Best Banks for Personal Loan in Kawardha
Feature
HDFC Bank
Private Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
0.12
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt
1% - 2.5% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes
Personal Loan Kawardha Features
Getting a loan to make a vision come true is rarely a bad thing. If you have any hope, apply for the Personal Loan with Dialabank, and we will make it a fact. Dialabank is here to help you make your wishes come true. Timely deals and the interest rate on the Personal loan is appealing. So log in now to catch today’s great offer to fulfil your life.
If you live with the financial shortages of your life, then personal loans are the best option for you. Personal Loan Kawardha is the kind of loan that the banks and NBFCs are providing to the people to make a difference in their lives. These loans are given based on the banks, and the personal loans are the loans that the banks and NBFCs provide to the applicants to wipe out the financial deficiencies of their lives. Personal loans are provided based on the earnings of the customers. These loans are not based on collateral and securities. Therefore, these loans are unsecured.
A Personal Loan lets you fulfil your diverse financial needs; you can take advantage of loans up to Rs 20 lakh and satisfy the specific need that you rise to at any point in your life. Moreover, the fast clearance process means that you have an understanding of investing quickly.
Additionally, you can get the funds within 3 seconds with our instant online Personal Loan facilities. In Kawardha, you can easily get a personal loan at an interest rate ranging from 10.75% to 32%, but this depends on many factors.
Personal Loan Kawardha Interest Rates
To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates
Bank
Processing Fee
HDFC Bank Personal Loan
0.25% to 1.50%
Axis Bank Personal Loan
0.50% to 1.50%
Nil
Private Bank Personal Loan
0.25% to 1.50%
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
0.01
Nil
Andhra Bank Personal Loan
Nil
Nil
Documents Required for Personal Loan Kawardha
Salaried Customers:
- Identity proof such as Aadhar card/driving license.
- Last three-month salary slips.
- Bank statements for the last 6 months.
- PAN Card.
- Residence Proof (Owned/Rented/Company provided) and rental agreement in case of rented apartments.
- 2 Passport-sized photographs of the applicant.
Self-Employed Customers:
- All financials are required (ITR documents with Balance Sheet and P&L Statement).
- PAN Card.
- Aadhar Card as identity proof.
- Residence Proof or rental agreement in case of a rented apartment.
- Two passport-sized photographs of the applicant.
PERSONAL LOAN
Interest Rate 9.99%
Personal Loan Kawardha Eligibility Criteria
The eligibility criteria are specific for both salaried and self-employed workers.
Click for personal loan eligibility.
Salaried, self-employed people and self-employed professionals are eligible for availing Personal Loan Kawardha.
| Salaried Individuals | Self Employed Individuals | ||
| Age | Min: 21 yrs, Max: 60 yrs | Age | Min: 25 yrs, Max: 65 yrs |
| Salary | Rs.15,000 (Monthly). | ITR | An Annual ITR of 2.5 to 3 lakh is required. |
| Work Experience | Overall 3 years and one year experience in the current job | Business Stability | Your business should be running for the last 3 years with continuous profit. |
| Mandatory | The applicant must have a salary account | Mandatory | CAs must audit the business of the applicant |
Click for details on – Salaried Applicant
Click for details on – Self-employed Applicant
Why Apply for Personal Loan Kawardha?
- Personal Loan Kawardha is based upon the candidate’s income per annum and his credit score. No other requirement is there.
- There is no need to put a precious asset as security to the lender for Personal Loan Kawardha, as it is an unsecured loan.
- Personal loans offer higher loan amounts to help you deal with any financial emergency.
- Personal Loan Kawardha is a multi-purpose offer that can be used for almost all life’s financial problems, including debt consolidation.
How to apply for Personal Loan Kawardha?
To apply for the best personal loan deals:
- Visit Dialabank and click on the personal loan option on the menu of the homepage.
- You will be directed to a page wherein you will have to fill in all your personal and professional details, along with your phone number.
- After you click on ‘Apply now, wait for a while. You will receive mail threads from various banks and NBFCs willing to lend you a personal loan in a short period.
- Our experts will give you a call and assist you in choosing the best deal for you.
- In case of any queries, call us at 9878981166.
PERSONAL LOAN
Interest Rate 9.99%
Processing Fee / Prepayment Charges on Personal Loan Kawardha
The interest rates in a Personal Loan depend on the profile and salary of an individual in the business.
The starting 10.75% rate of interest is granted on these loans. However, the interest rates on these loans can be changed based on the loan amounts, the time period, and the applicant’s profile. The fee for processing is from 1% of the loan amount.
The rate of interest can be changed with the help of the followings
- CIBIL/Credit History – The applicants with higher CIBIL scores can get lower interest rates.
- Nature of Employment – If the applicant is an employee of a reputed company or the government, he can get lower rates for these loans.
- Bank Customer Relations – If the customer has a well-maintained account or has maintained a loan before from a bank, then the applicant might negotiate the amount of the interest on the personal loans in Kawardha.
To know about the interest rate, click on the personal loan interest rate
Personal Loan Kawardha EMI Calculator
CIBIL Score required for Personal Loan Kawardha
Every lending institution has its criteria for the minimum CIBIL score required for processing a Personal Loan application in Kawardha. Most institutions need a minimum score of 750 to process your application for a loan.
The institutions are not only looking at the overall score but also the detailed behaviour of previous loans. It provides information about the form of loan obtained and the amount lent. Any outstanding payments for prior loans will serve as a deterrent to making a fresh loan open to you.
PERSONAL LOAN
Interest Rate 9.99%
Personal Loan Kawardha Contact Number
Call 9878981166 and get instant help and approval for a Personal Loan in Kawardha.
Pre Calculated EMI Table for Personal Loan Kawardha
Click here for the personal loan EMI calculator
About Kawardha
Kabirdham was previously known as the district of Kawardha and is situated between Durg, Rajnandgaon, Raipur, and Bilaspur. This covers an area of 4447.5 sq km. Kabirdham is a quiet and serene location that Nature lovers favour. Picturesque scenery of trees, mountains, and architectural statues.
Satpura’s Maikal mountain ranges surround the western and northern portions of Kabirdham. It was built on the south side of the Sakari River. This brings charm to the ground. Hills and trees do mesmerize the place. Enormous patches of greenery treat your eyes.
