Personal Loan Khurja

⋆ Interest Rate 9.99% ⋆

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      Rates as low as 9.99%*
      Loans Up to 30 Lacs
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      Personal Loan Khurja

      About Personal Loan Khurja

      personal loan khurja

      For a personal loan, if a financial necessity taps on your door, welcome it warmly. A personal loan is a form of unsecured loan that an individual can use without the need to retain any collateral value with the lender, depending on their income and CIBIL ratings. Unlike other loans, such as a house loan or a car loan that are very basic in nature, the amount tendered in personal loans may be used for any personal purpose.

      Personal Loan Khurja Eligibility Criteria

      For both salaried and self-employed individuals, the personal loan eligibility requirements are different:

      Salaried Applicants

      1. Age minimum: Twenty-one years
      2. Age maximum: 60 years.
      3. Applicants would have at least three years of work experience.
      4. They earn an income from a bank account.
      5. Applicants are expected to have a strong credit background and a CIBIL ranking.

      Self-Employed Applicants

      1. Age Minimum: 25 years.
      2. Age maximum: 65 years.
      3. The claimant has been making ITR filings for the last three years.
      4. If the claimant is a businessman, the enterprise should have been working for the last three years at least.
      5. The individual applicant’s credit score should be fine.
      6. No outstanding debt or dues may be accrued.
      7. The applicant’s annual revenue should be a minimum of Rs 2.5 lakh.

      Personal Loan Khurja Documents

      Common Documents for all applicants

      • Identity Proof: The following reports are acknowledged as evidence of identification.
        1. Passport
        2. Voter ID card
        3. Aadhaar card
        4. Ration card
        5. Driving license
      • Residence Proof: The following records are recognized as evidence of residency.
        1. Passport
        2. Voter ID card
        3. Aadhaar card
        4. Ration card
        5. Driving license

      If the applicant resides in a rented unit, the applicant shall apply his approved rental agreement and the utility bill, which shall be in his name and sent to the owner of the property.

      • Under KYC, any applicant must show his or her PAN card on a mandatory basis.
      • Two framed passport-sized images (no glasses to be worn by applicants).

      Financial Documents for Salaried Applicant –The compensation slip of the last three months and the bank balance of the last six months must be given to the salaried applicants.

      FINANCIAL Records FOR SELF-EMPLOYEES-Self-employed applicants for personal loans can apply it for at least the last three years and register their company.

      Personal Loan Khurja Rate of Interest

      Personal interest rates for the loan depend on the loan sum tendered, the tenure of the loan, and the applicant’s CIBIL ranking. The personal loan rate of interest generally starts at 10.75 percent per annum.

      Personal Loan Khurja Apply Online

      • Dialabank Visit
      • Fill up the personal loan form with your information.
      • Our relationship consultant is going to contact you and support you through the whole process.

      Processing Fee / Prepayment Charges on Personal Loan Khurja

      There are two additional fees that you could be paid on your loan by banks.

      A transaction fee is a nominal fee paid to process the loan through the banks and NBFCs. It ranges from bank to bank but normally amounts to about 1% to 2.5% of the amount of your loan outstanding.

      If you wish to prepay the loan, i.e. pay it until the tenure expires, a prepayment fee is paid by the banks. Banks charge a nominal fee for this, ranging from 2% to 4% of your unpaid loan sum.

      Make sure you consider all of these costs in your estimate when comparing loan deals to correctly determine which deal you can go with.

      Personal Loan Khurja EMI Calculator

      An EMI calculator allows you to measure in advance your monthly costs for a loan so that you can schedule your repayment accordingly. All you have to do is input your principal sum in months, interest rate, and tenure of your loan.

      You can calculate your EMI here: Personal Loan EMI Calculator

      About Khurja

      In the Indian state of Uttar Pradesh, Khurja is a city in the Bulandshahr district. It is located approximately 85 km from Delhi. A significant portion of the ceramics used in the country is supplied by Khurja, so it is often called The Ceramics Region. The city is also renowned for its unique candy, known as “Khurchan.”

      Personal Loan Khurja Interest Rates: Updated 2020

      Bank Interest Rates

      HDFC Bank

      10.99% to 18%

      ICICI Bank

      13.99% to 18%

      Fullerton India

      17.25% to 32%

      Bajaj Finserv

      13.99% to 16.75%

      Axis Bank

      15.50% to 24%

      Standard Chartered Bank

      15.75% to 22%

      Kotak Mahindra Bank

      13.75% to 19%

      Andhra Bank

      13.50% to 22%

      Bank of Baroda

      13.50% to 19%

      Vijaya Bank

      13.75% to 22%

      Corporation Bank

      14.50% to 20%

      Allahabad Bank

      13.70% to 20%

      To check personal loan Interest Rate for all major banks you can visit: personal loan Interest Rates

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