Personal Loan Kishangarh

⋆ Interest Rate 9.99% ⋆

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      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
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      Table of Contents

      Personal Loan Kishangarh

      Major Personal Loan Providers in Kishangarh

      Feature HDFC Bank ICICI Bank Bajaj Finance
      Interest Rate 10.75% - 17% 11.25% - 18.5% 0.12
      Min Loan Amt Metro : 75000 & Non Metro: 50000 50000 100000
      Max Loan Amt 50 Lacs 50 Lacs 1 Cr
      Loan Tenure 1 - 5 Years 1 - 5 Years 1 - 5 Years
      Processing Fee 0.25% - 2% of the Loan Amt 1% - 2.5% of the Loan Amt
      0.5% - 2% of the Loan Amt
      Preclosure Charges 2%, Nil foreclosure charges after 12 months 2%, Nil foreclosure charges after 24 months Nil
      Overdraft Facility No No Yes

      Personal Loan Kishangarh Features

      Personal Loan Kishangarh Personal Loan is the most convenient way to cater to your monetary needs.

      A personal loan requires no collateral or asset as security which makes it an unsecured loan. Instantly and quickly available loan form within 48 hours which can be used for multiple purposes. However, it relies upon the credit score and repayment capacity of the applicant.

      DialaBank provides a time-saving service for applying for an online personal loan.

      Personal Loan Kishangarh Interest Rates

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Documents for Personal Loan Kishangarh

      Salaried Customers:

      1. Proof of identity such as Driving License/ Voter ID/ Passport COpy/ Aadhar Card is a must
      2. Salary slips of the last three months and bank statements for the last 6 months should be provided
      3. PAN Card
      4. Address proof like Voter ID/ Aadhar Card/ Telephone and Elec Bills, etc should be provided
      5. 2 recent passport size photographs

      *NOTE: In case of rented apartments, rent agreement needs to be attached.

      Self-Employed Customers:

      1. Proof of identity such as Driving License/ Voter ID/ Passport COpy/ Aadhar Card is a must
      2. Salary slips of the last three months and bank statements for the last 6 months should be provided
      3. PAN Card
      4. Address proof like Voter ID/ Aadhar Card/ Telephone and Elec Bills, etc should be provided
      5. 2 recent passport size photographs
      6. All financials are required (Balance Sheet, P&L Statement as well as ITR files)

      personal loan at 10.75%*

      Eligibility Criteria for Personal Loan Kishangarh

      The eligibility criteria for both Salaried and Self-Employed are different:

      Salaried Applicants

      1. The age requirement ranges from 21 to 60 years
      2. 3 years of work experience is the minimum.
      3. The applicants should have a good credit score
      4. The job location of the borrower should be mentioned.

      Self-Employed Applicants

      1. Good credit score and no bad credit history is desirable
      2. The applicant should file ITR for the last 3 years.
      3. If the applicants are the businessman, then the business should be running from the past three years.
      4. The minimum age requirement for an applicant is 25 years.
      5. The whole documentation process of the personal loan is the applicants have to submit his financial and his bank statement of the previous three months.
      6. The annual income of the applicants should be a minimum of Rs 2.5 lakh

      Click to know more about eligibility: Personal Loan Eligibility

      Why Apply for Personal Loan Kishangarh?

      1. Mortgage or collateral security not required for depositing as security
      2. Fast approval and disbursal
      3. The loan amount can be utilized for any purpose as per requirement
      4. A third party is irrelevant in the deal

      How to apply for Personal Loan Kishangarh?

      1. Visit www.dialabank.com. for a hassle-free experience
      2. Go to the loan section and click on the personal loan in the tab
      3. The applicant is required to provide their details along with choosing the preferred city
      4. For more information and free guidance, call on 9878981166.

      personal loan at 10.75%*

      Processing Fee / Prepayment Charges on Personal Loan Kishangarh

      A processing fee is charged by the banks on the loan amount sanctioned depending upon the amount as well as it varies with the bank. This fee is 1% of the loan amount.

      Every bank or NBFC charges you a penal prepayment fee in case you wish to close your loan tenure. In most cases, you cannot close your loan before 12 months. Post that the charges vary depending on how many years the loan has done. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan.

      Personal Loan Kishangarh EMI Calculator

      Equated Monthly Installments also know as EMI are the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed.  Based on your profile, the interest rate on your loan is determined. Your EMI is calculated basis t the amount of loan and Interest Rate you are charged by the bank along with the period for which you applied for the loan.

      Get to know more about calculating EMI: Personal Loan EMI Calculator

      CIBIL Score required for Personal Loan Kishangarh

      Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Kishangarh. Most institutions require a minimum score of 750 to process your loan application.

      Along with the credit history, the banks analyze the credit score and source of income, and according to that, the loan approval is processed.

      personal loan at 10.75%*

      Personal Loan Kishangarh Agents

      Dialabank is the leading agent for availing Instant Personal Loan in Kishangarh. You can apply online at www.dialabank.com or give a call at 9878981166

      Personal Loan Kishangarh Contact Number

      Call 9878981166 and get instant help and approval for Personal Loan in Kishangarh.

      Pre Calculated EMI Table for Personal Loan Kishangarh

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      About Kishangarh

      Kishangarh is a city that lies approximately 18 miles from Ajmer in Rajasthan. It is supposed to be the only place in the world with a temple of nine planets. The city is also popularly known as the marble city of India.

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