Personal Loan Kankavli

⋆ Interest Rate 9.99% ⋆

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      Table of Contents

      Personal Loan Kankavli

      Best Banks for Personal Loan Kankavli

      Feature
      HDFC Bank
      ICICI Bank
      Bajaj Finance
      Interest Rate
      10.75% - 17%
      11.25% - 18.5%
      12%
      Min Loan Amt
      Metro : 75000 & Non Metro: 50000
      50000
      100000
      Max Loan Amt
      50 Lacs
      50 Lacs
      1 Cr
      Loan Tenure
      1 - 5 Years
      1 - 5 Years
      1 - 5 Years
      Processing Fee
      0.25% - 2% of the Loan Amt

      1% - 2.5% of the Loan Amt

      0.5% - 2% of the Loan Amt
      Preclosure Charges
      2%, Nil foreclosure charges after 12 months
      2%, Nil foreclosure charges after 24 months
      Nil
      Overdraft Facility
      No
      No
      Yes

      Personal Loan Kankavli Features

      Personal Loan Details
      Interest Rate
      10.75% to 24% p.a.
      Processing Fees 0.5-2.5%
      Loan Tenure
      1 year to 5 years
      Pre-closure Charges 2% - 5%
      Guarantor Requirement
      No guarantor required

      Personal Loan Kankavli Interest Rates – Sep 25 2021

      Name of the Bank Interest Rate Range Processing Fee Range Loan Amount Tenure
      ICICI Bank 11.59% - 18.49% (Fixed) 2.25% (min. Rs.1149) One time fee Rs.20 lakh (Max) 1-5 Years
      CitiBank 10.99% - 15.99% (Fixed) 1% to 2.5% Rs.30 lakh (Max) 1-5 Years
      Kotak Mahindra Bank 10.99% to 24% p.a. Up to 2.5% of the loan amount along with GST or service tax Rs.50,000 to Rs.15 lakh 1 to 5 Years
      Fullerton India 11.99% to 23.99 p.a. Information not provided. Up to Rs.20 lakh for salaried and up to Rs.30 lakh for self-employed individuals 1 to 4 Years
      Bank of Baroda 11.35% - 14.35%Fixed Rs.1,000 to Rs.10,000 (One time fee) Rs.20,000 - Rs.2 lakh 4 Years (Max)
      State Bank of India 12.90% - 14.90% (Fixed) 1% (One time fee) Rs.24,000 - 15 lakh 5 Years
      Aditya Birla 11.5% - 13.25% (Fixed) Nil Rs.30 lakh (Max) 1-5 Years
      Allahabad Bank Information not provided 1.06% of loan amount Information not provided. 1 to 5 Years
      Yes Bank 14% p.a. Up to 2% (One-time fee) Rs.2 lakh to Rs.20 lakh 1 to 5 Years
      Corporation Bank 12.75% to 13.75% p.a. Up to 1.5% Minimum amount of Rs.500 Up to Rs.3.50 lakh Up to 5 Years

      Personal Loan Kankavli Fees & Charges – Sep 25 2021

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Documents Required for Personal Loan in Kankavli

      List of Documents Required for Salaried Applicants

      Salaried individuals must submit the following documents in addition to a completed personal loan application form:

      Photo Identity Proof (Any one) Passport
      PAN Card
      Voter’s ID
      Aadhar Card
      Driving License
      Address Proof (Any one)
      Passport
      Utility Bill (telephone, electricity, water, gas) – less than 2 months old
      Aadhaar Card
      Driving License
      Ration Card
      Income Proof
      Salary slips (Last 3 months)
      Bank statements for the last 3 to 6 months (showing salary credit)
      Tax Paid (Any one
      IT returns (for 2 years)
      Form 16
      Residence Ownership Proof (Any one)
      Property documents
      Maintenance bill
      Electricity bill
      Proof of Job Continuity (Any one)
      Current employment certificate
      Current job appointment letter (if more than 2 years have been spent in the same organisation)
      Experience certificate (previous employer’s relieving or appointment letter along with job certificate)
      Proof of Investment (if any)
      Fixed assets, fixed deposit, shares, etc.
      Existing Loans (if any)
      Payment Track Record & Sanction letter
      Photograph
      One coloured passport size photograph

       

      List of Documents Required for Self-employed Applicants

      Self-employed personal loan applicants must submit the following documents in addition to a fully completed loan application form:

