Personal Loan Kodad

⋆ Interest Rate 9.99% ⋆

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      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
      Same Day Disbursal
      Doorstep Service
      Unbiased Experts Advice

      Personal Loan Kodad

      Major Personal Loan Providers in Kodad

      Feature
      HDFC Bank
      ICICI Bank
      Bajaj Finance
      Interest Rate
      10.75% - 17%
      11.25% - 18.5%
      12%
      Min Loan Amt
      Metro : 75000 & Non Metro: 50000
      50000
      100000
      Max Loan Amt
      50 Lacs
      50 Lacs
      1 Cr
      Loan Tenure
      1 - 5 Years
      1 - 5 Years
      1 - 5 Years
      Processing Fee
      0.25% - 2% of the Loan Amt

      1% - 2.5% of the Loan Amt

      0.5% - 2% of the Loan Amt
      Preclosure Charges
      2%, Nil foreclosure charges after 12 months
      2%, Nil foreclosure charges after 24 months
      Nil
      Overdraft Facility
      No
      No
      Yes

      Personal Loan Kodad Features

      Personal Loan KodadPersonal Loan availed can help get money in a short period of time for some urgent piece of work as It provides monetary help to tackle various issues in life. Personal Loans can be used for Marriage, Holidays, Vacations, and many other reasons.

      Benefits of Personal Loan Kodad:

      • It can be availed in 3 days.
      • Minimum documentation is required.
      • Stress-Free Process.
      • Personal Loan Kodad Interest Rates

      Personal Loan Kodad Interest Rates

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Documents for Personal Loan Kodad

      Salaried Customers:

      1. Identity Proof: Voter Card/ Driving License /Aadhaar Card/ Passport.
      2. Proof of Residence: Voter Card/ Driving License/Passport/ Aadhar Card/ Ration Card. If the applicant lives in the rental apartment, they have to submit their rented agreement, water & electricity bill in their name, and owner’s address.
      3. Income Proof: Salary slips of the last 6 months or bank account statements of the applicant. If the applicant is self-employed, they have to submit their ITR statement for the last 3 years.
      4. It is important to note that if you don’t get your salary in the bank account of the applicant., then you won’t be eligible to apply for a loan.
      5. The photocopy of the PAN Card of the applicant.
      6. Two colored photographs of the applicant.

      *NOTE: In the case of rented apartments, a rent agreement needs to be attached.

      Self-Employed Customers:

      1. All financials are required (Balance Sheet, P&L Statement, and ITR files) of the applicant.
      2. PAN Card of the applicant.
      3. Aadhar Card of the applicant.
      4. Residence Proof of the applicant.
      5. Two passport-sized photographs of the applicant.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Eligibility Criteria for Personal Loan Kodad

      The Personal Loan Eligibility criteria for both Salaried and Self-Employed are different:

      Salaried Applicants

      1. Salary: Rs 18,000 (Monthly) of the applicant.
      2. Minimum and Maximum Age: 21 and 60 Years of the applicant.
      3. Work Experience: Overall, 3 years and 1-year experience in the current job of the applicant.
      4. CIBIL Score must be more than 700 of the applicant.
      5. A person who gets their salary in cash is not eligible for availing Loan by the applicant.

      Click here to know more about- Personal Loan Salaried Applicant.

      Self-Employed Applicants

      1. Minimum and Maximum Age: 25 and 65 years of the applicant.
      2. Should have filed for an annual ITR of 2.5 to 3 lakh of the applicant.
      3. Residence: Should be owning an Office or Home of the applicant.
      4. Business Stability: Your business should be operating for the last 3 years by the applicant.
      5. CIBIL Score should be more than 700 of the applicant.

      Click here to know more –Personal loan Self-employed Applicant.

      Why Apply for Personal Loan Kodad?

      1. There is no need to deposit any mortgage and collateral security to the bank by the applicant.
      2. A personal loan is a multi-purpose offer loan. It can be used for all the problems related to finance.
      3. The amount of a personal loan depends upon the repayment of individual income and capacity.
      4. A Personal Loan does not require any guarantor or nominee.

      How to apply for Personal Loan Kodad?

      Anybody can apply quickly for Personal Loan online within 2 minutes. The process of application is straightforward and fast.

      1. Visit Dialabank.
      2. After that, apply for a Personal Loan online.
      3. Please enter your contact number so that we can contact you back.

      Dialabank is one of the best platforms to apply for a personal loan as we provide you with all kinds of loans at a very affordable rate of interest.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Processing Fee / Prepayment Charges on Personal Loan Kodad

      Every Bank and NBFC charges a fee for processing your Personal Loan application. The Personal Loan Kodad processing fee is 1% of the sanctioned loan amount.

      Personal Loan Kodad EMI Calculator

      Equated Monthly Installments, also known as EMI, are the monthly fixed charges you pay to the bank as monthly repayment for the loan amount borrowed.  Based on your profile, the interest rate on your loan is determined. Your EMI is calculated using a personal loan EMI calculator basis the Interest Rate the bank charges you, the amount of loan you have to take, and the period for which you enjoy the loan.

      CIBIL Score required for Personal Loan Kodad

      Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Kodad. However, most institutions require a minimum score of 750 to process your loan application.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Personal Loan Kodad Agents

      Dialabank is the leading agent for availing of Personal Loan Kodad. You can apply online at Dialabank or give a call at 9878981166

      Personal Loan Kodad Contact Number

      Call 9878981166 and get instant help and approval for Personal Loan Kodad.

      Pre Calculated EMI Table for Personal Loan Kodad

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      About Kodad

      Kodad is a town situated in the Suryapet district of the Indian state of Telangana. It is a municipality and the Mandal headquarters of Kodad Mandal in the Kodad revenue division and lies on the National Highway 65 between Hyderabad and Vijayawada.