Personal Loan Kashipur

⋆ Interest Rate 9.99% ⋆

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      Rates as low as 9.99%*
      Loans Up to 30 Lacs
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      Personal Loan Kashipur

      Best Banks for Personal Loan in Kashipur

      Feature HDFC Bank ICICI Bank Bajaj Finance
      Interest Rate 10.75% - 17% 11.25% - 18.5% 0.12
      Min Loan Amt Metro : 75000 & Non Metro: 50000 50000 100000
      Max Loan Amt 50 Lacs 50 Lacs 1 Cr
      Loan Tenure 1 - 5 Years 1 - 5 Years 1 - 5 Years
      Processing Fee 0.25% - 2% of the Loan Amt 1% - 2.5% of the Loan Amt
      0.5% - 2% of the Loan Amt
      Preclosure Charges 2%, Nil foreclosure charges after 12 months 2%, Nil foreclosure charges after 24 months Nil
      Overdraft Facility No No Yes

      Personal Loan in Kashipur Features

      Personal loan KashipurDialaBank will provide you with a smooth communication channel with the leading banks and guide you through every step of the loan process, and this will be all free of cost. The minimum documentation and hassle-free process will ensure you will get to know all the various banks providing loans in your locality with comparable interest rates.

      A personal loan in Kashipur is unsecured in nature that a person can avail based upon his monthly income and CIBIL score without having to keep any collateral security with the bank or NBFC. Moreover, there is no end-use restriction on using the personal loan amount, which allows the use of this loan amount for any financial purpose.

      Personal Loan in Kashipur Interest Rates and Charges 

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Personal Loan in Kashipur Documents Required 

      With the right documents, you can easily avail instant Personal loan in Kashipur with DialaBank. The important documents required for salaried customers are as follows:

      Salaried Customers:

      1. Identity proof (Aadhar card/driving license)
      2. Salary slips of last three months
      3. Bank statements for the last 6 months
      4. PAN Card
      5. Residence Proof (Owned/Rented/Company provided)
      6. Passport-sized photographs – 2
      7. In the case of residing in rented apartments, a rent agreement needs to be attached.

      The documents for self-employed customers differ marginally. Important documents are:

      Self-Employed Customers:

      1. All financials are required. These may be Balance Sheet, P&L Statement as well as ITR files
      2. PAN Card
      3. Aadhar Card
      4. Residence Proof
      5. Two passport-sized photographs

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Personal Loan in Kashipur Eligibility Criteria 

      The personal loan eligibility criteria for both Salaried and Self-Employed in Kashipur are different in the following manner:

      Salaried Applicants

      1. Salary: Rs 18,000 (Monthly).
      2. Minimum and Maximum Age: 21 and 60 Years.
      3. Work Experience: A total of three years and 1-year experience in the current ongoing job.
      4. CIBIL Score must be more than 700.
      5. The applicant should not be receiving his salary in cash.

      Self-Employed Applicants

      1. Minimum and Maximum Age: 25 and 65 years.
      2. Proof of filed annual ITR of 2.5 to 3 lakh for the previous 3 years.
      3. Residence: Should be owning an Office or Home.
      4. Business Stability: Your business should be well operating with stability for the last three years.
      5. CIBIL Score should be more than 700.
      6. The minimum age requirement for a self-employed applicant should be 25 years.

      Why Apply for Personal Loan Kashipur?

      1. It is a completely safe and simple loan scheme for raising funds in times of need as it does not require collateral.
      2. There is no need to mortgage your assets as security to the banks and NBFCs.
      3. A co-applicant is not essentially required to avail of the loan.
      4. The loan is only dependent upon the candidate’s income and repayment capacity.

      How to apply for Personal Loan Kashipur?

      Applying for a personal loan in Kashipur is easy with DialaBank. The application process is quite straightforward and fast to enable anyone to apply for it easily with DialaBank.
      1. Visit dialabank.
      2. Then select a Personal Loan option from the options online after filling in all the personal details.
      3. Enter your active and working contact number so that we can contact you back to assist you further.
      4. Dialabank is one of the top platforms available online to apply for a personal loan in Kashipur, as we provide you with all kinds of loans at a very affordable rate of interest.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Processing Fee / Prepayment Charges on Personal Loan Kashipur

      Every Bank and NBFC charges a fixed fee for processing your Personal Loan application in Kashipur. These charges are 1% of the total sanctioned loan amount, depending on the loan amount and the tenure.

      But in any case, if you wish to foreclose your loan before the agreed loan tenure, which is usually a period of 12 months, every lending institution, whether the bank or NBFC, charges you a penal prepayment fee for foreclosure. A personal loan EMI calculator will help in estimation.

      Personal Loan Kashipur EMI Calculator

      Equated Monthly Installments, also popularly known as EMI, are the monthly fixed charges that you pay to the bank or NBFC as monthly repayment for the loan amount borrowed as part of a personal loan in Kashipur.  Based on your profile and loan repayment capabilities, your loan’s personal loan interest rate is calculated and determined.

      You can easily calculate your EMI amount on your personal loan in Kashipur using a Personal loan EMI Calculator on our website dialabank

      CIBIL Score required for Personal Loan Kashipur

      Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Kashipur.

      1. Mostly a CIBIL score of 750 is considered good to process your personal loan application in Kashipur.
      2. They also consider the ability and ease with which you previously paid your loans that describe the applicant’s creditworthiness.
      3. Any delayed payments for previous or any loans held previously can result in a decrease in your CIBIL score.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Personal Loan Kashipur Agents

      Dialabank is the leading agent for availing Personal Loan in Kashipur. Dialabank helps you find the best option for Banks and NBFCs by providing you with a comparison of numerous offers and deals provided by them so that you can make the right choice in the loan application process.

      To get the best offers on personal loans in Kashipur, kindly visit our website and fill a simple form online with your personal and employment details. Our customer relationship managers will soon get in touch with you on the contact number provided on your application to assist you further. You can apply online at Dialabank or give a call at 9878981166 for further processing of a personal loan in Kashipur.

      Personal Loan Kashipur Contact Number

      Call 9878981166 and get instant help and approval for a Personal Loan in Kashipur.

      Pre Calculated EMI Table for Personal Loan Kashipur

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      About Kashipur

      Kashipur is a town situated in the Udham Singh Nagar district, which lies in the Indian state of Uttarakhand and is one of its 7 subdivisions. It is located in the western part of Udham Singh Nagar district and is Kumaun’s 3rd most populous city and the 6th  most populous in Uttarakhand.

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