Personal Loan Karnal

⋆ Interest Rate 9.99% ⋆

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      Loans Up to 30 Lacs
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      Table of Contents

      Personal Loan Karnal

      Best Banks for Personal Loan in Karnal

      Feature
      HDFC Bank
      ICICI Bank
      Bajaj Finance
      Interest Rate
      10.75% - 17%
      11.25% - 18.5%
      12%
      Min Loan Amt
      Metro : 75000 & Non Metro: 50000
      50000
      100000
      Max Loan Amt
      50 Lacs
      50 Lacs
      1 Cr
      Loan Tenure
      1 - 5 Years
      1 - 5 Years
      1 - 5 Years
      Processing Fee
      0.25% - 2% of the Loan Amt

      1% - 2.5% of the Loan Amt

      0.5% - 2% of the Loan Amt
      Preclosure Charges
      2%, Nil foreclosure charges after 12 months
      2%, Nil foreclosure charges after 24 months
      Nil
      Overdraft Facility
      No
      No
      Yes

      Personal Loan in Karnal Features

      A personal loan Karnal provides flexibility in the use of funds as per your needs. The loan is provided to those individuals who are having good CIBIL scores or reputed credit history.

      Features:

      1. Collateral Free Loan
      2. Personal Loan Karnal is Easily available
      3. Low processing charges
      4. Less documentation required for Personal Loan Karnal
      5. Quick and risk-free
      6. No cosigner required for Personal Loan Karnal

      Furthermore, there is no end-use restriction on the use of the personal loan amount. You can use this loan amount anywhere you want to do.

      Personal Loan Karnal Interest Rates and Charges 

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Personal Loan Karnal Documents Required

      Salaried Customers:

      1. Identity proof (Aadhar card/driving license)
      2. Salary slips of last three months
      3. Bank statements for the last 6 months
      4. PAN Card
      5. Residence Proof (Owned/Rented/Company provided)
      6. Passport-sized photographs – 2

      *NOTE: In the case of rented apartments, a rent agreement needs to be attached.

      Self-Employed Customers:

      1. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
      2. PAN Card
      3. Aadhar Card
      4. Residence Proof
      5. Two passport-sized photographs

      personal loan at 10.75%*

      Personal Loan Karnal

      Eligibility Criteria for Personal Loan Karnal

      The Personal Loan Eligibility criteria for both Salaried and Self-Employed are different:

      Salaried Applicants:

      1. Firstly the age of the applicant should be more than 21 years.
      2. Secondly, if the borrower is residing in a metropolitan city should have a minimum income of Rs 18,000. And if the person is from a non-metropolitan city then he should have a minimum income of Rs 12,000.
      3. The borrower should have the work experience of the last three years and the salary should come in their account only.
      4. If a person is applying for a personal loan then he must have a good credit history.
      5. The documentation process for Personal Loan Karnal is easy they just have to submit their bank statement of the last three months and the salary slip of the last six months.

      Click here to know more about- Personal Loan Salaried Applicant

      Self-Employed Applicants:

      1. If a person is self-employed then the age of the applicant should be 25 years.
      2. The applicant should file ITR for the last three years.
      3. The credit score of the applicant should be good and no debt should be left due.
      4. The ITR in which the applicant files should be of Rs 2.5 lakhs per annum at least.
      5. And the applicant is having a business that his business should be running for the last three years.

      Click here to know more –Personal loan Self-employed Applicant

      Why Apply for Personal Loan Karnal?

      A person can easily apply for a personal loan if they are eligible. A person can apply for a personal loan from its nearest bank, or they can apply online. If the person wants to apply online, then they can apply from the site of DialaBank that is www.dialabank.com. They have to fulfil the online application form, and within 5 minutes they will get a call where they will receive proper guidance about the loan. And if the person is eligible for the loan, then the loan will get approved within 10 minutes.

      How to apply for Personal Loan Karnal?

      1. Visit Dialabank.
      2. Go to the loan section and click on the personal loan link.
      3. The applicant will be directed to all details of the personal loan where they can choose their preferred city.
      4. For more information and free guidance, you may call on 9878981166.

      personal loan at 10.75%*

      Processing Fee / Prepayment Charges on Personal Loan Karnal

      Every Bank and NBFC charges a fee for processing your Personal Loan application. These charges are 1% of the loan amount.

      In case you wish to foreclose your loan before the agreed loan tenure, every lending institution charges you a penal prepayment fee. In most cases, you cannot close your loan before 12 months. Post that the charges vary depending on how many years the loan has been done. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan.

      Personal Loan Karnal EMI Calculator

      Equated Monthly Installments also know as EMI are the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed. Based on your profile, the interest rate on your loan is determined. Your EMI is calculated using the Personal Loan EMI Calculator basis the Interest Rate you are charged by the bank and the amount of loan you have to take and the period for which you enjoy the loan.

      CIBIL Score required for Personal Loan Karnal

      Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Karnal. Most institutions require a minimum score of 750 to process your loan application.

      The institutions don’t just look at the overall score but also the detailed behaviour on the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing of a fresh loan.

      personal loan at 10.75%*

      Personal Loan Karnal Agents

      Dialabank is the leading agent for availing of Personal Loan Karnal. You can apply online at Dialabank or give a call at 9878981166

      Dialabank helps you to find the best option for Banks and NBFCs by providing you with a detailed market comparison of different banks so that you can make the right choice. Visit our website Dialabank and fill a simple form with your personal and employment details. Our customer relationship managers will soon get in touch with you.

      Personal Loan Karnal Contact Number

      Call  9878981166 and get instant help and approval for Personal Loan Jaipur.

      Pre Calculated EMI Table for Personal Loan Karnal

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      About Karnal

      Karnal is a city in Haryana. It was formerly known as Karnal or Kurnaul. It is said to have been founded by the Kauravas in the Mahabharata era and is very famous for its world-class research and development institutes.

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