Personal Loan Katihar

⋆ Interest Rate 9.99% ⋆

Check Special Offers During COVID-19

      I have read the Privacy Policy & Agree to Terms & Conditions and authorize Dialabank & its partner institutions to Call or SMS me with reference to my application.

      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
      Same Day Disbursal
      Doorstep Service
      Unbiased Experts Advice

      Table of Contents

      Personal Loan Katihar

      Best Banks for Personal Loan in Katihar

      Feature
      HDFC Bank
      ICICI Bank
      Bajaj Finance
      Interest Rate
      10.75% - 17%
      11.25% - 18.5%
      12%
      Min Loan Amt
      Metro : 75000 & Non Metro: 50000
      50000
      100000
      Max Loan Amt
      50 Lacs
      50 Lacs
      1 Cr
      Loan Tenure
      1 - 5 Years
      1 - 5 Years
      1 - 5 Years
      Processing Fee
      0.25% - 2% of the Loan Amt

      1% - 2.5% of the Loan Amt

      0.5% - 2% of the Loan Amt
      Preclosure Charges
      2%, Nil foreclosure charges after 12 months
      2%, Nil foreclosure charges after 24 months
      Nil
      Overdraft Facility
      No
      No
      Yes

      Personal Loan in Katihar Features

      Personal Loan KatiharWhat shall you do if you are in need of urgent financial help? It could be a medical emergency or an upcoming wedding or maybe a need for a lump sum amount of money. Do not worry, just apply for a personal loan, and solve all your financial needs.

      A personal loan in Katihar is a type of unsecured loan that a person can avail based upon their monthly income and CIBIL score without the need of having to keep any collateral security with the lender. There exists no end-use restriction on the use of the personal loan amount. You can use this loan amount for any financial purpose.

      Personal Loan in Katihar Interest Rates and Charges 

      Bank
      Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan
      0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan
      0.50% to 1.50%
      Nil
      ICICI Bank Personal Loan
      0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan
      500/- to 0.50%
      Nil
      Kotak Personal Loan
      1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan
      Nil
      Nil
      Muthoot Personal Loan
      Nil
      Nil
      Manappauram Personal Loan
      Nil
      Nil
      PNB Personal Loan
      0.70% to 1%
      Nil
      Canara Bank Personal Loan
      1%
      Nil
      Andhra Bank Personal Loan
      Nil
      Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Personal Loan in Katihar Documents Required 

      With the right documents, you can easily avail instant Personal loan in Katihar with DialaBank. The important documents required for salaried customers are as follows:

      Salaried Customers:

      1. Identity proof (Aadhar card/driving license)
      2. Salary slips of last three months
      3. Bank statements for the last 6 months
      4. PAN Card
      5. Residence Proof (Owned/Rented/Company provided)
      6. Passport-sized photographs – 2
      7. In case of residing in rented apartments, rent agreement needs to be attached.

      The documents for self-employed customers differ marginally. Important documents are:

      Self-Employed Customers:

      1. All financials are required. These may be Balance Sheet, P&L Statement as well as ITR files
      2. PAN Card
      3. Aadhar Card
      4. Residence Proof
      5. Two passport-sized photographs

      personal loan at 10.75%*

      Personal Loan in Katihar Eligibility Criteria

      The personal loan eligibility criteria for both Salaried and Self-Employed in Katihar are different in the following manner:

      Salaried Applicants

      1. Salary: Rs 18,000 (Monthly).
      2. Minimum and Maximum Age: 21 and 60 Years.
      3. Work Experience: Overall, three years and 1-year experience in the current job.
      4. CIBIL Score must be more than 700.
      5. The applicant should not be receiving his salary in cash.

      Self-Employed Applicants

      1. Minimum and Maximum Age: 25 and 65 years.
      2. Should have filed for an annual ITR of 2.5 to 3 lakh.
      3. Residence: Should be owning an Office or Home.
      4. Business Stability: Your business should be operating for the last three years.
      5. CIBIL Score should be more than 700.
      6. The minimum age requirement for an independent person should be 25 years.

      Why Apply for Personal Loan Katihar?

      1. A co-applicant is not required.
      2. The loan is only based upon the candidate’s income and his repayment capability.
      3. It is a safe and straightforward loan scheme for raising funds in times of need as it does not require collateral.
      4. There is no need to keep your precious assets as security to the lender.

      How to apply for Personal Loan Katihar?

      Applying for a personal loan is easy with DialaBank. The process of application is quite straightforward and fast for anyone to apply.
      1. Visit dialabank.
      2. After that, apply for a Personal Loan online after filling all the details.
      3. Enter your active contact number so that we can contact you back.
      4. Dialabank is one of the top platforms to apply for a personal loan in Katihar as we provide you all kinds of loans at a very affordable rate of interest.

      personal loan at 10.75%*

      Processing Fee / Prepayment Charges on Personal Loan Katihar

      Every Bank and NBFC charges a specific fee for processing your Personal Loan application. These charges are 1% of the total sanctioned loan amount.

      But in case if you wish to foreclose your loan before the agreed loan tenure, which is usually 12 months every lending institution charges you a penal prepayment fee. The charges vary depending on the tenure of the loan left.

      Personal Loan Katihar EMI Calculator

      Equated Monthly Installments also know as EMI are the monthly fixed charges that you pay to the bank or NBFC as monthly repayment for the loan amount borrowed as part of a personal loan in Katihar.  Based on your profile, and capabilities the interest rate on your loan is calculated.

      You can easily calculate your EMI amount on your personal loan in Katihar using a Personal loan EMI Calculator on our website dialabank.com.

      CIBIL Score required for Personal Loan Katihar

      Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Katihar.

      1. Mostly a CIBIL score of 750 is preferred to process your personal loan application.
      2. They also look into the ability and ease with which you previously paid your loans.
      3. Any sort of delayed payments for previous loans can result in lowering of your CIBIL score.

      personal loan at 10.75%*

      Personal Loan Katihar Agents

      Dialabank is the leading agent for availing Personal Loan in Katihar. Dialabank helps you to find the best option of Banks and NBFCs by providing you with a comparison of different offers provided by them so that you can make the right choice.

      Visit our website and fill a simple form online with your personal and employment details. Our customer relationship managers will soon get in touch with you on the contact number provided by you. You can apply online at dialabank or give a call at 9878981166 for further processing.

      Personal Loan Katihar Contact Number

      Call 9878981166 and get instant help and approval for Personal Loan in Katihar.

      Pre Calculated EMI Table for Personal Loan Katihar

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      About Katihar

      Katihar is a city located in the eastern part of the state of Bihar, India. It is the regional headquarter of the Katihar district. It is one of the largest cities of Bihar and is also known all over East India for its highly strategic railway junction.