Personal Loan Kadapa

⋆ Interest Rate 9.99% ⋆

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        Why us?

        Rates as low as 9.99%*
        Loans Up to 30 Lacs
        Same Day Disbursal
        Doorstep Service
        Unbiased Experts Advice

        Personal Loan Kadapa

        Best Banks for Personal Loan Kadapa

        Feature
        HDFC Bank
        Private Bank
        Bajaj Finance
        Interest Rate
        10.75% - 17%
        11.25% - 18.5%
        12%
        Min Loan Amt
        Metro : 75000 & Non Metro: 50000
        50000
        100000
        Max Loan Amt
        50 Lacs
        50 Lacs
        1 Cr
        Loan Tenure
        1 - 5 Years
        1 - 5 Years
        1 - 5 Years
        Processing Fee
        0.25% - 2% of the Loan Amt

        1% - 2.5% of the Loan Amt

        0.5% - 2% of the Loan Amt
        Preclosure Charges
        2%, Nil foreclosure charges after 12 months
        2%, Nil foreclosure charges after 24 months
        Nil
        Overdraft Facility
        No
        No
        Yes

        Personal Loan Kadapa Features

        Personal Loan KadapaA personal loan helps you with all your financial needs, be it a medical emergency, educational purpose, wedding, and other festive occasions, or any other personal reason.

        A personal loan is a type of long term unsecured loan; that is, there is no need to put any of your assets as a collateral to avail this loan and neither do you need to be in haste to return it. Your income and credit score are the main criteria that determine your loan amount and eligibility.

        Personal Loan Kadapa Interest Rates and Charges 

        Bank Processing Fee
        Prepayment Charges
        HDFC Bank Personal Loan 0.25% to 1.50%
        2%, Nil foreclosure charges after 3 months
        Axis Bank Personal Loan 0.50% to 1.50% Nil
        Private Bank Personal Loan 0.25% to 1.50%
        2%, Nil foreclosure charges after 9 months
        SBI Personal Loan 500/- to 0.50% Nil
        Kotak Personal Loan 1% to 2%
        2.25% of fore closure amount if closed 1 month ahead of the tenure.
        IIFL Personal Loan Nil Nil
        Muthoot Personal Loan Nil Nil
        Manappauram Personal Loan Nil Nil
        PNB Personal Loan 0.70% to 1% Nil
        Canara Bank Personal Loan 0.01 Nil
        Andhra Bank Personal Loan Nil Nil

        To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

        Interest rate for personal loan.

        Personal Loan Kadapa Documents Required 

        Salaried Customers:

        1. Last three months salary slips
        2. Previous six months bank statements
        3. PAN Card
        4. Adhar Card
        5. Residence Proof (Owned/Rented/Company’s Apartment)
        6. Two passport-sized photographs

        Self-Employed Customers:

        1. All financials are considered
        2. Last 2-3 Years ITR
        3. PAN Card
        4. Adhar Card
        5. Residence Proof
        6. Two passport-sized photographs

        PERSONAL LOAN

        Interest Rate 9.99%

        +91

        Personal Loan Kadapa Eligibility Criteria 

        The Personal Loan Eligibility criteria for both Salaried and Self-Employed are different:

        Salaried Applicants

        1. Age: The applicant’s age must be 21 years or above.
        2. Salary: The salary of the person living in metropolitan cities must be 18,000 or above and for people living in other urban towns or cities must be 15,000 or above.
        3. Amount of loan: The amount that is sanctioned to an applicant depends on his net salary.
        4. CIBIL Score: While giving credit to a customer, his CIBIL Score is kept at priority.
        5. Location: Another important factor while considering eligibility criteria is the applicant’s location. The candidate will get a loan from the banks located near his current location only.
        6. Company’s Profile: Company’s profile in which the customer is working also plays a vital role.

        Click here to know more about- Personal Loan Salaried Applicant

        Self-Employed Applicants

        1. Type of Company: Whether the company is on proprietorship based or owned by two or more than two people.
        2. Company’s Profit: This includes the turn-over of the company.
        3. Age of Company: In this, the bank checks the lifespan of the company, which tells it about the origination of the company(how old the company is).
        4. Finances: Company’s financials are considered at priority.
        5. CIBIL Score: The history of the person’s bank profile is tracked with the help of CIBIL Score, so this is very important.

        Click here to know more –Personal loan Self-employed Applicant

        Why Apply for Personal Loan Kadapa?

        1. We respond to our customer’s queries promptly.
        2. Safe, Secure, and Reliable Service.
        3. Best Offers and Deals.
        4. We provide you with personalized assistance with proper guidance.

        How to apply for Personal Loan Kadapa?

        1. Visit Dialabank.
        2. Fill personal loan form.
        3. Our relationship manager will call back and assist you.

        PERSONAL LOAN

        Interest Rate 9.99%

        +91

        Processing Fee / Prepayment Charges on Personal Loan Kadapa

        Every Bank and NBFC charges two kinds of fees from its customers. The first is a fee for processing your Personal Loan application. These charges are 1% of the sanctioned loan amount

        In case you wish to foreclose your loan before the agreed loan tenure, every lending institution charges you a penal prepayment fee. In most cases, you cannot close your loan before 12 months. Post that the charges vary depending on how many years the loan has done. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan.

        Personal Loan Kadapa EMI Calculator

        Calculate your EMI: Personal Loan EMI Calculator

        CIBIL Score required for Personal Loan Kadapa

        1. It is good to have a CIBIL score of more than 750.
        2. Good CIBIL scores ease the Loan process.
        3. PERSONAL LOAN

          Interest Rate 9.99%

          +91

        Personal Loan Kadapa Agents

        Dialabank is the leading agent for availing Personal Loan Kadapa. You can apply online at dialabank or give a call at 9878981166

        Personal Loan Kadapa Contact Number

        Call 9878981166 and get instant help and approval for Personal Loan Kadapa.

        Pre Calculated EMI Table for Personal Loan Kadapa

        Rate
        5 Yrs
        4 Yrs
        3 Yrs
        10.50%
        2149
        2560
        3250
        11.00%
        2174
        2584
        3273
        11.50%
        2199
        2608
        3297
        12.00%
        2224
        2633
        3321
        12.50%
        2249
        2658
        3345
        13.00%
        2275
        2682
        3369
        13.50%
        2300
        2707
        3393
        14.00%
        2326
        2732
        3417
        14.50%
        2352
        2757
        3442
        15.00%
        2378
        2783
        3466

        About Kadapa

        Kadapa is a city in Indian State Andhra Pradesh. It’s known for the 7-story Rajwada Palace and the Lal Baag Palace, which date back to Kadapa’s 19th-century Holkar dynasty. The Holkar rulers are honoured by a cluster of tombs and cenotaphs at Chhatri Baag.  It is located 8 kilometres south of the Penna River.