      Photo Identity Proof (Any one) Passport
      PAN Card
      Voter’s ID
      Aadhaar Card
      Driving License
      Address Proof (Any one)
      Passport
      Aadhaar Card
      Driving License
      Utility Bill (telephone, water, electricity, gas) – less than 2 months old
      Ration Card
      Proof of Residence Ownership (Any one)
      Property documents
      Maintenance bill
      Electricity bill
      Proof of Office Address and Ownership (Any one)
      Maintenance bill
      Property documents
      Electricity bill
      Proof of Business Existence (Any one)
      Copy of GST registration
      Company registration license
      Shop establishment proof
      Income Proof
      Last 2 years Income tax returns of the applicant along with computation of income duly attested by a Chartered Accountant
      Audited balance sheet and Profit & Loss accounts, including tax audit report, if applicable
      Bank statement
      Savings/current account bank statement/ bank passbook for the past one year
      Proof of Investment (in case any)
      Investments such as fixed deposit, fixed assets, shares, etc.
      Existing Loans (in case any)
      Payment Track Record and sanction letter
      Professional Degree Certificate
      In case of professionals
      Photograph
      One coloured passport size photograph

       

      List of Documents Required for NRI Applicants

      When applying for a personal loan, NRI candidates are typically required to submit the following documents:

      Identity Proof Copy of the passport
      Copy of the visa
      Employment Proof Letter of Appointment
      Job contract
      Labour/ Identity card (if applicable)
      Official email ID or the HR’s email ID
      Income Proof Last 6 months’ bank statements
      Last 6 months’ salary slips or salary certificate
      Photograph Passport size photographs

       

      List of Documents Required for Pensioners

      When applying for a personal loan, a pensioner must submit the following documents:

      Identity/Age Proof (Any one)
      Ration card
      Passport
      PAN card
      Aadhar card
      Voter ID card
      Driving licence
      Birth certificate
      School leaving certificate
      Address Proof (Any one) Passport
      Aadhaar card
      Utility bills
      Ration card
      Driving licence
      Income Proof (Any one)
      Last 6 months’ bank statements/salary slips
      Bank passbook
      Form 16
      Copy of pension payment order
      Income tax returns
      Photographs
      Passport size photographs

       

      Know More About: Personal Loan Eligibility Criteria

      Personal Loan Kankavli Eligibility Criteria

      Particulars Salaried Self-Employed
      Age 21 - 60 years 21 - 65 years
      Minimum Income Rs.15,000* Rs.5 Lakh p.a.
      Co-applicant Not mandatory Not mandatory
      Loan Tenure 12 – 60 months 12 – 60 months
      Maximum Loan Amount Rs.40 Lakh Rs.40 Lakh
      Employment Type Employees of private limited companies and public sector undertakings
      Self-employed individuals
      Employment/Business Continuity At least 2 years; minimum 1 year with current employer
      4 years Post Qualification experience for Doctors/ Chartered Accountants.
      5 years Post Qualification experience for Company Secretary / Architect.
      CIBIL Score 750 and above 750 and above
      Residential Status
      Resident Indian staying in own house or a rented house

       

      *In cities such as Kochi, Kolkata, Ahmedabad, Pune, Hyderabad, Mumbai, Chennai, Bengaluru, and Delhi the net monthly income required is Rs.20,000

      Click here to know more about - Salaried Applicant
      Click here to know more about - Self-employed Applicant

      *Note: The eligibility criteria vary from lender to lender.

