Personal Loan Kashipur

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Best Banks for Personal Loan in Kashipur

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan in Kashipur Features

Personal loan KashipurDialaBank will provide you with a smooth communication channel with the leading banks and will also guide you through every step of the loan process, and this will be all free of cost. The minimum documentation and hassle-free process will ensure you will get to know all the various banks that are providing loans in your locality with comparable interest rates.

A personal loan in Kashipur is unsecured in nature that a person can avail based upon his monthly income and CIBIL score without the need of having to keep any collateral security with the bank or NBFC. There exists no end-use restriction on the use of the personal loan amount which allows the use of this loan amount for any financial purpose.

Personal Loan in Kashipur Interest Rates and Charges 

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Personal Loan in Kashipur Documents Required 

With the right documents, you can easily avail instant Personal loan in Kashipur with DialaBank. The important documents required for salaried customers are as follows:

Salaried Customers:

  1. Identity proof (Aadhar card/driving license)
  2. Salary slips of last three months
  3. Bank statements for the last 6 months
  4. PAN Card
  5. Residence Proof (Owned/Rented/Company provided)
  6. Passport-sized photographs – 2
  7. In the case of residing in rented apartments, rent agreement needs to be attached.

The documents for self-employed customers differ marginally. Important documents are:

Self-Employed Customers:

  1. All financials are required. These may be Balance Sheet, P&L Statement as well as ITR files
  2. PAN Card
  3. Aadhar Card
  4. Residence Proof
  5. Two passport-sized photographs

personal loan at 10.75%*

Personal Loan in Kashipur Eligibility Criteria 

The personal loan eligibility criteria for both Salaried and Self-Employed in Kashipur are different in the following manner:

Salaried Applicants

  1. Salary: Rs 18,000 (Monthly).
  2. Minimum and Maximum Age: 21 and 60 Years.
  3. Work Experience: A total of three years and 1-year experience in the current ongoing job.
  4. CIBIL Score must be more than 700.
  5. The applicant should not be receiving his salary in cash.

Self-Employed Applicants

  1. Minimum and Maximum Age: 25 and 65 years.
  2. Proof of filed annual ITR of 2.5 to 3 lakh for the previous 3 years.
  3. Residence: Should be owning an Office or Home.
  4. Business Stability: Your business should be well operating with stability for the last three years.
  5. CIBIL Score should be more than 700.
  6. The minimum age requirement for a self-employed applicant should be 25 years.

Why Apply for Personal Loan Kashipur?

  1. It is a completely safe and simple loan scheme for raising funds in times of need as it does not require collateral.
  2. There is no need to mortgage your assets as security to the banks and NBFCs.
  3. A co-applicant is not essentially required to avail the loan.
  4. The loan is only dependent upon the candidate’s income and his repayment capacity.

How to apply for Personal Loan Kashipur?

Applying for a personal loan in Kashipur is easy with DialaBank. The process of application is quite straightforward and fast to enable anyone to apply for it easily with DialaBank.
  1. Visit dialabank.
  2. Then select a Personal Loan option from the options online after filling all the personal details.
  3. Enter your active and working contact number so that we can contact you back to assist you further.
  4. Dialabank is one of the top platforms available online to apply for a personal loan in Kashipur as we provide you with all kinds of loans at a very affordable rate of interest.

personal loan at 10.75%*

Processing Fee / Prepayment Charges on Personal Loan Kashipur

Every Bank and NBFC charges a fixed fee for processing your Personal Loan application in Kashipur. These charges range anywhere between 1.5% to 2.5% of the total sanctioned loan amount depending on the loan amount and the tenure.

But in any case, if you wish to foreclose your loan before the agreed loan tenure, which is usually a period of 12 months every lending institution whether the bank or NBFC charges you a penal prepayment fee for foreclosure. The charges also vary depending on the amount of tenure of the loan left and range from 2% of the outstanding loan amount in the 2nd year to 4% in the 4th year of the personal loan.

Personal Loan Kashipur EMI Calculator

Equated Monthly Installments also popularly known as EMI are the monthly fixed charges that you pay to the bank or NBFC as monthly repayment for the loan amount borrowed as part of a personal loan in Kashipur.  Based on your profile, and capabilities of the loan repayment the interest rate on your loan is calculated and determined.

You can easily calculate your EMI amount on your personal loan in Kashipur using a Personal loan EMI Calculator on our website dialabank

CIBIL Score required for Personal Loan Kashipur

Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Kashipur.

  1. Mostly a CIBIL score of 750 is considered good to process your personal loan application in Kashipur.
  2. They also take into consideration the ability and ease with which you previously paid your loans that describe your creditworthiness of the applicant.
  3. Any sort of delayed payments for previous or any kind of loans held previously can result in a decrease in your CIBIL score.

personal loan at 10.75%*

Personal Loan Kashipur Agents

Dialabank is the leading agent for availing Personal Loan in Kashipur. Dialabank helps you to find the best option of Banks and NBFCs by providing you with a comparison of numerous offers and deals provided by them so that you can make the right choice in the process of the loan application.

To get the best offers on personal loans in Kashipur kindly visit our website and fill a simple form online with your personal and employment details. Our customer relationship managers will soon get in touch with you on the contact number provided on your application to assist you further. You can apply online at dialabank or give a call at 9878981166 for further processing of personal loan in Kashipur.

Personal Loan Kashipur Contact Number

Call 9878981166 and get instant help and approval for Personal Loan in Kashipur.

Pre Calculated EMI Table for Personal Loan Kashipur

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Kashipur

Kashipur is a town situated in the Udham Singh Nagar district which lies in the Indian state of Uttarakhand and is one of its 7 subdivisions. It is located in the western part of Udham Singh Nagar district and is Kumaun’s 3rd most populous city and the 6th  most populous in Uttarakhand.

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