Personal Loan Kondotty

⋆ Interest Rate 9.99% ⋆

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      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
      Same Day Disbursal
      Doorstep Service
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      Table of Contents

      Major Personal Loan Providers in Kondotty

      Feature
      HDFC Bank
      ICICI Bank
      Bajaj Finance
      Interest Rate
      10.75% - 17%
      11.25% - 18.5%
      12%
      Min Loan Amt
      Metro : 75000 & Non Metro: 50000
      50000
      100000
      Max Loan Amt
      50 Lacs
      50 Lacs
      1 Cr
      Loan Tenure
      1 - 5 Years
      1 - 5 Years
      1 - 5 Years
      Processing Fee
      0.25% - 2% of the Loan Amt

      1% - 2.5% of the Loan Amt

      0.5% - 2% of the Loan Amt
      Preclosure Charges
      2%, Nil foreclosure charges after 12 months
      2%, Nil foreclosure charges after 24 months
      Nil
      Overdraft Facility
      No
      No
      Yes

      Personal Loan Kondotty Features

      Are you in need of cash? Well, you do not have to worry.

      Personal loans are type of loan that is available to you. Not only is this form of loan unsecured in nature, with very few documentation and much less paperwork necessary. This form of loan may be accepted within 48 hours after the verification process. personal loan amount.
      This amount can be used however you wished to.
      Personal Loan Kondotty offers financial assistance at competitive as well as cost-effective interest rates to all clients. 
      The borrower needs to have comparatively stronger and stable source of income and also reasonably decent credit history profile to get Personal Loan.

      In order to apply for a personal loan, Kondotty click on Personal Loan

      Personal Loan Kondotty Interest Rates

      Bank
      Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan
      0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan
      0.50% to 1.50%
      Nil
      ICICI Bank Personal Loan
      0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan
      500/- to 0.50%
      Nil
      Kotak Personal Loan
      1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan
      Nil
      Nil
      Muthoot Personal Loan
      Nil
      Nil
      Manappauram Personal Loan
      Nil
      Nil
      PNB Personal Loan
      0.70% to 1%
      Nil
      Canara Bank Personal Loan
      1%
      Nil
      Andhra Bank Personal Loan
      Nil
      Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Documents for Personal Loan Kondotty

      Salaried Customers:

      1. Identity proof (Aadhar card/driving license)
      2. Statements on past three months’ pay.
      3. Bank statements for the last 6 months
      4. PAN
      5. Proof for Residence (Own/Rent/Company provided)
      6. Passport-size photograph – 2
      NOTE: If you are staying in leased apartments, you must insert the rent agreement.

      Self-Employed Customers:

      1. All financial statements (Balance sheet, P&L statement, and ITR files) are needed 
      2. PAN Card
      3. Aadhar
      4. Residence Proof
      5. Passport-sized photographs- 2
      personal loan at 10.75%*

      Eligibility Criteria for Personal Loan Kondotty

      Click here to know more about personal loan eligibility

      Salaried Applicants

      1. The candidate’s base age should not be less than 21 years, or more than 60 years.
      2. The candidate must have a three-year work understanding. In their accounts the compensation should have been transferred as it were.
      3. The applicant should have credit history that is outstanding.
      4. It should mention the applicant‘s work position.
      5. minimum income of at least INR 25,000 p.m. is required for the borrower.

      Click here to know more about a personal loan for- Salaried Applicant

      Self-Employed Applicants

      1. minimum of 25 years should be the age of the autonomous person applying.
      2. For the past three years, the borrower applying for personal loan should have been filing ITR. If the borrower is businessman, then the company has to run well for the past years.
      3. The applicant’s credit score should be fine, and no debt or dues should be pending.
      4. The applicant’s annual income should be no less than Rs 2.5 lakh.
      5. Applicants are expected to apply their financial statements and their bank statements for the past three months during the entire document review process for personal loan approval.

      Click here to know more about the personal loan for– Self-employed Applicant

      Why Apply for Personal Loan Kondotty?

