Best Banks for Personal Loan Kadapa
1% - 2.5% of the Loan Amt
Personal Loan Kadapa Features
A personal loan helps you with all your financial needs, be it a medical emergency, educational purpose, wedding, and other festive occasions, or any other personal reason.
A personal loan is a type of long term unsecured loan; that is, there is no need to put any of your assets as a collateral to avail this loan and neither do you need to be in haste to return it. Your income and credit score are the main criteria that determine your loan amount and eligibility.
Personal Loan Kadapa Interest Rates and Charges
To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates
Bank
Processing Fee
HDFC Bank Personal Loan
0.25% to 1.50%
Axis Bank Personal Loan
0.50% to 1.50%
Nil
Private Bank Personal Loan
0.25% to 1.50%
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
0.01
Nil
Andhra Bank Personal Loan
Nil
Nil
Interest rate for personal loan.
Personal Loan Kadapa Documents Required
Salaried Customers:
- Last three months salary slips
- Previous six months bank statements
- PAN Card
- Adhar Card
- Residence Proof (Owned/Rented/Company’s Apartment)
- Two passport-sized photographs
Self-Employed Customers:
- All financials are considered
- Last 2-3 Years ITR
- PAN Card
- Adhar Card
- Residence Proof
- Two passport-sized photographs
PERSONAL LOAN
Interest Rate 9.99%
Personal Loan Kadapa Eligibility Criteria
The Personal Loan Eligibility criteria for both Salaried and Self-Employed are different:
Salaried Applicants
- Age: The applicant’s age must be 21 years or above.
- Salary: The salary of the person living in metropolitan cities must be 18,000 or above and for people living in other urban towns or cities must be 15,000 or above.
- Amount of loan: The amount that is sanctioned to an applicant depends on his net salary.
- CIBIL Score: While giving credit to a customer, his CIBIL Score is kept at priority.
- Location: Another important factor while considering eligibility criteria is the applicant’s location. The candidate will get a loan from the banks located near his current location only.
- Company’s Profile: Company’s profile in which the customer is working also plays a vital role.
Click here to know more about- Personal Loan Salaried Applicant
Self-Employed Applicants
- Type of Company: Whether the company is on proprietorship based or owned by two or more than two people.
- Company’s Profit: This includes the turn-over of the company.
- Age of Company: In this, the bank checks the lifespan of the company, which tells it about the origination of the company(how old the company is).
- Finances: Company’s financials are considered at priority.
- CIBIL Score: The history of the person’s bank profile is tracked with the help of CIBIL Score, so this is very important.
Click here to know more –Personal loan Self-employed Applicant
Why Apply for Personal Loan Kadapa?
- We respond to our customer’s queries promptly.
- Safe, Secure, and Reliable Service.
- Best Offers and Deals.
- We provide you with personalized assistance with proper guidance.
How to apply for Personal Loan Kadapa?
- Visit Dialabank.
- Fill personal loan form.
- Our relationship manager will call back and assist you.
PERSONAL LOAN
Interest Rate 9.99%
Processing Fee / Prepayment Charges on Personal Loan Kadapa
Every Bank and NBFC charges two kinds of fees from its customers. The first is a fee for processing your Personal Loan application. These charges are 1% of the sanctioned loan amount
In case you wish to foreclose your loan before the agreed loan tenure, every lending institution charges you a penal prepayment fee. In most cases, you cannot close your loan before 12 months. Post that the charges vary depending on how many years the loan has done. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan.
Personal Loan Kadapa EMI Calculator
Calculate your EMI: Personal Loan EMI Calculator
CIBIL Score required for Personal Loan Kadapa
- It is good to have a CIBIL score of more than 750.
- Good CIBIL scores ease the Loan process.
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PERSONAL LOAN
Interest Rate 9.99%
Personal Loan Kadapa Agents
Dialabank is the leading agent for availing Personal Loan Kadapa. You can apply online at dialabank or give a call at 9878981166
Personal Loan Kadapa Contact Number
Call 9878981166 and get instant help and approval for Personal Loan Kadapa.
Pre Calculated EMI Table for Personal Loan Kadapa
About Kadapa
Kadapa is a city in Indian State Andhra Pradesh. It’s known for the 7-story Rajwada Palace and the Lal Baag Palace, which date back to Kadapa’s 19th-century Holkar dynasty. The Holkar rulers are honoured by a cluster of tombs and cenotaphs at Chhatri Baag. It is located 8 kilometres south of the Penna River.