Major Personal Loan Providers in Khedbrahma

About Personal Loan Khedbrahma

personal loan Khedbrahma

If you have an unexpected financial emergency and need immediate cash or Need Money for marriage, education, home renovation, travel or even medical needs.

Personal Loan Khedbrahma is the best solution for you because a personal loan is an unsecured loan that doesn’t require any kind of security. A personal loan is provided on the basis of your net monthly income, Company profile, credit score i.e CIBIL and your employment history.

There are no restrictions on the utilisation of the personal loan amount. you can spend this loan amount anywhere you want.

Personal Loan in Khedbrahma Features

  1. Online Process: All you need to do is to fill the application form and upload/submit necessary documents to process your loan application. To apply for a personal loan, you don’t have to visit the bank as the whole process can be processed online. 
  2. Loan Period:  You can choose the tenure as per your repayment strength. When you avail a personal loan, you can repay it easily within the tenure of 12 to 60 months.
  3. Funding: A personal loan khedbrahma amount starting from Rs. 50,000 to Rs. 50 lakh is offered by many banks and NBFCs in Adhewada and you can avail a loan amount as per your requirement and eligibility
  4. Fast disbursal: To ensure Fast disbursal of the loan amount to your account, the banks ask for minimum documentation and once all the information is verified, the loan is disbursed within 3-4 working days

Personal Loan Khedbrahma Interest Rates

Lender Type
Salaried
Self Employed
Self Employed Professional
Banks
10.50% – 19.0 %
14.50% – 21.0 %
12.50% – 20.0 %
NBFCs
12.5% – 22.0%
15.5% – 24.0%
13.5% – 23.0%

Personal Loan in Khedbrahma  Documents Required:

Basic KYC Documents: Every applicant has to provide his pan card, which is an essential document.

Address proof: The documents required for the residence proof includes (ID card /Passport /  Voter ID Card / Aadhaar card / Ration card / DL), and if the loan applicants are living in rental accommodations then they have to submit their Agreement, Electricity bill on his name and address of the owner.

Income Proof:

  1. Salaried applicants:- The loan applicants have to show his salary slip of last three months and bank statement of last six months.
  2. Self-Employed applicants:- The loan applicants of personal loan should file ITR for the last three years, and his business should be registered.

Photograph: Two coloured passport size photos ( loan applicants should not wear any glasses).

Personal Loan Khedbrahma in Eligibility Criteria 

The eligibility criteria for both Salaried and Self-Employed are different:

Self-Employed applicants

  1. Minimum age required for an independent person should be 25 years.
  2. The applicants applying for the personal loan should be filing ITR for the last three years.
  3. If the applicants are the businessman, then the business should be running from the previous three years.
  4. The credit score of the individual loan applicants should be good. There should not be any debt or dues left.
  5. The annual income of the loan applicants should be a min.  of Rs 2.5 lakh.
  6. The whole documentation process of the personal loan is that the applicant has to submit his all financials and his bank statement of the previous six months.  

Salaried applicants

  1. Minimum age requirements of individuals should be 21 years and maximum up to 60 years.
  2. The loan applicants must have the work experience of the three years. And the salary should be coming in their accounts only.
  3. The loan applicants must have an excellent credit history.
  4. Job location of the loan applicant should be mentioned.
  5. A borrower should have min. income in metro city RS 20,000 and in non -metro city RS 18,000

Why Apply for Personal Loan Khedbrahma?

  1. There is no need to deposit any mortgage and collateral security to the bank.
  2. A personal loan is a multi-purpose offer loan. It can be used for all the problems related to finance.
  3. The amount of personal loan depends upon the repayment of individual income and capacity.
  4. Personal Loan does not require any guarantor or nominee.

How to apply for Personal Loan Khedbrahma?

  1. Visit www.dialabank.com.
  2. Go to the loan section and click on the personal loan link.
  3. The applicant will be directed to all details of the personal loan where they can choose their preferred city.
  4. For more information and free guidance, you may call on 9878981166.

