Personal Loan Kishanganj

Major Personal Loan Providers in Kishanganj

Private Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Overdraft Facility

Personal Loan Kishanganj FeaturesPersonal Loan Kishanganj

Is it accurate to say that you are forcing short to leave money? Try not to stress Personal Loan is accessible for you. This advance is unstable in nature with negligible documentation and less administrative work. This advance can get affirmed inside 48 hours after the confirmation procedure.

Individual Loan Kendrapara is an unstable credit that gives a monetary guide to the clients at reasonable financing costs. To get a Personal Loan, the candidate needs to have an unbending and great wellspring of salary and has a decent record as a consumer.

Besides, there is no closure use limitation on the utilization of the individual loan amount. You can utilize this credit sum anyplace you need to do.

Personal Loan Kishanganj Interest Rates

Bank Processing Fee
Prepayment Charges
HDFC Bank Personal Loan 0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan 0.50% to 1.50% Nil
Private Bank Personal Loan 0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan 500/- to 0.50% Nil
Kotak Personal Loan 1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan Nil Nil
Muthoot Personal Loan Nil Nil
Manappauram Personal Loan Nil Nil
PNB Personal Loan 0.70% to 1% Nil
Canara Bank Personal Loan 0.01 Nil
Andhra Bank Personal Loan Nil Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Kishanganj

Salaried Customers:

  1. ID evidence (Aadhar card/driving permit)
  2. Compensation slips of most recent three months
  3. Bank explanations throughout the previous a half year
  4. PAN Card
  5. Living arrangement Proof (Owned/Rented/Company gave)
  6. Visa estimated photos – 2

*NOTE: if there should arise an occurrence of leased lofts, lease understanding should be joined.

Self-Employed Customers:

  1. All financials are required (Balance Sheet, P&L Statement just as ITR documents)
  2. PAN Card
  3. Aadhar Card
  4. Resident Proof
  5. Two visa estimated photos


Interest Rate 9.99%


Qualification Criteria for Personal Loan Kishanganj

Eligibility criteria for Personal Loan – 

Salaried Applicants

  1. The base age necessities of the individual ought to be 21 years and most extreme as long as 60 years.
  2. The candidates must have a working understanding of the three years. Furthermore, the compensation ought to be gotten in their records as it were.
  3. The candidates must have an astounding financial record.
  4. The activity area of the candidate ought to be referenced.
  5. A borrower ought to have a base pay of INR 25,000 every month

Self-Employed Applicants

  1. The base age prerequisite for a free individual ought to be 25 years.
  2. The candidates applying for the individual advance should record ITR throughout the previous three years.
  3. In the event that the candidates are the representative, at that point the business ought to be running from the previous three years.
  4. The financial rating of the individual candidates ought to be acceptable .there ought not be any obligation or levy left.
  5. The yearly pay of the candidates ought to be at least Rs 2.5 lakh.
  6. The entire documentation procedure of the individual credit is the candidates need to present his budgetary and his bank proclamation of the past a quarter of a year.

Why Apply for Personal Loan Kishanganj?

  • There is no compelling reason to store any home loan and guarantee security to the bank.
  • An individual credit is a multi-reason offer advance. It very well may be utilized for all the issues identified with money.
  • The measure of individual credit relies on the reimbursement of individual salary and limit.
  • A Personal Loan doesn’t require any underwriter or chosen one.

How to apply for Personal Loan Kishanganj?

  • Visit Dialabank
  • Go to the advance area and snap on the individual credit interface.
  • The candidate will be coordinated to all subtleties of the individual credit where they can pick their favoured city.
  • For more data and free direction, you may approach 9878981166.


Interest Rate 9.99%


Processing Fee/Prepayment Charges on Personal Loan Kishanganj

Each Bank and NBFC charges an expense for handling your Personal Loan application. These charges fluctuate between 1.5% to 2.5% of the endorsed credit sum.

In the event that you wish to dispossess your advance before the concurred credit residency, each loaning establishment charges you a corrective prepayment expense. Much of the time, you can’t close your credit before a year. Post that the charges change contingent upon how long the credit has done. These charges fluctuate from 4% of the extraordinary credit sum in the second year to 2% in the fourth year of the advance.

Personal Loan Kishanganj EMI Calculator

Likened Monthly Installments additionally know as EMI are the month to month fixed charges that you pay to the bank as month to month reimbursement for the advance sum borrowed.  Based on your profile, the financing cost on your credit is resolved. Your EMI is determined premise the personal loan Interest Rate you are charged by the bank and the measure of credit you need to take and the period for which you appreciate the advance.

CIBIL Score required for Personal Loan Kishanganj

Each loaning foundation has its own standards for the base CIBIL score required for handling a Personal Loan application in Kishanganj. Most foundations require a base score of 750 to process your credit application.

The establishments don’t simply take a gander at the general score yet additionally the definite conduct on the past advances taken. This remembers subtleties for the kind of credit taken and the sum obtained.


Interest Rate 9.99%


Personal Loan Kishanganj Agents

Dialabank is the main specialist for benefiting Personal Loan in Kishanganj. You can apply online at Dialabank or give a call at 9878981166

Dialabank causes you to locate the most ideal choice of Banks and NBFCs by giving you an itemized showcase examination of various banks so you can settle on the correct decision. Visit our site and fill a basic structure with your own and business subtleties. Our client relationship directors will before long connect with you.

Personal Loan Kishanganj Contact Number

Call 9878981166 and get moment help and endorsement for Personal Loan in Kishanganj,

Pre Calculated EMI Table for Personal Loan Kishanganj

EMI Calculator for Personal Loan – 

5 Yrs
4 Yrs
3 Yrs

About Kishanganj

Kishanganj is a city and district headquarters of Kishanganj district in Purnia division of Bihar state.