2.5 lakh.
      4. ITR for the last three years required.
      5. For a businessman, then the business should be running for the past 3 years.
      6. The whole documentation process of the personal loan is the applicants have to submit his financial and his bank statement of the previous three months.

      Click here to know more – Self-employed Applicant

      Why Apply for Personal Loan Jodhpur?

      1. No need for any mortgage and collateral security to the bank.
      2. It is multi-purpose and can be used for all the problems related to finance.
      3. The amount issued of a personal loan depends upon the repayment of individual income and capacity.
      4. A Personal Loan does not require any co-borrower or nominee.

      How to apply for Personal Loan Jodhpur?

      1. Visit our website
      2. Check the loan section and click on the personal loan link.
      3. You will be directed to all the details of the personal loan.
      4. Choose the preferred city.
      5. Call on 9878981166 for added information.


      Interest Rate 9.99%


      Processing Fee / Prepayment Charges on Personal Loan Jodhpur

      Every Bank and NBFC charges a fee for processing your Personal Loan application. These charges are 1% of the loan amount.

      In case you wish to foreclose your loan before the agreed loan tenure, every lending institution charges you a penal prepayment fee. In most cases, you cannot close your loan before a year. Post that the charges vary depending on the number of years the loan has done. These charges vary from 4% of the outstanding amount in the 2nd year to 2% in the 4th year.

      Personal Loan EMI Calculator Jodhpur

      Equated Monthly Installments also know as EMI are the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed.  Based on the applicant’s profile, the interest rate on the loan is determined. Your EMI is calculated basis the Interest Rate that is charged by the bank and the amount of loan that have to take and the period for which the applicant enjoys the loan.

      You can calculate your EMI here: Personal Loan EMI Calculator

      CIBIL Score required for Personal Loan Jodhpur

      Every lending institution has its own requirement for the minimum CIBIL score required for processing a Personal Loan application in Jodhpur. The majority of the institutions require a least score of 750 to process your loan application.

      The institutions don’t just look at the overall score but also the detailed behavior on the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing a fresh loan.


      Interest Rate 9.99%


      Personal Loan Jodhpur Agents

      Dialabank is the best agent for availing of a Personal Loan in Jodhpur. Apply online at or call at 9878981166.

      Dialabank makes it easy for you to find the best option of Banks and NBFCs by providing you with a detailed market comparison of different banks so that you can make the right choice. Visit us at and fill a simple form with your personal details and valid contact number.

      Personal Loan Jodhpur Contact Number

      Call 9878981166 and avail instant help on approval for Personal Loan in Jodhpur.

      Pre Calculated EMI Table for Personal Loan Jodhpur

      5 Yrs
      4 Yrs
      3 Yrs

      About Jodhpur

      Jodhpur, the city in the Thar Desert in the state of Rajasthan is a 15th-century Mehrangarh Fort is a former palace that’s now a museum, displaying weapons, elaborate royal palanquins, and paintings. Set on a rocky outcrop, the fort overlooks the walled city, where many historical buildings. All the paintings of the city are in blue highlighting its iconic shade.

      FAQs About Personal Loan Jodhpur

      Who can apply for a Personal Loan in Jodhpur?

      People who are in need of an urgent need for cash and have a fixed and regular source of income from any source can apply for a Personal Loan in Jodhpur.

      What is the tenure of Personal Loan in Jodhpur?

      Most of the Banks and NBFCs provide a Personal Loan in Jodhpur for a min period of 1 Yr and a Max period of 5 Years. There are some Banks and NBFCs which in some rare cases may extend the maximum period to 7 Years also. The repayment has to be done in equal monthly installments mode within the agreed tenure loan period.

      Are there any other charges involved in Personal Loan Jodhpur?

      Yes, there are broadly 2 types of charges that one is required to pay in order to avail a personal loan in Jodhpur:

      Processing Fee: For every bank or NBFC that you borrow a loan from, there is a small fee that they charge from the customer known as Processing Fee. The processing fee is 1% of the total loan amount.

      Pre-closure Charges: Whenever you want to close a running loan before its agreed tenure period, the Banks and NBFCs charge an extra amount known as pre-closure charges on the borrowed loan amount. Different banks have different pre-closure charges. The pre-closure charges vary depending on how many years has your loan completed before you decide to pre-close it.

      Can my application for Personal Loan Jodhpur get rejected due to my CIBIL score?

      Yes, the application for a personal loan can get rejected if you have a low CIBIL score because of the nature of the loan is unsecured.

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