Personal Loan Kapadvanj

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Best Banks for Personal Loan in Kapadvanj

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan in Kapadvanj Features

Personal Loan Kapadvanj

A Personal Loan encourages you with all your money related requirements, be it a health-related crisis, educational purpose, wedding, or any other private venture.

A Personal Loan is a kind of long haul unbound advance; that is, there is no compelling reason to put any of your assets as a guarantee to benefit this advance and neither do you need to be in a haste to bring it back. Your pay and CIBIL score is the fundamental standards that decide your advance sum and qualification

Avail Personal through DialaBank in a hassle-free process.

Personal Loan in Kapadvanj Interest Rates and Charges

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Personal Loan in Kapadvanj Documents Required

Salaried Customers:

  1. Last three months salary slips
  2. Previous six months bank statements
  3. PAN Card
  4. ID Proof such as Aadhar card/ Passport Copy/ Driving License, etc.
  5. Two passport-sized photographs
  6. Proof of address such as Telephone Bill/ Agreement/ Electricity bill (Owned/Rented/Company provided)

*NOTE: In case of rented apartments, rent agreement needs to be attached.

Self-Employed Customers:

  1. Documents such as Balance Sheet, P&L Statement as well as ITR files need to be submitted
  2. Proof of identity like Aadhar Card/ Driving License/ Passport copy, etc.
  3. PAN Card
  4. Proof of Residence: Telephone bill/ Electricity Bill/ Voter ID, etc.
  5. Two passport-sized photographs

personal loan at 10.75%*

Personal Loan in Kapadvanj Eligibility Criteria

The eligibility criteria for both Salaried and Self-Employed are as follows:

Salaried Applicants

  1.  The applicant’s age must be 21 years or above.
  2. The salary of the person applying for a loan should be stable and should carry proof of income.
  3.  The amount that is sanctioned to an applicant depends on his net salary.
  4.  While giving credit to a customer, his CIBIL Score is kept at priority.
  5. Another important factor while considering eligibility criteria is the applicant’s location. The candidate will get a loan from the banks located near his current location only.
  6. Company’s profile in which the customer is working also plays a vital role.

Self-Employed Applicants

  1. Applicants age must be 25 years or above.
  2. The history of the person’s bank profile is tracked with the help of CIBIL Score, so this is very important.
  3. This includes the turn-over of the company.
  4. In this, the bank checks the lifespan of the company, that tells it about the origination of the company(how old the company is).
  5.  Company’s financials are considered at priority.

Click to know more about Eligibility: Personal Loan Eligibility.

Why Apply for Personal Loan Kapadvanj?

  1. There is no need to deposit any mortgage and collateral security to the bank.
  2. A personal loan can be used for various purpose and has no restrictions.
  3. The amount of personal loan depends upon the repayment of individual income and capacity.
  4. No third party is involved in the deal.

How to apply for Personal Loan Kapadvanj?

  1. To apply for a personal loan online, visit www.dialabank.com.
  2. Go to the loan section and click on the personal loan link where the individual has to provide personal and professional details.
  3. Our relationship manager swill checks the eligibility and gets in touch with you soon.
  4. For more information and free guidance, you may call on 9878981166.

personal loan at 10.75%*

Processing Fee / Prepayment Charges on Personal Loan Kapadvanj

Every Bank and NBFC charges a fee for processing your Loan application, and these vary between 1.5% to 2.5% of the sanctioned loan amount.

Generally, a loan cannot be foreclosed before 12 months, but of any individual wishes to do so, banks charge a penalty fee known as prepayment charges which the borrower has to pay to the banks. The rates of this vary from bank to bank.

Personal Loan Kapadvanj EMI Calculator

Equated Monthly Installments also know as EMI are the monthly fixed charges which are a mode of repayment to the bank for the loan amount borrowed. Based on your profile, the interest rate on your loan is determined. Your EMI is calculated based on the Interest Rate the bank charges you, the amount of loan you have to take, and the period for which you enjoy the loan.

Get to know more about EMI Calculator: Personal Loan EMI Calculator

CIBIL Score required for Personal Loan Kapadvanj

CIBIL score is a fundamental aspect in the approval of loans. Various banks have their minimum requirements of a CIBIL score for loan approval.

The banks and NBFCs, along with the CIBIL score, analyze the credit history of the applicant to avoid any future inconvenience.

personal loan at 10.75%*

Personal Loan in Kapadvanj Agent and Contact Number

Dialabank is the leading agent for availing Instant Personal Loan in Kapadvanj. You can apply online at www.dialabank.com or give a call at 9878981166

Call 9878981166 and get instant help and approval for Personal Loan in Kapadvanj. After that, our relationship managers will assist you.

Pre Calculated EMI Table for Personal Loan Kapadvanj

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Kapadvanj

Kapadvanj is a city in the state of Gujarat which was an essential place for trading and served as a trading route to the West. The famous mirrored-wall artwork is housed in this place. Kapadvanj is religiously enriched with numerous temples and shrines all across the town.

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