Personal Loan Kadapa

⋆ Interest Rate 9.99% ⋆

Check Special Offers During COVID-19

I have read the Privacy Policy & Agree to Terms & Conditions and authorize Dialabank & its partner institutions to Call or SMS me with reference to my application.

Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Best Banks for Personal Loan Kadapa

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan Kadapa Features

Personal Loan KadapaA personal loan helps you with all your financial needs, be it a medical emergency, educational purpose, wedding, and other festive occasions, or any other personal reason.

A personal loan is a type of long term unsecured loan; that is, there is no need to put any of your assets as a collateral to avail this loan and neither do you need to be in haste to return it. Your income and credit score are the main criteria that determine your loan amount and eligibility.

Personal Loan Kadapa Interest Rates and Charges 

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Personal Loan Kadapa Documents Required 

Salaried Customers:

  1. Last three months salary slips
  2. Previous six months bank statements
  3. PAN Card
  4. Adhar Card
  5. Residence Proof (Owned/Rented/Company’s Apartment)
  6. Two passport-sized photographs

Self-Employed Customers:

  1. All financials are considered
  2. Last 2-3 Years ITR
  3. PAN Card
  4. Adhar Card
  5. Residence Proof
  6. Two passport-sized photographs

personal loan at 10.75%*

Personal Loan Kadapa Eligibility Criteria 

The Personal Loan Eligibility criteria for both Salaried and Self-Employed are different:

Salaried Applicants

  1. Age: The applicant’s age must be 21 years or above.
  2. Salary: The salary of the person living in metropolitan cities must be 18,000 or above and for people living in other urban towns or cities must be 15,000 or above.
  3. Amount of loan: The amount that is sanctioned to an applicant depends on his net salary.
  4. CIBIL Score: While giving credit to a customer, his CIBIL Score is kept at priority.
  5. Location: Another important factor while considering eligibility criteria is the applicant’s location. The candidate will get a loan from the banks located near his current location only.
  6. Company’s Profile: Company’s profile in which the customer is working also plays a vital role.

Click here to know more about- Personal Loan Salaried Applicant

Self-Employed Applicants

  1. Type of Company: Whether the company is on proprietorship based or owned by two or more than two people.
  2. Company’s Profit: This includes the turn-over of the company.
  3. Age of Company: In this, the bank checks the lifespan of the company, which tells it about the origination of the company(how old the company is).
  4. Finances: Company’s financials are considered at priority.
  5. CIBIL Score: The history of the person’s bank profile is tracked with the help of CIBIL Score, so this is very important.

Click here to know more –Personal loan Self-employed Applicant

Why Apply for Personal Loan Kadapa?

  1. We respond to our customer’s queries promptly.
  2. Safe, Secure, and Reliable Service.
  3. Best Offers and Deals.
  4. We provide you with personalized assistance with proper guidance.

How to apply for Personal Loan Kadapa?

  1. Visit Dialabank.
  2. Fill personal loan form.
  3. Our relationship manager will call back and assist you.

personal loan at 10.75%*

Processing Fee / Prepayment Charges on Personal Loan Kadapa

Every Bank and NBFC charges two kinds of fees from its customers. The first is a fee for processing your Personal Loan application. These charges are 1% of the sanctioned loan amount

In case you wish to foreclose your loan before the agreed loan tenure, every lending institution charges you a penal prepayment fee. In most cases, you cannot close your loan before 12 months. Post that the charges vary depending on how many years the loan has done. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan.

Personal Loan Kadapa EMI Calculator

Calculate your EMI: Personal Loan EMI Calculator

CIBIL Score required for Personal Loan Kadapa

  1. It is good to have a CIBIL score of more than 750.
  2. Good CIBIL scores ease the Loan process.
  3. personal loan at 10.75%*

Personal Loan Kadapa Agents

Dialabank is the leading agent for availing Personal Loan Kadapa. You can apply online at dialabank or give a call at 9878981166

Personal Loan Kadapa Contact Number

Call 9878981166 and get instant help and approval for Personal Loan Kadapa.

Pre Calculated EMI Table for Personal Loan Kadapa

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Kadapa

Kadapa is a city in Indian State Andhra Pradesh. It’s known for the 7-story Rajwada Palace and the Lal Baag Palace, which date back to Kadapa’s 19th-century Holkar dynasty. The Holkar rulers are honoured by a cluster of tombs and cenotaphs at Chhatri Baag.  It is located 8 kilometres south of the Penna River.

Menu