      1. There is no hard and fast law for depositing any mortgage or collateral into the bank as insurance.
      2. personal loan is kind of multidimensional loan, so that it can be used for any kind of problems.
      3. The amount of personal loans is dependent solely upon the applicant’s repayment ability.
      4. No nominee or guarantor is expected of Personal Loan.

      How to apply for Personal Loan Kondotty?

      1. Visit this website: www.dialabank.com.
      2. Go to the loan section and go to the link for personal loan. 
        It will lead you to the comprehensive personal loan data where you can choose your city. Please call 9878981166 to get more information and free guidance.
      personal loan at 10.75%*

      Processing Fee / Prepayment Charges on Personal Loan Kondotty

      For processing Personal Loan application, all banks and NBFCs cost certain amount. 
      This expense ranges from 1.5 to 2.5 percent of the amount of the loan that has been authorised.
      Both lending institutions will charge you penalty as prepayment fee if you choose to close your loan prior to the agreed loan tenure.
      Usually, you’re not able to close your loan before 12-month term. 
      After that, the payments vary depending on the amount of years the loan has been completed. 
      This fee ranges from 4 percent of the second year’s remaining loan balance to 2 percent in the fourth year of the loan.

      To know about the interest rate click on personal loan interest rate

      Personal Loan Kondotty EMI Calculator

      Equated Monthly Installments or EMI means fixed monthly rate that is expected to be charged to the bank as monthly repayment for the secured loan sum. The rate of interest on your loan is fixed, according to your profile. The EMI on your loan is determined based on the rate bank charges you get, the size of the loan you have to take, and the length of time you take the loan.

      CIBIL Score required for Personal Loan Kondotty

      All lending institutions have their own requirements for minimum CIBIL score needed to process an application for Personal Loan in Kondotty.
      The institutions mostly need minimum score of at least 750 to continue processing an application.

      No institution only looks at the overall score. They also look at an elaborated view of the previous loans. The details include the type of loans and the amount of money that was borrowed. If there exists any delay in the payments of the previous loans, it may hinder the approval of the present loan.

      personal loan at 10.75%*

      Personal Loan Kondotty Agents

      Dialabank is one of the leading agents for availing Personal Loan in Kondotty. You can easily apply online at www.dialabank.com or give a call at 9878981166

      Dialabank helps you find the best choice for banks and NBFCs by providing you with access to a comprehensive study of different banks to assist you in selecting the good one.
      Visit our www.dialabank.com website and fill out simple form with personal and job data information. Our client relationship managers will be in contact with you soon.

      Personal Loan Kondotty Contact Number

      Call 9878981166 and get timely assistance and approval for Personal Loan in Kondotty.

      Pre Calculated EMI Table for Personal Loan Kondotty

      Click here for personal loan EMI calculator

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      About KondottyPersonal Loan Kondotty

      Kondotty is developing Town, Municipality, Taluk and Aerotropolis located near Calicut International Airport, 24 km from Malappuram District State of Kerala, India.

      FAQs About Personal Loan Kondotty

      Who can apply for a Personal Loan in Kondotty?

      People who have an urgent need for cash and have a regular source of income (from employment or business) can apply for a Personal Loan in Kondotty.

      What is the tenure of Personal Loan in Kondotty?

      Most of the Banks and NBFCs provide a Personal Loan for a min period of 1 Yr and a Max period of 5 Years. There are some Banks which extend the maximum period to 7 Years also. The tenure is fixed and cannot be extended. The repayment has to be done in equal monthly instalments within the agreed tenure of the loan.

      Can my application for Personal Loan Kondotty get rejected due to my CIBIL score?

      Personal Loan, being an unsecured loan, your CIBIL Score is one of the most critical decision criteria for getting your Personal Loan applicationaccepted. If you intend to make use of Personal Loan in the future, getting High CIBIL score becomes extremely necessary. 
      Make sure that you do not quit or delay any of your EMI loan payments or any payments by credit card, as this will-your payments.

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