Personal Loan Khagaria

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Personal Loan Khagaria Features

personal loan khagaria

Personal Loans are the best loan that can be utilized for plenty of reasons in the case when you are planning a vacation, for home renovation, for marriage purpose and many more. Personal Loan is one of the best loan avails in the market to fulfill your desire for funds. Dialabank is one of the best platforms to get a Personal loan with minimal documentation and speedy approval when you apply through Dialabank. Apply now and grab the best deal today and make your dreams alive.

These personal loans are provided on the basis of the earnings of the customers. These loans are not based on collaterals and securities. Therefore, these loans are unsecured loans. If you are living with the financial shortages of your life then personal loans are the best option for you. The personal loan is the kind of loans which the banks and NBFCs are providing to the people so that they could make a difference in their life. These loans are given on the basis of the banks and the personal loans are the loans which the banks and NBFCs provide to the applicants so that they could wipe out the financial deficiencies of their lives.

  • No Collateral: No securities needed for Personal Loan Khagaria, it is on the basis of income of the applicant.
  • Multi-Purpose Loan: Personal monetary needs like weddings, holiday trips, home renovations, and many more can be completed.
  • Interest Rate: These loans are offered at a lower interest rate than any other loan. For many applicants, these loans can be the lowest of all.
  • Quick Processing: The whole process of Personal Loan Khagaria can be finished in just 2 days.
  • Easy Installments: The customer’s flexibility and affordabilities of the EMIs are the major concern of the lenders.
  • Minimum Documentation: The loans can be approved only on the proof of identity, residence, and income. Ain’t these easy to collect.
  • Credit Score: These loans can increase the CIBIL scores of many applicants.

Personal Loan Khagaria Eligibility Criteria

Salaried Individuals

Self Employed Individuals

Age

Minimum 21 years Maximum 60 years

Age

Minimum 25 years Maximum 65 years

Salary

Rs.15, 000 (Monthly).

ITR

An Annual ITR of 2.5 to 3 lakh is required.

Work Experience

Overall 3 years and one year experience in the current job

Business Stability

Your business should be running from last 3 years with continuous profit.

Mandatory

the applicant must have a salary account

Mandatory

the business of the applicant must be audited by CAs

Personal Loan Khagaria EMI Calculator

Click here for personal loan EMI calculator

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

Personal Loan Khagaria Interest Rates

The starting, 9.99% rate of interest, is granted on Personal Loan Khagaria. The interest rates on these loans can be changed on the basis of the amounts of the loan, time period, and on the applicant’s profile. The fee for processing is between 0.2% to 2.00% of the loan amount.

The rate of interest can be changed with the help of the followings

  • CIBIL/Credit History – The applicants with higher CIBIL scores can get lower interest rates.
  • Nature of Employment – If the applicant is an employee of the reputed company or the government, then he can get the lower rates for these loans.
  • Bank Customer Relations – If the customer has a well-maintained account or has maintained a loan before from a bank then the applicant might be able to negotiate the amount of the interest on the personal loans in Khagaria.

Personal Loan Khagaria Documents

Salaried Individual

Self Employed People

Last 2-months’ salary slips

Last 2 years Balance Sheet

Last 2 year Form 16

Last 2 Years ITR

Latest 6-month bank statements

Photocopy of Pan Card

Residence & Address Proof

2 passport size photographs

Personal Loan Khagaria Apply Online

  • Apply online on www.dialabank.com
  • Fill the form with your basic details
  • Call the helpline number 9878981166 for more details
  • We assure you that we will provide you with the lowest interest rate

Why one should choose Personal Loan through Dialabank?

Dialabank is India’s first financial helpline it provides the best financial services to customers all over India secondly guidance to the customers free of cost. There are no additional charges of applying for a gold loan online on the website of Dialabank  beside that, the bank is old and well reputed so there is no risk so can apply easily online visit www.dialabank.com

About Khagaria

The City of Khagaria district is an organizational district in the Indian state of Bihar. The district headquarters are situated at Khagaria. (As of census 2001) Khagaria district occupies an area of 1486 km² and has a population of 1,276,677. To get Personal Loan Khagaria is a very easy and simple process just you have to fill the form and we provide you with the lowest interest rate by comparing the rate of banks.

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