Process Fee/ Prepayment Charges on Personal Loan Khedbrahma 

Prepayment Charges:  Salaried – 13-24 Months – 4% of Principal Outstanding

                                                              25-36 Months – 3% of Principal Outstanding

                                                             >36 Months – 2% of Principal Outstanding

Processing Fee ( 0.5 % – 2.5% ): The processing charges for a personal loan will vary from bank to bank. At the moment of processing a loan, a bank will be bearing some cost related to services and administration. This amount is quite negligible and often ranging between 0.5% and 2.50%.

Personal Loan Khedbrahma EMI Calculator

Equated Monthly Installments also know as EMI are the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed.  Based on your profile, the interest rate on your loan is determined. Your EMI is calculated basis the Interest Rate you are charged by the bank and the amount of loan you have to take and the period for which you enjoy the loan.

CIBIL Score required for Personal Loan Khedbrahma

Every lending institution has their own criteria for the minimum CIBIL score required for processing a Personal Loan application in Khedbrahma. Most institutions require a minimum score of 750 to process your loan application.

The institutions dont just look at the overall score but also the detailed behaviour on the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your avaialing a fresh loan.

Personal Loan Khedbrahma Agents

Dialabank is the leading agent for availing Personal Loan in Khedbrahma. You can apply online at www.dialabank.com or give a call at 9878981166

Dialabank helps you to find the best option of Banks and NBFCs by providing you the detailed market comparison of different banks so that you can make the right choice. Visit our website www.dialabank.com and fill a simple form with your personal and employment details. Our customer relationship managers will soon get in touch with you.

Personal Loan Khedbrahma Contact Number

Call 9878981166 and get instant help and approval for Personal Loan in Khedbrahma.

Pre Calculated EMI Table for Personal Loan Khedbrahma

EMI in Rupees for 1 Lac of Loan Amount:

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Khedbrahma 

Khedbrahma is a city and a taluka headquarter in Khedbrahma Taluka of Sabarkantha district, Gujarat. Khedbrahma is situated on the banks of Harnav river. The city is connected with the mythological history and has been a pilgrim site for centuries. The Ambika and Pankhnath Mahadev temples are the oldest monuments of the town. The city has two old stepwells, the Brahma stepwell and the Aditi stepwell. It was under Parmaras, Chalukyas and Pariharas before it came under Idar State in the 13th century.

Table of Contents

Personal Loan Khedbrahma

Major Personal Loan Providers in Khedbrahma

About Personal Loan Khedbrahma

personal loan Khedbrahma

If you have an unexpected financial emergency and need immediate cash or Need Money for marriage, education, home renovation, travel or even medical needs.

Personal Loan Khedbrahma is the best solution for you because a personal loan is an unsecured loan that doesn’t require any kind of security. A personal loan is provided on the basis of your net monthly income, Company profile, credit score i.e CIBIL and your employment history.

There are no restrictions on the utilisation of the personal loan amount. you can spend this loan amount anywhere you want.

Personal Loan in Khedbrahma Features

  1. Online Process: All you need to do is to fill the application form and upload/submit necessary documents to process your loan application. To apply for a personal loan, you don’t have to visit the bank as the whole process can be processed online. 
  2. Loan Period:  You can choose the tenure as per your repayment strength. When you avail a personal loan, you can repay it easily within the tenure of 12 to 60 months.
  3. Funding: A personal loan khedbrahma amount starting from Rs. 50,000 to Rs. 50 lakh is offered by many banks and NBFCs in Adhewada and you can avail a loan amount as per your requirement and eligibility
  4. Fast disbursal: To ensure Fast disbursal of the loan amount to your account, the banks ask for minimum documentation and once all the information is verified, the loan is disbursed within 3-4 working days

Personal Loan Khedbrahma Interest Rates

Lender Type
Salaried
Self Employed
Self Employed Professional
Banks
10.50% – 19.0 %
14.50% – 21.0 %
12.50% – 20.0 %
NBFCs
12.5% – 22.0%
15.5% – 24.0%
13.5% – 23.0%

Personal Loan in Khedbrahma  Documents Required:

Basic KYC Documents: Every applicant has to provide his pan card, which is an essential document.

Address proof: The documents required for the residence proof includes (ID card /Passport /  Voter ID Card / Aadhaar card / Ration card / DL), and if the loan applicants are living in rental accommodations then they have to submit their Agreement, Electricity bill on his name and address of the owner.

