Personal Loan Kanina

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Why us?

Rates as low as 10.50%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

About Personal Loan Kanina

Personal Loan Kanina

A personal loan helps you with all your financial needs, be it a medical emergency, educational purpose, wedding and other festive occassions, or any other personal reason.

A personal loan is a type of long term unsecured loan; that is, there is no need to put any of your assest as a collateral to avail this loan and neither do you need to be in haste to return it. Your income and credit score are the main criteria that determine your loan amount and eligibility.

Eligibility Criteria for Personal Loan Kanina

Salaried Applicants:

  • Age: The applicant’s age must be 21 years or above.
  • Salary: The salary of the person living in metropolitan cities must be 18,000 or above and for people living in other urban towns or cities must be 15,000 or above.
  • Amount of loan: The amount that is sanctioned to an applicant depends on his net salary.
  • CIBIL Score: While giving credit to a customer, his CIBIL Score is kept at priority.
  • Location: Another important factor while considering eligibility criteria is the applicant’s location. The candidate will get a loan from the banks located near his current location only.
  • Company’s Profile: Company’s profile in which the customer is working also plays a vital role.

Know more about: CIBIL Score

Self-Employed Applicants:

  • Type of Company: Whether the company is on proprietorship based or owned by two or more than two people.
  • Company’s Profit: This includes the turn-over of the company.
  • Age of Company: In this, bank checks the lifespan of the company, that tells it about the origination of the company(how old the company is).
  • Finances: Company’s financials are considered at priority.
  • CIBIL Score: The history of the person’s bank profile is tracked with the help of CIBIL Score, so this is very important.

Rate of Interest for Personal Loan Kanina

Rate of Interest depends on the person’s profile and also where he works. In case of a self-employed person, his company’s lifespan is considered.


10.99% to 18%


13.99% to 18%

Fullerton India

17.25% to 32%

Bajaj Finserv

13.99% to 16.75%

Axis Bank

15.50% to 24%

Standard Chartered Bank

15.75% to 22%

Kotak Mahindra Bank

13.75% to 19%

Andhra Bank

13.50% to 22%

Bank of Baroda

13.50% to 19%

Vijaya Bank

13.75% to 22%

Corporation Bank

14.50% to 20%

Allahabad Bank

13.70% to 20%

Documents Required for Personal Loan Kanina

Salaried Applicants:

  • Last three months salary slips
  • Previous six months bank statements
  • PAN Card
  • Adhar Card
  • Residence Proof (Owned/Rented/Company’s Apartment)
  • Two passport sized photographs

*NOTE: In case of rented apartments, rent agreement is to be attached.

Self-Employed Applicants:

  • All financials are considered
  • Last 2-3 Years ITR
  • PAN Card
  • Adhar Card
  • Residence Proof
  • Two passport-sized photographs

Personal loan Interest Rates

Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Muthoot Personal Loan
Manappauram Personal Loan
PNB Personal Loan
0.70% to 1%
Canara Bank Personal Loan
Andhra Bank Personal Loan

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

How to Apply for Personal Loan Kanina?

  • Visit Dialabank
  • Fill personal loan form
  • Our relationship manager will call back and assist you

Why Dialabank?

  1. We respond to our customer’s queries promptly.
  2. Safe, Secure and Reliable Service.
  3. Best Offers and Deals.
  4. We provide you with personalized assistance with proper guidance.

Personal Loan in other Cities in Haryana

Personal Loan KatlaheriPersonal Loan Kithana
Personal Loan KosliPersonal Loan Kurukshetra
Personal Loan LoharuPersonal Loan Lukhi
Personal Loan MadlaudaPersonal Loan Maham

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