Personal Loan Kannad

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Major Personal Loan Providers in Kannad

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan Kannad Features

It is safe to say that you are needing money? All things considered, you don’t need to stress. An individual advance is a sort of advance that is accessible for you. This kind of advance isn’t just of an unstable nature with exceptionally fewer archives required with significantly lesser administrative work. This sort of advance might be affirmed in as long as 48 hours to get endorsed following the cycle of the check.

Individual Loan Kannad gives money related guide help to all clients at a moderate just as financially savvy loan costs. To get a Personal Loan, the candidate is needed to have a relatively more grounded and reliable wellspring of salary and furthermore a genuinely decent record as a consumer profile.

Likewise, there exists no expressed end-use limitation on the utilization of the individual credit sum. This credit sum can be utilized in anything way desired.

In order to apply for a personal loan, Kannad click on Personal Loan

Personal Loan Kannad Interest Rates

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Kannad

Salaried Customers:

  1. Identity proof (Aadhar card/driving license)
  2. Statements for the salary of the past three months.
  3. Bank statements for the last 6 months
  4. PAN
  5. Proof for Residence (Own/Rent/Company provided)
  6. Passport-size photograph – 2

*NOTE: If one lives in rented apartments, rent agreement needs to be attached.

Self-Employed Customers:

  1. All financial statements are required (Balance Sheet, P&L Statement as well as ITR files)
  2. PAN Card
  3. Aadhar
  4. Residence Proof
  5. Passport-sized photographs- 2
personal loan at 10.75%*

Eligibility Criteria for Personal Loan Kannad

Click here to know more about personal loan eligibility

Salaried Applicants

  1. The base age of the candidate ought not to be under 21 years or over 60 years.
  2. The candidate must have work understanding of in any event three years. The compensation ought to have been moved in their records as it were.
  3. The applicant should have an outstanding credit history.
  4. The job location of the applicant should be mentioned.
  5. The borrower must have a minimum income of at least INR 25,000 p.m.

Click here to know more about a personal loan for- Salaried Applicant

Self-Employed Applicants

  1. The age of an independent person applying should be at least 25 years.
  2. The applicant applying for a personal loan should have been filing ITR for the past three years.I\ case the applicant is a businessman, then the business is required to be running well from the last 3 years.
  3. The credit score of the applicant should be good and there must not be any debt or any dues pending.
  4. The yearly income of the applicant should be no less than Rs 2.5 lakh.
  5. The entire document verification process for the personal loan approval requires the applicants to submit their financial statements and their bank statement of the past three months.

Click here to know more about the personal loan for– Self-employed Applicant

Why Apply for Personal Loan Kannad?

  1. There is no hard and fast rule for the requirement of depositing any mortgage or collateral as a security to the bank.
  2. A personal loan is a kind of multidimensional loan, so it can be put to use for any kinds of issues.
  3. The amount of personal loans is entirely based on the repayment capacity of the applicant.
  4. A Personal Loan does not require any nominee or guarantor.

How to apply for Personal Loan Kannad?

  1. Visit this website: www.dialabank.com.
  2. \hen, go to the loan section and go to the personal loan link. It will direct you to the detailed information of the personal loan where you can pick your city. For more information and free guidance, please call 9878981166.
personal loan at 10.75%*

Processing Fee / Prepayment Charges on Personal Loan Kannad

All Banks and NBFCs cost a certain fee to process a Personal Loan application. This cost varies between 1.5% to 2.5% of the sanctioned loan amount.

If you wish to close your loan before the decided loan tenure, all lending institutions will be charging you a penalty as a prepayment fee. Usually, you will not be allowed to close your loan before a period of 12 months. Post that, the charges differ based on the number of years the loan has completed. This charge varies from 4% of the remaining loan amount in the second year to 2% in the fourth year of the loan.

To know about the interest rate click on personal loan interest rate

Personal Loan Kannad EMI Calculator

Likened Monthly Installments or EMI infers a month to month fixed rate that you are expected to pay to the bank as month to month reimbursement for the advance sum which is made sure about. As indicated by your profile, the pace of enthusiasm on your advance is set. The EMI on your advance is determined relying on the Rate the bank accuses you of and the advance sum you need to take and the period for which you take the credit.

CIBIL Score required for Personal Loan Kannad

All the lending institutions have their own criteria for a minimal CIBIL score that is needed to process a Personal Loan application in Kannad. Mostly, the institutions need a minimum score of at least 750 to further process an application.

No institution only looks at the overall score. They also look at an elaborated view of the previous loans. The details include the type of loans and the amount of money that was borrowed. If there exists any delay in the payments of the previous loans, it may hinder the approval of the present loan.

personal loan at 10.75%*

Personal Loan Kannad Agents

Dialabank is one of the leading agents for availing Personal Loan in Kannad. You can easily apply online at www.dialabank.com or give a call at 9878981166

Dialabank assists you to look for the best option of Banks and NBFCs by giving you access to an in-detail market comparative analysis of various banks to help you pick the right one. Visit our website www.dialabank.com and fill out a simple form with the details of personal and employment data. Our customer relationship managers will be in touch with you shortly.

Personal Loan Kannad Contact Number

Call 9878981166 and get timely assistance and approval for Personal Loan in Kannad.

Pre Calculated EMI Table for Personal Loan Kannad

Click here for personal loan EMI calculator

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About KannadPersonal Loan Kannad

Kannad is a Taluka and a municipal council city in Aurangabad district in the Indian state of Maharashtra. It is located 30 km away from the Ellora Caves.

FAQs About Personal Loan Kannad

Who can apply for a Personal Loan in Kannad?

People who have an urgent need for cash and have a regular source of income (from employment or business) can apply for a Personal Loan in Kannad.

What is the tenure of Personal Loan in Kannad?

Most of the Banks and NBFCs provide a Personal Loan for a min period of 1 Yr and a Max period of 5 Years. There are some Banks which extend the maximum period to 7 Years also. The tenure is fixed and cannot be extended. The repayment has to be done in equal monthly instalments within the agreed tenure of the loan.

Are there any other charges involved in Personal Loan Kannad?

Yes, there are 2 types of charges that one needs to pay in order to avail a personal loan in Kannad:

Processing Fee: For every bank or lending institution that you borrow from, there is a small fee that they charge from the customer. This is known as Processing Fee. The amount of processing fee varies for each lending institution and is normally between 1% and 2.5% of the loan amount.

Pre-closure Charges: If you want to close a running loan before its decided tenure period, the Banks and NBFCs charge an extra amount known as pre-closure charges on the borrowed loan amount. Different banks have different pre-closure charges. The pre-closure charges vary depending on how many years has your loan completed before you decide to pre-close it.

Can my application for Personal Loan Kannad get rejected due to my CIBIL score?

Personal Loan, being an unsecured loan, one of the most significant decision criteria for getting your Personal Loan application approved is your CIBIL Score. Having a High CIBIL score becomes extremely important if you wish to avail of a Personal Loan in the future. Make sure you don’t leave or delay any of your loan EMI payments or any credit card payments as that will result in decreasing your CIBIL score. Most of the Personal Loan rejections occur because of a low CIBIL Score.

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