Personal Loan Kadapa

⋆ Interest Rate 9.99% ⋆

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      Rates as low as 9.99%*
      Loans Up to 30 Lacs
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      Table of Contents

      Personal Loan Kadapa

      Best Banks for Personal Loan Kadapa

      Feature
      HDFC Bank
      ICICI Bank
      Bajaj Finance
      Interest Rate
      10.75% - 17%
      11.25% - 18.5%
      12%
      Min Loan Amt
      Metro : 75000 & Non Metro: 50000
      50000
      100000
      Max Loan Amt
      50 Lacs
      50 Lacs
      1 Cr
      Loan Tenure
      1 - 5 Years
      1 - 5 Years
      1 - 5 Years
      Processing Fee
      0.25% - 2% of the Loan Amt

      1% - 2.5% of the Loan Amt

      0.5% - 2% of the Loan Amt
      Preclosure Charges
      2%, Nil foreclosure charges after 12 months
      2%, Nil foreclosure charges after 24 months
      Nil
      Overdraft Facility
      No
      No
      Yes

      Personal Loan Kadapa Features

      Personal Loan KadapaA personal loan helps you with all your financial needs, be it a medical emergency, educational purpose, wedding, and other festive occasions, or any other personal reason.

      A personal loan is a type of long term unsecured loan; that is, there is no need to put any of your assets as a collateral to avail this loan and neither do you need to be in haste to return it. Your income and credit score are the main criteria that determine your loan amount and eligibility.

      Personal Loan Kadapa Interest Rates and Charges 

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Interest rate for personal loan.

      Personal Loan Kadapa Documents Required 

      Salaried Customers:

      1. Last three months salary slips
      2. Previous six months bank statements
      3. PAN Card
      4. Adhar Card
      5. Residence Proof (Owned/Rented/Company’s Apartment)
      6. Two passport-sized photographs

      Self-Employed Customers:

      1. All financials are considered
      2. Last 2-3 Years ITR
      3. PAN Card
      4. Adhar Card
      5. Residence Proof
      6. Two passport-sized photographs

      personal loan at 10.75%*

      Personal Loan Kadapa Eligibility Criteria 

      The Personal Loan Eligibility criteria for both Salaried and Self-Employed are different:

      Salaried Applicants

      1. Age: The applicant’s age must be 21 years or above.
      2. Salary: The salary of the person living in metropolitan cities must be 18,000 or above and for people living in other urban towns or cities must be 15,000 or above.
      3. Amount of loan: The amount that is sanctioned to an applicant depends on his net salary.
      4. CIBIL Score: While giving credit to a customer, his CIBIL Score is kept at priority.
      5. Location: Another important factor while considering eligibility criteria is the applicant’s location. The candidate will get a loan from the banks located near his current location only.
      6. Company’s Profile: Company’s profile in which the customer is working also plays a vital role.

      Click here to know more about- Personal Loan Salaried Applicant

      Self-Employed Applicants

      1. Type of Company: Whether the company is on proprietorship based or owned by two or more than two people.
      2. Company’s Profit: This includes the turn-over of the company.
      3. Age of Company: In this, the bank checks the lifespan of the company, which tells it about the origination of the company(how old the company is).
      4. Finances: Company’s financials are considered at priority.
      5. CIBIL Score: The history of the person’s bank profile is tracked with the help of CIBIL Score, so this is very important.

      Click here to know more –Personal loan Self-employed Applicant

      Why Apply for Personal Loan Kadapa?

      1. We respond to our customer’s queries promptly.
      2. Safe, Secure, and Reliable Service.
      3. Best Offers and Deals.
      4. We provide you with personalized assistance with proper guidance.

      How to apply for Personal Loan Kadapa?

      1. Visit Dialabank.
      2. Fill personal loan form.
      3. Our relationship manager will call back and assist you.

      personal loan at 10.75%*

      Processing Fee / Prepayment Charges on Personal Loan Kadapa

      Every Bank and NBFC charges two kinds of fees from its customers. The first is a fee for processing your Personal Loan application. These charges are 1% of the sanctioned loan amount

      In case you wish to foreclose your loan before the agreed loan tenure, every lending institution charges you a penal prepayment fee. In most cases, you cannot close your loan before 12 months. Post that the charges vary depending on how many years the loan has done. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan.

      Personal Loan Kadapa EMI Calculator

      Calculate your EMI: Personal Loan EMI Calculator

      CIBIL Score required for Personal Loan Kadapa

      1. It is good to have a CIBIL score of more than 750.
      2. Good CIBIL scores ease the Loan process.
      3. personal loan at 10.75%*

      Personal Loan Kadapa Agents

      Dialabank is the leading agent for availing Personal Loan Kadapa. You can apply online at dialabank or give a call at 9878981166

      Personal Loan Kadapa Contact Number

      Call 9878981166 and get instant help and approval for Personal Loan Kadapa.

      Pre Calculated EMI Table for Personal Loan Kadapa

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      About Kadapa

      Kadapa is a city in Indian State Andhra Pradesh. It’s known for the 7-story Rajwada Palace and the Lal Baag Palace, which date back to Kadapa’s 19th-century Holkar dynasty. The Holkar rulers are honoured by a cluster of tombs and cenotaphs at Chhatri Baag.  It is located 8 kilometres south of the Penna River.