      Check Personal Loan Eligibility with Top Lenders in 2021

      Bank Age Limit Minimum Work Experience
      Minimum Income (Per Month)
      SBI Up to 76 years NA** Rs.15,000
      HDFC 21 to 60 years 2 years Rs. 20,000
      ICICI 23 to 58 years 2 to 5 years Rs.17,500
      Axis 21 to 60 years NA** Rs.15,000
      Kotak Mahindra 22 to 55 years 1 year Rs.25,000
      Tata Capital 21 to 58 years 1 year Rs.15,000
      IndusInd 21 to 60 years 2 to 5 years Rs.25,000
      Ujjivan Small Finance 22 to 58 years NA**
      Above the minimum wage limit
      India Infoline Finance Limited 25 to 60 years 6 months to 2 years Rs.35,000
      HDBFS 21 to 65 years 1 year to 3 years
      Rs.15,000 for salaried
      Rs.1 lakh p.a. for self-employed
      Indian Overseas Bank Up to 58 years NA* Rs.5,000
      IDFC First Bank 23 to 68 years 3 years NA*
      Federal Bank 21 - 55 Years 3 years Rs.25,000
      Punjab National Bank 21 – 58 years 2 years for doctors Rs.15,000
      Andhra Bank 21 - 55 years NA** NA*
      Canara Bank NA** NA**
      Salaried: Rs.6,000 & above
      Self-employed - Rs. 1.5 lakh
      IDBI Bank Up to 75 years for Pensioners NA** Rs.1.5 lakh p.a.
      Fullerton India 21 to 55 years 1 to 2 years Rs.15,000
      RBL Bank 25 to 60 years 1 to 3 years Rs.25,000
      Bank of Baroda 21 to 60 years 1 year to 2 years
      60% of gross monthly income
      Deutsche Bank 25 to 60 years NA** Rs.25,000
      Karnataka Bank NA** 3 years NA*
      United Bank of India up to 75 Years 2 years NA*
      UCO Bank 21 to 65 years 1 year to 5 years Rs.20,000

       

      *Personal loan disbursal is solely at the bank’s discretion and as per the bank’s terms and conditions

      Learn More about Personal Loan: Click Here

      Why Apply for Personal Loan in Kankavli?

      Personal Loan Kankavli

      1. The quantity of Loans depends upon the financial gain as well as compensation capability of the mortal.
      2. Personal Loan Kankavli is a multi-purpose offer that can be used for almost all financial problems.
      3. No cosigner is needed for Personal Loan Kankavli.
      4. No need to put any property or asset as security to the lender in the case of Personal Loan Kankavli.

      How to Apply for Personal Loan in Kankavli?

       Firstly, customers should check their eligibility for Personal Loan Kankavli

      1. The first step is to visit www.dialabank.com.
      2. After that, customers can apply for a Personal Loan online.
      3. Enter the contact number so that we can contact you right back.
      4. Dialabank is the best platform while applying for a Personal Loan as customers will get a loan at affordable interest rates.

      Personal Loan Kankavli Agents/Broker

      To avail of a personal loan in Kankavli, Dialabank is one of every one of the leading agents to induce your loan. you’ll be able to get in 9878981166 or apply online at www.dialabank.com. Personal Loan Kankavli is one in every of the foremost famed and most used loans within the market, as there are scores of advantages like no want for any security, a lower charge per unit, straightforward EMIs offers and what is more, it’s useful in nature, it will use anyplace.

      Personal Loan Kankavli Contact Number

      For, instant help and approval call 9878981166, Personal Loan Kankavli.

      Pre Calculated EMI Table for Personal Loan Kankavli

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      About Kankavli

      Kankavli is placed in Maharashtra, India. In a personal loan, there is no need to mortgage any property because it is a secured loan. So, it is very beneficial to take a personal loan, and all you have to do is to visit www.dialabank.com or also make a call on 9878981166.

