Personal Loan Khamgaon

⋆ Interest Rate 9.99% ⋆

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      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
      Same Day Disbursal
      Doorstep Service
      Unbiased Experts Advice

      Table of Contents

      Best Banks for Personal Loan in Khamgaon

      Feature
      HDFC Bank
      ICICI Bank
      Bajaj Finance
      Interest Rate
      10.75% - 17%
      11.25% - 18.5%
      12%
      Min Loan Amt
      Metro : 75000 & Non Metro: 50000
      50000
      100000
      Max Loan Amt
      50 Lacs
      50 Lacs
      1 Cr
      Loan Tenure
      1 - 5 Years
      1 - 5 Years
      1 - 5 Years
      Processing Fee
      0.25% - 2% of the Loan Amt

      1% - 2.5% of the Loan Amt

      0.5% - 2% of the Loan Amt
      Preclosure Charges
      2%, Nil foreclosure charges after 12 months
      2%, Nil foreclosure charges after 24 months
      Nil
      Overdraft Facility
      No
      No
      Yes

      Personal Loan in Khamgaon Features

      personal loan khamgaon

      Personal loans are there to provide you financial support in uncertain or need-based time. This type of loan is unsecured and not demands any collateral or security for loan approval.

      Normally, Banks provide personal loans to those individuals who are eligible and have sound creditworthiness. The loan amount of personal loan can be used without any restriction, money or funds provided to your bank account you spend anywhere you want

      Personal Loan in Khamgaon Interest Rates and Charges 

      Bank
      Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan
      0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan
      0.50% to 1.50%
      Nil
      ICICI Bank Personal Loan
      0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan
      500/- to 0.50%
      Nil
      Kotak Personal Loan
      1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan
      Nil
      Nil
      Muthoot Personal Loan
      Nil
      Nil
      Manappauram Personal Loan
      Nil
      Nil
      PNB Personal Loan
      0.70% to 1%
      Nil
      Canara Bank Personal Loan
      1%
      Nil
      Andhra Bank Personal Loan
      Nil
      Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Personal Loan in Khamgaon Documents Required 

      Salaried Customers:

      1. Identity proof (Aadhar card/driving license)
      2. Salary slips of last three months
      3. Bank statements for the last 6 months
      4. PAN Card
      5. Residence Proof (Owned/Rented/Company provided)
      6. Passport-sized photographs – 2

      *NOTE: In case of rented apartments, rent agreement needs to be attached.

      Self-Employed Customers:

      1. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
      2. PAN Card
      3. Aadhar Card
      4. Residence Proof
      5. Two passport-sized photographs

      personal loan at 10.75%*

      Personal Loan in Khamgaon Eligibility Criteria

      The Personal Loan Eligibility criteria for both persons Salaried and Self-Employed are different:

      Salaried Applicants

      1. The minimum age requirements of the individual should be 21 years and maximum up to 60 years.
      2. The applicants must have work experience of nearly three years. And the salary should be received in their respective accounts only.
      3. The applicants must have the best credit history for loan approval.
      4. The job location of the applicant should be mentioned.
      5.  A borrower should have a minimum income of INR 25,000 per month

      Click here to know more about- Personal Loan Salaried Applicant

      Self-Employed Applicants

      1. The minimum age requirement for an independent person should be 25 years.
      2. The applicants applying for the personal loan Khamgaon should file ITR for the last three years.
      3. If the applicants or individuals are businessmen, they should be running for at least three years.
      4. The individual applicants’ credit score should be good even there should not be any debt or dues outstanding left.
      5. The annual income of the applicants should be a minimum of Rs 2.5 lakh.
      6. The whole documentation process of the personal loan Khamgaon is the applicants have to submit his financial and bank statements of the previous three months.

      Click here to know more –Personal loan Self-employed Applicant

      Why Apply for Personal Loan Khamgaon?

      1. There is no need to deposit any mortgage and collateral security to the bank.
      2. A personal loan is a multi-purpose offer loan. It can be used for all the problems related to financial requirements.
      3. The amount of personal loan depends upon the repayment of individual income and individual capacity.
      4. A Personal Loan does not require any guarantor or nominee for personal loan approval.

      How to apply for Personal Loan Khamgaon?

      1. Visit dialabank.
      2. Go to the loan section and go on the personal loan link.
      3. The applicant will be directed and presented to all personal loan details to choose their preferred city.
      4. For more information and free guidance, you can call us on 9878981166.

      personal loan at 10.75%*

      Processing Fee / Prepayment Charges on Personal Loan Khamgaon

      Every Bank and NBFC charges a nominal fee for processing your Personal Loan application. These charges may vary among 1.5% to 2.5% of the sanctioned loan amount.

      In case you wish to foreclose your personal loan before the agreed loan tenure, every lending financial institution charges you a penal prepayment fee. In most cases, you cannot close your loan before a year or 12 months. Post that the nominal charges vary depending on how many years the personal loan has done. These charges may vary from 4 per cent of the outstanding loan amount in the 2nd year to 2% in the loan’s 4th year.

      Personal Loan Khamgaon EMI Calculator

      Equated Monthly Installments, also known as EMI are the monthly fixed or rigid charges you pay to the bank as monthly repayment for the loan amount borrowed on a personal loan Khamgaon.  Based on your profile, the interest rate on your personal loan Khamgaon is determined. Your EMI is calculated basis the Interest Rate the bank charges you on a personal loan and the amount of loan you have to take and the period for which you enjoy the loan. The Personal Loan EMI Calculator as follows:

      CIBIL Score required for Personal Loan Khamgaon

      Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Khamgaon. Most institutions require a minimum score of 750 to process your loan application for approval of the personal loan Khamgaon.

      The institutions don’t just look at the overall score and the detailed behaviour on the previous loans taken. This includes details on the type of loan taken and the amount borrowed from any financial institution. Any delayed payments for previous loans can act as an obstacle or barrier to your availing a fresh loan.

      personal loan at 10.75%*

      Personal Loan Khamgaon Agents

      Dialabank is the leading agent for availing Personal Loan Khamgaon. You can apply online simply at dialabank or make a call at 9878981166

      Dialabank helps you find the best option for Banks and NBFCs by providing you with a detailed market comparison of different personal loan banks to make the right choice about a personal loan Khamgaon. Visit our website dialabank and fill a simple form and submit with your personal and employment details. Our customer relationship managers will soon get in touch with you for further steps.

      Personal Loan Khamgaon Contact Number

      Call 9878981166 and get instant help and approval for Personal Loan Khamgaon.

      Pre Calculated EMI Table for Personal Loan Khamgaon

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      About Khamgaon

      Khamgaon is a city or place in Buldhana District, Maharashtra, India. It is the largest town in Buldhana district. It is well connected to all other big cities of India and Maharashtra with a National Highway 6. The city also has a railway network to connect with the rest of India.

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