Personal Loan Kanpur

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Best Banks for Personal Loan in Kanpur

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan in Kanpur Features

Click here to get an instant personal loan

A personal loan is a loan which can avail without a guarantor or a consignee by having a good CIBIL score and also by maintaining credit history as very good to avail the loan, which is unsecured, that is why it needs CIBIL score and credit history to be good without debt and dues of the applicant.

It also gives them leverage to spend the money in the field of interest the applicant wants to spend.

A personal loan can be availed in just two days of the process with the help of dialabank, which provides the best and the fastest service to the customer

personal loan kanpur

Personal Loan in Kanpur Interest Rates

To know more about personal loans, click on Personal Loan

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents required for Personal Loan Kanpur

Salaried Customers:

  1. Identity proof can be Aadhar card/driving license/Voter Id, along with PAN Card and Residence Proof (Owned/Rented/Company provided)
  2. Salary slips of the last three months and Bank statements for the last six months
  3. Passport-sized photographs – only 2 of them.

*NOTE: In case of rented apartments, rent agreement needs to be attached.

Self-Employed Customers:

  1. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
  2. Residence Proof( Current and Permanent), PAN Card, Aadhar Card
  3. Just Two passport-sized photographs

personal loan at 10.75%*

Personal Loan in Kanpur Eligibility Criteria

Click
here to know about personal loan eligibility

Salaried Applicants

  1. The applicants must have an excellent credit history, and also the job location of the applicant should be mentioned.
  2. The applicants must have the work experience of the three years, and the salary should be received in their accounts only, and a borrower should have a minimum income of INR 25,000 p.m
  3. Age limit 21 to 60 years.

Click here to know more about the personal loan for the salaried applicant: personal loan for Salaried Applicant

Self-Employed Applicants

  1. The age requirement for an independent person should be at least 25 years having 2.5 lakh salary a year and also have bank and financial statements of the previous three months.
  2. File ITR for the last three years.
  3. Business applicant’s business should be running from the past three years.
  4. The credit score of the individual applicants should be good .there should not be any debt or dues left.

Click here to know more about: personal loan for self-employed Applicant

Why Apply for Personal Loan in Kanpur?

  1. Do not deposit any mortgage and collateral security to the bank, as it is not required.
  2. A personal loan covers our money needs.
  3. The loan amount depends upon the person repaying capacity.
  4. Personal Loan does not need any guarantor or nominee.

How to apply for Personal Loan in Kanpur?

  1. Visit the best personal loan provider website www.dialabank.com.
  2. Go to the loan section on the website and click on the personal loan link.
  3. You will be directed to all details of the personal loan, fill the information, and submit.
  4. For more information and free guidance, you may call on 9878981166.

personal loan at 10.75%*

Processing Fee / Prepayment Charges on Personal Loan in Kanpur

Every Bank and NBFC charges a fee for processing your Loan application. These charges vary between 1.5% to 2.5% of the sanctioned loan amount.

In case you wish to foreclose your loan before the agreed loan tenure, every lending institution charges you a penal prepayment fee. In most cases, you cannot close your loan before 12 months. Post that, the charges vary depending on how many years the loan has done. These charges range from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan.

To know about the interest rate click on personal loan interest rate

Personal Loan EMI Calculator Kanpur

Equated Monthly Installments, also known as EMI, are the monthly fixed charges that you pay to the bank as monthly repayment for the personal loan amount borrowed by you.  Based on your profile, the interest rate on your loan is determined accordingly. Your EMI is calculated basis the Interest Rate you are charged, the amount of loan you get, and the period for which you want a loan.

CIBIL Score required for Personal Loan Kanpur

Every lending institution has its excellent and suitable criteria for the minimum CIBIL score required. Most institutions need a minimum score of 750 to even process your loan application for a personal loan Kanpur.

Institution look at your credit history, your dues and debt, and your behavior before deciding to give you a loan or not.

It would be best if you always kept your CIBIL score in a right zone.

personal loan at 10.75%*

Personal Loan Kanpur Agents

Dialabank is the first leading agent for availing loans in Kanpur.

Apply online at www.dialabank.com, or you can give a call at 9878981166 

Dialabank covers most of the major banks and helps you to find the best option of Banks and NBFCs, by providing you with a detailed market comparison of different banks so that you can make the right choice before taking the loan. Visit our website www.dialabank.com and fill a simple form with the required details, and our managers will soon get in touch with you.

Personal Loan Kanpur Contact Number

Call 9878981166 and get instant help and approval for Personal Loan nearby in Kanpur.

Pre Calculated EMI Table for Personal Loan Kanpur

Just click here for personal loan EMI calculator

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Kanpur

Kanpur is an Indian metropolis in the state of Uttar Pradesh in north India. The greater metropolis is divided into two different districts or parts: the urban area of Kanpur Nagar and the rural district of Kanpur Dehat, with the city located in the urban district, along with some other townships side by.

FAQs About Personal Loan Kanpur

Are there any other charges involved in Personal Loan Kanpur?

Yes, there are only two types of charges involved:

Processing Fee: The amount of processing fee for processing the personal loan application varies for each lending institution and is generally  1%  of the loan amount.

Pre-closure Charges: If you pre-close your loan application before the tenure, than a prepayment penalty is levied depending upon the year in which you pre-close the loan. You usually cannot pre-close the loan before 12 months.

Who can apply for a Personal Loan in Kanpur?

People who can repay the interest loan amount in the signed tenure without dues can apply for the personal loan.

What is the tenure of Personal Loan in Kanpur?

Minimum one year to 5, but in some cases, it is given up to 7 years by some banks.

Can my application for Personal Loan Kanpur get rejected due to my CIBIL score?

If your CIBIL score is low and your credit history is poor, then your loan application can get rejected due to the risks factor on the loans.

Other Cities For Personal Loan

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Personal Loan Mainpuri Personal Loan Lakhimpur
Personal Loan Loni Personal Loan Lakhimpur Kheri

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