Personal Loan Korba

⋆ Interest Rate 9.99% ⋆

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      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
      Same Day Disbursal
      Doorstep Service
      Unbiased Experts Advice

      Personal Loan Korba

      Best Banks for Personal Loan in Korba

      HDFC Bank
      ICICI Bank
      Bajaj Finance
      Interest Rate
      10.75% - 17%
      11.25% - 18.5%
      Min Loan Amt
      Metro : 75000 & Non Metro: 50000
      Max Loan Amt
      50 Lacs
      50 Lacs
      1 Cr
      Loan Tenure
      1 - 5 Years
      1 - 5 Years
      1 - 5 Years
      Processing Fee
      0.25% - 2% of the Loan Amt

      1% - 2.5% of the Loan Amt

      0.5% - 2% of the Loan Amt
      Preclosure Charges
      2%, Nil foreclosure charges after 12 months
      2%, Nil foreclosure charges after 24 months
      Overdraft Facility

      Personal Loan in Korba Features

      Personal Loan korba

      A Personal Loan is an unsecured credit provided by financial institutions based on criteria like employment history, repayment capacity, income level, profession, and credit history. A personal loan, which is also known as a consumer loan is a multi-purpose loan, which you can use to meet any of your immediate needs.

      This loan provides flexibility in the use of funds as per your needs. The loan is provided to those individuals who are having good CIBIL scores or reputed credit history.

      Personal Loan Korba is an unsecured loan that provides financial aid to customers at affordable interest rates. To get a Personal Loan, the applicant needs to have the best and good source of income and has a good credit history.

      Furthermore, there is no end-use restriction on the use of the personal loan amount. You can use this Personal loan amount anywhere you want to do.

      Personal Loan in Korba Interest Rates and Charges 

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Personal Loan in Korba Documents Required 

      Salaried Customers:

      1. Identity proof (Aadhar card/driving license)
      2. Salary slips of last three months
      3. Bank statements for the last 6 months
      4. PAN Card
      5. Residence Proof (Owned/Rented/Company provided)
      6. Passport-sized photographs – 2

      *NOTE: In the case of rented apartments, a rent agreement needs to be attached.

      Self-Employed Customers:

      1. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
      2. PAN Card
      3. Aadhar Card
      4. Residence Proof
      5. Two passport-sized photographs


      Interest Rate 9.99%


      Personal Loan in Korba Eligibility Criteria

      The Personal Loan Eligibility criteria for both Salaried and Self-Employed individuals are different as follows:

      Salaried Applicants: 

      1. The minimum age requirements of the individual should be 21 years and a maximum of up to 60 years.
      2. The applicants must have work experience for about three years. And the salary should be credit to their accounts.
      3. The applicants must have dues free credit history.
      4. The job location of the applicant should be mentioned.
      5.  A borrower should have a minimum income of INR 25,000 per month

      Click here to know or read more about- Personal Loan Salaried Applicant

      Self-Employed Applicants: 

      1. The minimum age requirement for an independent person should be 25 years.
      2. The applicants applying for the personal loan Korba should file ITR for the last three years.
      3. If the applicants are the businessman, then the business should be going on from the past three years.
      4. The credit score of the individual applicants should be good. There should not be any pending or outstanding debt or dues left.
      5. The annual income of the applicants should be a minimum of Rs 2.5 lakh.
      6. The whole documentation process of the personal loan Korba is the applicants have to submit his financial and his bank statement of the previous three months.

      Click here to know more –Personal loan Self-employed Applicant

      Why Apply for Personal Loan Korba?

      1. There is no need to provide any mortgage and collateral security to the bank.
      2. A personal loan Korba is a multi-purpose offer loan.
      3. The amount of personal loan Korba depends upon the repayment of individual income and capacity.
      4. A Personal Loan Korba does not require any guarantor or nominee.

      How to apply for Personal Loan Korba?

      1. Visit Dialabank
      2. Go to the loan section and then click on the personal loan link.
      3. The applicant will be shown to all details of the personal loan where they can choose their preferred city.
      4. For more information and free assistance on personal loan Korba, you may call on 9878981166.


      Interest Rate 9.99%


      Processing Fee / Prepayment Charges on Personal Loan Korba

      Every Bank and NBFC charges a specific fee for processing your Personal Loan Korba application. These charges are 1% of the loan amount.

      In case you wish to foreclose your loan before the agreed loan tenure a 2-4% fee may be charged by the bank.

      Personal Loan Korba EMI Calculator

      Equated Monthly Installments also know as EMI are the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed.  Based on your profile, the interest rate on your Personal loan Korba is determined. Your EMI is calculated using personal loan EMI calculator basis the specific Interest Rate of your bank you are charged by the bank and the amount of Personal loan Korba you have to take and the period for which you enjoy the loan.

      CIBIL Score required for Personal Loan Korba

      Every lending institution and NBFC has its own particular criteria for the minimum CIBIL score required for processing a Personal Loan application in Korba. Most institutions require a minimum CIBIL score of 750 to process your Personal loan in the Korba application.

      The institutions don’t just look at the overall score but also the detailed behaviour on the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing of a fresh loan.


      Interest Rate 9.99%


      Personal Loan Korba Agents

      The spread of Dialabank across the nation makes it the leading agent for availing Personal Loan in Korba. You can apply online or type this link on Browser Dialabank or give a call at 9878981166 for contacting our experts.

      Dialabank assesses all the Banks and NBFCs by providing you with a detailed market comparison of different Personal loan Korba banks so that you can make the right choice. Visit or Go to our website Dialabank and fill a simple form with your personal and employment details. Our customer relationship managers will soon contact you to getting in touch with you.

      Personal Loan Korba Contact Number

      Call 9878981166 and get expert advice and approval for a Personal Loan in Korba.

      Pre Calculated EMI Table for Personal Loan Korba

      5 Yrs
      4 Yrs
      3 Yrs

      About Korba

      Korba is a city and an industrial area in the Korba District in the Indian state of Chhattisgarh. Korba is called for its coal mines such as the Gevra Area (one of the biggest and huge coal mines of Asia), Kusmunda Area, and Dipka Area, all located in the Korba Coalfield region.

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