      Personal Loan Bank in Kankavli

      Bank Name Bank Address Bank IFSC Code
      ABHYUDAYA COOPERATIVE BANK LIMITED 316, A-1-B, GROUND FLOOR, HISSA NO.29, SURVEY NO.204, MUMBAI GOA HIGHWAY, AT AND POST – KANKAVLI, DIST – SINDHUDURG 416602 ABHY0065114
      APNA SAHAKARI BANK LIMITED SHOP NO.A5, GR.FLOOR, BANDAL COMPLEX, OPP. PRANT OFFICE, MUMBAI-GOA HIGHWAY, KANKAVLI, DIST. SINDHURGA ASBL0000045
      BANK OF BARODA B.K.G.ROAD,PARWARDHAN CHOWK,KANAKVLI,DIST.-SINDHUDURG BARB0KANAKV
      DENA BANK DENA BANK, KANAKAVALI BRANCH, HOTEL POOJA BUILDING, GROUND FLOOR, NEAR-DAILY PUDHARI OFFICE, NEAR S.T. STAND, AT AND POST-KANAKAVALI, TALUKA KANAKAVALI, DISTRICT SINDHUDYRGA, MAHARASHTRA BKDN0471920
      CORPORATION BANK GROUND FLOOR LAXMI COMPLEX, BKG ROAD OPP S T BUS STAND, KANKAVLI DIST SINDHUDURG 416602, MAHARASHTRA CORP0003341
      FEDERAL BANK 324, NEAR KANKAVLI POST OFFICE, ACHARYA ROAD, KANKAVLI, MAHARASHTRA FDRL0001620
      HDFC BANK HDFC BANK LTD. NEAR SM HIGH SCHOOL, AT POST KANKAWALI, DIST.-SINDHUDURG SINDHUDURG MAHARASHTRA 416602 HDFC0002471
      HDFC BANK C.S.NO. 3376, RAMESHWAR PLAZA, MUMBAI GAO HIGHWAY, KANKAVALI, DIST- SINGDHUDURG HDFC0CPCB11
      IDBI BANK 1ST FLOOR,S T BUS STAND KANKAWALI,DIST SINDHUDURG416602 IBKL0617S48
      ICICI BANK LIMITED CHINTAMANI PARK, MUMBAI GOA HIGHWAY, KANKAVALI. 416 602 ICIC0000872
      INDUSIND BANK INDUSIND BANK LTD FIRST FLOOR SHOP NO 451 B 7 GOKULDHAM BUILDING OPP TAHASILDAR OFFICE MUMBAI GOA HIGHWAY KANAKAVLI SINDHUDURG MAHARASHTRA 416602 INDB0001365
      INDUSIND BANK INDUSIND BANK LTD VAKRATUND PLAZA MUMBAI GOA ROAD TALERE TAL KANKAVLI DIST SINDHUDURG MAHARASHTRA INDIA 41680 INDB0001403
      BANK OF MAHARASHTRA BOM OPPO ST BUS STAND, KANAKAVLI DIST SINDHUDURG MAHB0001397
      BANK OF MAHARASHTRA AT POST – VAIBHAV WADI, ( BAZARPETH), TALUKA – VAIBHAV WADI – 416810 DIST.- SINDHUDURG MAHB0001634
      STATE BANK OF INDIA MUMBAI KONKAN GOA HIGHWAY DISTT SINDHUDURG MAHARASHTRA 416602 SBIN0000282
      THE SINDHUDURG DISTRICT CENTRAL COOP BANK LTD TANDPOSTANDTLKNKVLI SIDC0001004
      SARASWAT COOPERATIVE BANK LIMITED 253, GROUND FLOOR, NEAR BUS STAND, VAIBHAVWADI, DIST. – SINDHUDURG SRCB0000226
      SARASWAT COOPERATIVE BANK LIMITED RAMESHWAR PLAZA, M. K. G. MARG, NEAR PRANT OFFICE, KANKAVLI, DIST.- SINDHUDURG SRCB0000336
      THE SHAMRAO VITHAL COOPERATIVE BANK SHREE BHALCHANDRA KRUPA APARTMENT, FIRST FLOOR, HOUSE NO 331, C(2), ACHARYA ROAD, AP KANKAVLI, DISTRICT SINDHUDURG 416602 SVCB0006018
      UNION BANK OF INDIA 11, BAZAR STREET, AT & POST KANKAVLI,DIST. SINDHUDURG, PIN – 416 602. MAHARASHTRA UBIN0537748
      UCO BANK 203 A,SAMRUDHI COMMERCIAL CENTER,GROUND FLOORGALA NO,GS1 TALUK KANKAVALI, SINDUDURG 416602 UCBA0002818
      AXIS BANK SACHINAND NIWAS GROUND FLOOR NEAR S M HIGH SCHOOL MKG ROAD KANKAVLI.416602 UTIB0003830

      FAQs on Personal Loan Kankavli

      Do personal loans go in your bank account?

      Personal loans area unit issued as a payment that is deposited into your checking account. In most cases, you are needed to pay back the loan over a set amount of your time at a set charge per unit.

      ✅ What is Personal Loan against salary?

      Loan against earnings may be a special Personal Loan, that is a possibility for salaried individuals to fulfil their self and family exigencies, such as medical emergency, higher instructional expenses of youngsters, house renovation, tour or wedding expenses etc.

      How much Personal Loan am I able to get if my earnings are 25000?

      Most lenders verify the utmost loan quantity up to ten times your monthly earnings. If you earn Rs. 25,000 per month, you’ll become eligible for up to Rs. 2.5 Lakhs.