Personal Loan Kartarpur

⋆ Interest Rate 9.99% ⋆

Check Special Offers During COVID-19

I have read the Privacy Policy & Agree to Terms & Conditions and authorize Dialabank & its partner institutions to Call or SMS me with reference to my application.

Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Major Personal Loan Providers in Kartarpur

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan Kartarpur FeaturesPersonal Loan Kartarpur

A Personal Loan alludes to that credit is given by the bank to the immediate costs of the candidates. It is a moment credit that an individual can benefit inside 48 to 72 hours .it likewise required the least documentation for the endorsement of the individual advance. In the event that you need to take this credit, you can contact the dial bank for any inquiry. No  need to store any  home loan and insurance security to the bank

Personal Loan Kartarpur is a multi-reason offer advance. It tends to be utilized for all the issues identified with money. The measure of individual advance relies on the reimbursement of individual pay and limit. Personal Loan Kartarpur doesn’t require any underwriter or chosen one.

Personal Loan Kartarpur Interest Rates

Individual Loan financing costs may fluctuate from individual to individual as it relies on the pay and CIBIL score of the applicant.10.75% is the base rate of interest.

Get low-interest rates

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Kartarpur

Salaried Customers:

  1. ID evidence (Aadhar card/driving permit)
  2. Payslips of most recent three months
  3. Bank statements throughout the previous a half year
  4. PAN Card
  5. Resident Proof (Owned/Rented/Company gave)
  6. Passport estimated photos – 2

*NOTE: in the event of leased lofts, lease understanding should be joined.

Self-Employed Customers:

  • All financials are required (Balance Sheet, P&L Statement just as ITR documents)
  • Aadhar Card or Residence or Pan Card
  • Two identification estimated photos

personal loan at 10.75%*

Qualification Criteria for Personal Loan Kartarpur

The qualification standards for both Salaried and Self-Employed are extraordinary:

Salaried Applicants

  1. The base age necessities of the individual ought to be 21 years and most extreme as long as 60 years.
  2. The candidates must have the work understanding of the three years. Also, the compensation ought to be gotten in their records as it were.
  3. The candidates must have a superb record of loan repayment.
  4. The activity area of the candidate ought to be referenced.
  5. A borrower ought to have a base pay of INR 25,000 every month

Self-Employed Applicants

  1. The base age prerequisite for a free individual ought to be 25 years.
  2. The candidates applying for the individual credit should record ITR throughout the previous three years.
  3. On the off chance that the candidates are the businessperson, at that point, the business ought to be running from the previous three years.
  4. The financial assessment of the individual candidates ought to be acceptable, there ought not to be any obligation or duty left.
  5. The yearly salary of the candidates ought to be at least Rs 2.5 lakh.
  6. The entire documentation procedure of the individual credit is the candidates need to present his money related and his bank explanation of the past a quarter of a year.

Why Apply for Personal Loan Kartarpur

  • There is no compelling reason to store any home loan and guarantee security to the bank.
  • An individual advance is a multi-reason offer advance. It tends to be utilized for all the issues identified with money.
  • The measure of individual advance relies on the reimbursement of individual pay and limit.
  • A Personal Loan doesn’t require any underwriter or chosen one.

How to apply for Personal Loan Kartarpur?

  • Visit Dialabank
  • Go to the advance area and snap on the individual advance connection.
  • The candidate will be coordinated to all subtleties of the individual advance where they can pick their city.
  • For more data and free direction, you may approach 9878981166

personal loan at 10.75%*

Processing Fee/Prepayment Charges on Personal Loan Kartarpur

Each Bank and NBFC charges an expense for preparing your Personal Loan application. These charges shift between 1.5% to 2.5% of the endorsed credit sum.

On the off chance that you wish to dispossess your advance before the concurred credit residency, each loaning foundation charges you a correctional prepayment expense. Much of the time, you can’t close your advance before a year. Post that the charges differ contingent upon how long the advance has done. These charges differ from 4% of the extraordinary advance sum in the second year to 2% in the fourth year of the credit.

Personal Loan Kartarpur EMI Calculator

Likened Monthly Installments additionally know as EMI are the month to month fixed charges that you pay to the bank as month to month reimbursement for the advance sum borrowed.  Based on your profile, the financing cost on your advance is resolved. Your EMI is determined premise the Interest Rate you are charged by the bank and the measure of credit you need to take and the period for which you appreciate the advance.

CIBIL Score required for Personal Loan Kartarpur

Each loaning establishment has its own rules for the base CIBIL score required for handling a Personal Loan application in Kartarpur. Most foundations require a base score of 750 to process your advance application.

The organizations don’t simply take a gander at the general score yet, in addition, the point by point conduct on the past advances taken. This remembers subtleties for the sort of advance taken and the sum obtained.

personal loan at 10.75%*

Personal Loan Kartarpur Agents

Dialabank is the main operator for benefiting Personal Loan in Kartarpur. You can apply online at Dialabank or give a call at 9878981166

Dialabank encourages you to locate the most ideal alternative of Banks and NBFCs by furnishing you with a point by point showcase examination of various banks so you can settle on the correct decision. Visit our site www.dialabank.com and fill a straightforward structure with your own and work subtleties. Our client relationship supervisors will before long connect with you.

Personal Loan Kartarpur Contact Number

Get moment help and endorsement for Personal Loan in Kartarpur, Call 9878981166

Pre Calculated EMI Table for Personal Loan Kartarpur

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Kartarpur

Kartarpur is a town near the city of Jalandhar and is located in the Doaba region of the state. It was founded by the fifth Guru of Sikhs, Sri Guru Arjan Dev Ji.

Menu