Income Proof:

  1. Salaried applicants:- The loan applicants have to show his salary slip of last three months and bank statement of last six months.
  2. Self-Employed applicants:- The loan applicants of personal loan should file ITR for the last three years, and his business should be registered.

Photograph: Two coloured passport size photos ( loan applicants should not wear any glasses).

Personal Loan Khedbrahma in Eligibility Criteria 

The eligibility criteria for both Salaried and Self-Employed are different:

Self-Employed applicants

  1. Minimum age required for an independent person should be 25 years.
  2. The applicants applying for the personal loan should be filing ITR for the last three years.
  3. If the applicants are the businessman, then the business should be running from the previous three years.
  4. The credit score of the individual loan applicants should be good. There should not be any debt or dues left.
  5. The annual income of the loan applicants should be a min.  of Rs 2.5 lakh.
  6. The whole documentation process of the personal loan is that the applicant has to submit his all financials and his bank statement of the previous six months.  

Salaried applicants

  1. Minimum age requirements of individuals should be 21 years and maximum up to 60 years.
  2. The loan applicants must have the work experience of the three years. And the salary should be coming in their accounts only.
  3. The loan applicants must have an excellent credit history.
  4. Job location of the loan applicant should be mentioned.
  5. A borrower should have min. income in metro city RS 20,000 and in non -metro city RS 18,000

Why Apply for Personal Loan Khedbrahma?

  1. There is no need to deposit any mortgage and collateral security to the bank.
  2. A personal loan is a multi-purpose offer loan. It can be used for all the problems related to finance.
  3. The amount of personal loan depends upon the repayment of individual income and capacity.
  4. Personal Loan does not require any guarantor or nominee.

How to apply for Personal Loan Khedbrahma?

  1. Visit www.dialabank.com.
  2. Go to the loan section and click on the personal loan link.
  3. The applicant will be directed to all details of the personal loan where they can choose their preferred city.
  4. For more information and free guidance, you may call on 9878981166.

Process Fee/ Prepayment Charges on Personal Loan Khedbrahma 

Prepayment Charges:  Salaried – 13-24 Months – 4% of Principal Outstanding

                                                              25-36 Months – 3% of Principal Outstanding

                                                             >36 Months – 2% of Principal Outstanding

Processing Fee ( 0.5 % – 2.5% ): The processing charges for a personal loan will vary from bank to bank. At the moment of processing a loan, a bank will be bearing some cost related to services and administration. This amount is quite negligible and often ranging between 0.5% and 2.50%.

Personal Loan Khedbrahma EMI Calculator

Equated Monthly Installments also know as EMI are the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed.  Based on your profile, the interest rate on your loan is determined. Your EMI is calculated basis the Interest Rate you are charged by the bank and the amount of loan you have to take and the period for which you enjoy the loan.

CIBIL Score required for Personal Loan Khedbrahma

Every lending institution has their own criteria for the minimum CIBIL score required for processing a Personal Loan application in Khedbrahma. Most institutions require a minimum score of 750 to process your loan application.

The institutions dont just look at the overall score but also the detailed behaviour on the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your avaialing a fresh loan.

Personal Loan Khedbrahma Agents

Dialabank is the leading agent for availing Personal Loan in Khedbrahma. You can apply online at www.dialabank.com or give a call at 9878981166

Dialabank helps you to find the best option of Banks and NBFCs by providing you the detailed market comparison of different banks so that you can make the right choice. Visit our website www.dialabank.com and fill a simple form with your personal and employment details. Our customer relationship managers will soon get in touch with you.

Personal Loan Khedbrahma Contact Number

Call 9878981166 and get instant help and approval for Personal Loan in Khedbrahma.

Pre Calculated EMI Table for Personal Loan Khedbrahma

EMI in Rupees for 1 Lac of Loan Amount:

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Khedbrahma 

Khedbrahma is a city and a taluka headquarter in Khedbrahma Taluka of Sabarkantha district, Gujarat. Khedbrahma is situated on the banks of Harnav river. The city is connected with the mythological history and has been a pilgrim site for centuries. The Ambika and Pankhnath Mahadev temples are the oldest monuments of the town. The city has two old stepwells, the Brahma stepwell and the Aditi stepwell. It was under Parmaras, Chalukyas and Pariharas before it came under Idar State in the 13th century.