Personal Loan Kaithal

Best Banks for Personal Loan Kaithal

Personal Loan Kaithal Features

Not sure about the source to fulfil your dream due to financial restrictions? Personal Loan is the solution for you. A multipurpose loan can be utilized for any purpose whatsoever without any limitations.

Personal Loan is offered by the majority of the banks and NBFCs at an affordable rate of interest and minimum documentation. No assets are required to deposit to banks as collateral security.

Apply online for Personal through DialaBank without any second thoughts.

Personal Loan Kaithal Interest Rates and Charges

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Personal Loan Kaithal Documents Required

Salaried Customers:

1. Identity proof (Aadhar card/driving license/ Voter ID)
2. Recent passport size photographs (colored)
3. Address proof such as Water Bill/ Electricity Bill/ Passport copy
4. Applicant must submit Salary slips of last three months
5. The borrower must submit bank statements for the last six months
6. PAN Card

*NOTE: In case of rented apartments, rent agreement needs to be attached.

Self-Employed Customers:

1. Income proof (Balance Sheet, P&L Statement as well as ITR files)
2. Identity proof (Aadhar card/driving license/ Voter ID)
3. Recent passport size photographs (coloured)
4. Address proof such as Water Bill/ Electricity Bill/ Passport copy
5. PAN Card

Personal Loan Kaithal Eligibility Criteria

The eligibility criteria for both Salaried and Self-Employed are different:

Salaried Applicants

1. High CIBIL score, along with decent credit history is desirable.
2. The applicant’s age must be between 21 to 60 years.
3. Work experience of the three years with salary received to their personal accounts is necessary.
4. The job location of the applicant should be mentioned.

Self-Employed Applicants

1. Minimum 25 years of age is required for a self-employed applicant.
2. If the applicants are the businessman, then the business should be running from the past three years.
3. The whole documentation process of the personal loan is the applicants have to submit his financial and his bank statement of the previous three months.
4. The applicants applying for the personal loan should file ITR for the last three years.
5. The credit score of the individual applicants should be good, and there should not be any debt or dues left.
6. The annual income of the applicants should be a minimum of Rs 2.5 lakh.

Click here to know more about eligibility: Personal Loan Eligibility.

Why Apply for Personal Loan Kaithal?

1. The amount of loan depends upon the income and repayment capability of the applicant.
2. Personal Loan Kaithal is a multipurpose loan which can fulfil any of your financial shortcomings.
3. It does not require the borrower’s asset to be kept as security.
4. The Guarantor is not needed.

How to apply for Personal Loan Kaithal?

1. Visit Dialabank.
2. You are required to select personal loan under the loan section which will take you a the next page. Provide all the details on this page
3. The applicant will then be contacted by our executive for assisting in further process.
4. For more information and free guidance, you may call on 9878981166.

Processing Fee / Prepayment Charges on Personal Loan Kaithal

Every Bank and NBFC charges two kinds of fees from its customers. The first is a fee for processing your Personal Loan application. These charges are 1% of the sanctioned loan amount

A penal prepayment fee is charged if you wish to foreclose your loan before 12 months. Post that the charges vary depending on how many years the loan has done. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan.

Personal Loan Kaithal EMI Calculator

Equated Monthly Installments also know as EMI are the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed. Your EMI is calculated based on the rate of interest by the bank, amount of loan you have to take, and the period for which you enjoy the loan.

Get to know more about EMI Calculator here: Personal Loan EMI Calculator

CIBIL Score required for Personal Loan Kaithal

One of the most crucial criteria set by the bank for approval of the loan is CIBIL score, the lower limit of which is different for every lending institution. A score of 700 and above is considered to be decent. Bad credit history may act as a barrier in further processing of a free loan.

Personal Loan Kaithal Agent and Contact Number

Dialabank is the leading agent for availing Personal Loan Kaithal. You can apply online or give a call at 9878981166

Call 9878981166 and apply for Instant Personal Loan Kaithal.

Pre Calculated EMI Table for Personal Loan Kaithal

About Kaithal

A town in the state of Haryana, Kaithal is culturally and religiously rich. It is surrounded by many ponds and is also known as the temple city of Haryana.

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