Personal Loan Kawardha

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

All about Personal Loan Kawardha

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Your Guide to Personal Loan Kawardha

Personal Loan Kawardha

To get a loan to make a vision come true is rarely a bad thing. If you have any hope, apply for the Personal Loan with Dialabank and we will make it a fact. Dialabank is here to help you make your wishes come true. Timely deals and the interest rate on the Personal loan is appealing. Log in now to catch today’s great offer to fulfill your life.

If you are living with the financial shortages of your life then personal loans are the best option for you. Personal Loan Kawardha is the kind of loans which the banks and NBFCs are providing to the people so that they could make a difference in their life. These loans are given on the basis of the banks and the personal loans are the loans which the banks and NBFCs provide to the applicants so that they could wipe out the financial deficiencies of their lives. Personal loans are provided on the basis of the earnings of the customers. These loans are not based on collaterals and securities. Therefore, these loans are unsecured loans.

A Dialabank Personal Loan lets you fulfill your diverse financial needs; you can take advantage of loans up to Rs 20 lakh and satisfy the specific need that you rise at any point in your life. The fast clearance process means that you have an understanding of investing quickly. 

Additionally, you can get the funds inside 3 seconds with our instant online Personal Loan facilities. In Kawardha, you can easily get a personal loan at an interest rate ranging from 10.75% to 32%, but this depends on many factors.

Features of Personal Loan Kawardha 

Aside from being the most secure way to raise funds for your urgent needs, there are other perks of utilizing a Direct Loan, these include:

  • No Collateral: No securities needed, it is on the basis of income of the applicant.
  • Multi-Purpose Loan: Personal monetary needs like weddings, holiday trips, home renovations, and many more can be completed.
  • Interest Rate: These loans are offered at a lower interest rate than any other loan. For many applicants, these loans can be the lowest of all.
  • Quick Processing: The whole process of these loans can be finished in just 2 days.
  • Quick Installments: The EMIs’ versatility and reliability of the consumers is the borrowers’ key concern.
  • Minimum Documentation: The loans can be approved only on the proof of identity, residence, and income. Ain’t these easy to collect.
  • Credit Score: These loans can increase the CIBIL scores of many applicants.

Personal Loan Kawardha Interest Rates

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents Required for Personal Loan Kawardha

Salaried Customers:

  1. Identity proof such as Aadhar card/driving license.
  2. last three-month salary slips.
  3. Bank statements for the last 6 months.
  4. PAN Card.
  5. Residence Proof (Owned/Rented/Company provided), and rental agreement in case of rented apartments.
  6. 2 Passport-sized photographs of the applicant.

Self-Employed Customers:

  1. All financials are required (ITR documents with Balance Sheet and P&L Statement).
  2. PAN Card.
  3. Aadhar Card as identity proof.
  4. Residence Proof or rental agreement in case of a rented apartment.
  5. Two passport-sized photographs of the applicant.

personal loan at 10.75%*

Personal Loan Kawardha Eligibility Criteria

The eligibility criteria are specific for both salaried and self-employed workers.

Click for personal loan eligibility

Salaried, self-employed people and self-employed professionals are eligible for availing Personal Loan Kawardha.

Salaried Individuals Self Employed Individuals
Age Min: 21 yrs, Max: 60 yrs Age Min: 25 yrs, Max: 65 yrs
Salary Rs.15,000 (Monthly). ITR An Annual ITR of 2.5 to 3 lakh is required.
Work Experience Overall 3 years and one year experience in the current job Business Stability Your business should be running from the last 3 years with continuous profit.
Mandatory The applicant must have a salary account Mandatory The business of the applicant must be audited by CAs

Click for details on – Salaried Applicant

Click for details on – Self-employed Applicant

Why Apply for Personal Loan Kawardha?

  • Personal Loan Kawardha is based upon the candidate’s income per annum and his credit score. No other requirement is there
  • There is no need to put a precious asset as security to the lender for Personal Loan Kawardha, as it is an unsecured loan
  • Personal loans offer higher loan amounts to help you deal with any financial emergency
  • Personal Loan Kawardha is a multi-purpose offer that can be used for almost all financial problems of life, including debt consolidation.

How to apply for Personal Loan Kawardha?

To apply for the best personal loan deals:

  • Visit Dialabank and click on the personal loan option on the menu of the homepage.
  • You will be directed to a page wherein you will have to fill in all your personal as well as professional details, along with your phone number.
  • After you click on ‘Apply now’, wait for a while. In a short period, you will receive mail threads from various banks and NBFCs willing to lend ou a personal loan
  • Our experts will give you a call and assist you in choosing the best deal for you.
  • In case of any queries, call us at 9878981166.

personal loan at 10.75%*

Processing Fee / Prepayment Charges on Personal Loan Kawardha

The interest rates in Personal Loan depend on the profile and salary of an individual in the business.

The starting, 10.75% rate of interest, is granted on these loans. The interest rates on these loans can be changed on the basis of the amounts of the loan, time period, and on the applicant’s profile. The fee for processing is from 1% of the loan amount.

The rate of interest can be changed with the help of the followings

  • CIBIL/Credit History – The applicants with higher CIBIL scores can get lower interest rates.
  • Nature of Employment – If the applicant is an employee of the reputed company or the government, then he can get the lower rates for these loans.
  • Bank Customer Relations – If the customer has a well-maintained account or has maintained a loan before from a bank then the applicant might be able to negotiate the amount of the interest on the personal loans in Kawardha.
To know about the interest rate click on personal loan interest rate

Personal Loan Kawardha EMI Calculator

CIBIL Score required for Personal Loan Kawardha

Every lending institution has its criteria for the minimum CIBIL score required for processing a Personal Loan application in Kawardha. Most institutions need a minimum score of 750 to process your application for a loan.

The institutions are not only looking at the overall score but also the detailed behavior of previous loans. It provides information about the form of loan obtained and the amount lent. Any outstanding payments for prior loans will serve as a deterrent to making a fresh loan open to you.

personal loan at 10.75%*

Personal Loan Kawardha Contact Number

Call 9878981166 and get instant help and approval for Personal Loan in Kawardha.

Pre Calculated EMI Table for Personal Loan Kawardha

Click here for personal loan EMI calculator

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Kawardha

Kabirdham was previously known as the district of Kawardha and is situated between Durg, Rajnandgaon, Raipur, and Bilaspur. This covers an area of 4447.5 sq km. Kabirdham is a quiet and serene location that Nature lovers favor. Picturesque scenery of trees, mountains, and architectural statues.

The western and northern portion of Kabirdham is surrounded by Satpura’s Maikal mountain ranges. It is built on the south side of the Sakari River. This brings charm to the ground. Hills and trees do mesmerize the place. Enormous patches of greenery treat your eyes.

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