Personal Loan Kondotty

Major Personal Loan Providers in Kondotty

Feature	HDFC Bank	Private Bank	Bajaj Finance
Interest Rate	10.75% - 17%	11.25% - 18.5%	0.12
Min Loan Amt	Metro : 75000 & Non Metro: 50000	50000	100000
Max Loan Amt	50 Lacs	50 Lacs	1 Cr
Loan Tenure	1 - 5 Years	1 - 5 Years	1 - 5 Years
Processing Fee	0.25% - 2% of the Loan Amt	1% - 2.5% of the Loan Amt	0.5% - 2% of the Loan Amt
Preclosure Charges	2%, Nil foreclosure charges after 12 months	2%, Nil foreclosure charges after 24 months	Nil
Overdraft Facility	No	No	Yes

Personal Loan Kondotty Features

Are you in need of cash? Well, you do not have to worry.

In order to apply for a personal loan, Kondotty click on Personal Loan

Personal Loan Kondotty Interest Rates

Bank	Processing Fee	Prepayment Charges
HDFC Bank Personal Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan	0.50% to 1.50%	Nil
Private Bank Personal Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 9 months
SBI Personal Loan	500/- to 0.50%	Nil
Kotak Personal Loan	1% to 2%	2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan	Nil	Nil
Muthoot Personal Loan	Nil	Nil
Manappauram Personal Loan	Nil	Nil
PNB Personal Loan	0.70% to 1%	Nil
Canara Bank Personal Loan	0.01	Nil
Andhra Bank Personal Loan	Nil	Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Kondotty

Salaried Customers:

1. Identity proof (Aadhar card/driving license)
2. Statements on past three months’ pay.
3. Bank statements for the last 6 months
4. PAN
5. Proof for Residence (Own/Rent/Company provided)
6. Passport-size photograph – 2

Self-Employed Customers:

1. All financial statements (Balance sheet, P&L statement, and ITR files) are needed 
2. PAN Card
3. Aadhar
4. Residence Proof
5. Passport-sized photographs- 2

Eligibility Criteria for Personal Loan Kondotty

Click here to know more about personal loan eligibility

Salaried Applicants

1. The candidate’s base age should not be less than 21 years, or more than 60 years.
2. The candidate must have a three-year work understanding. In their accounts the compensation should have been transferred as it were.
3. The applicant should have a credit history that is outstanding.
4. It should mention the applicant‘s work position.
5. A minimum income of at least INR 25,000 p.m. is required for the borrower.

Click here to know more about a personal loan for- Salaried Applicant

Self-Employed Applicants

1. A minimum of 25 years should be the age of the autonomous person applying.
2. For the past three years, the borrower applying for a personal loan should have been filing ITR. If the borrower is a businessman, then the company has to run well for the past 3 years.
3. The applicant’s credit score should be fine, and no debt or dues should be pending.
4. The applicant’s annual income should be no less than Rs 2.5 lakh.
5. Applicants are expected to apply their financial statements and their bank statements for the past three months during the entire document review process for personal loan approval.

Click here to know more about the personal loan for– Self-employed Applicant

Why Apply for Personal Loan Kondotty?

1. There is no hard and fast law for depositing any mortgage or collateral into the bank as insurance.
2. A personal loan is a kind of multidimensional loan, so that it can be used for any kind of problems.
3. The amount of personal loans is dependent solely upon the applicant’s repayment ability.
4. No nominee or guarantor is expected of a Personal Loan.

How to apply for Personal Loan Kondotty?

1. Visit this website: www.dialabank.com.
2. Go to the loan section and go to the link for a personal loan. 
   It will lead you to the comprehensive personal loan data where you can choose your city. Please call 9878981166 to get more information and free guidance.

Processing Fee / Prepayment Charges on Personal Loan Kondotty

To know about the interest rate click on personal loan interest rate

Personal Loan Kondotty EMI Calculator

CIBIL Score required for Personal Loan Kondotty

No institution only looks at the overall score. They also look at an elaborated view of the previous loans. The details include the type of loans and the amount of money that was borrowed. If there exists any delay in the payments of the previous loans, it may hinder the approval of the present loan.

Personal Loan Kondotty Agents

Dialabank is one of the leading agents for availing Personal Loan in Kondotty. You can easily apply online at www.dialabank.com or give a call at 9878981166

Personal Loan Kondotty Contact Number

Call 9878981166 and get timely assistance and approval for Personal Loan in Kondotty.

Pre Calculated EMI Table for Personal Loan Kondotty

Click here for personal loan EMI calculator

Rate	5 Yrs	4 Yrs	3 Yrs
10.50%	2149	2560	3250
11.00%	2174	2584	3273
11.50%	2199	2608	3297
12.00%	2224	2633	3321
12.50%	2249	2658	3345
13.00%	2275	2682	3369
13.50%	2300	2707	3393
14.00%	2326	2732	3417
14.50%	2352	2757	3442
15.00%	2378	2783	3466

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About Kondotty

FAQs About Personal Loan Kondotty

Who can apply for a Personal Loan in Kondotty?

People who have an urgent need for cash and have a regular source of income (from employment or business) can apply for a Personal Loan in Kondotty.

What is the tenure of Personal Loan in Kondotty?

Most of the Banks and NBFCs provide a Personal Loan for a min period of 1 Yr and a Max period of 5 Years. There are some Banks which extend the maximum period to 7 Years also. The tenure is fixed and cannot be extended. The repayment has to be done in equal monthly instalments within the agreed tenure of the loan.

Can my application for Personal Loan Kondotty get rejected due to my CIBIL score?

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