Personal Loan Kosamba

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Best Banks for Personal Loan in Kosamba

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan in Kosamba Features

personal loan gives you the full benefit to avail this loan for all your individual needs. One can take a personal loan for any purpose like education, vacation, marriage, medical, expanding the business, etc. So, if you have any financial problem, you can easily overcome them by taking a personal loan. In this, a person is not required to pledge any security against it, and this is the most impressive thing of all.

Personal Loan in Kosamba Interest Rates and Charges

The interest rates in Personal Loan depends upon the company’s profile and salary of a person. The interest rate of personal Loan starts from 7.35% per year.

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

More About: Interest Rates on Personal Loan

Personal Loan in Kosamba Eligibility Criteria

Eligibility for Personal Loan Kosamba depends upon several factors such as your credit score, monthly income, and several other ongoing EMIs, etc. There are two categories of applicants:

  1. Salaried
  2. Self-employed

There are various eligibility criteria for both applicants.

Click here to know more about– EMI Calculator.

Salaried Applicant:-

  1. The minimum age of an applicant should be 21 years and maximum up to 60 years.
  2. An applicant from the metropolitan city should have a minimum income of Rs 18,000. And for the non-metropolitan city, the minimum salary should be Rs 12,000.
  3. The applicant must have three years of work experience, and the salary should be received in their account only.
  4. An applicant applying for the personal loan must have a good credit history.
  5. An applicant has to submit his bank statement for the last three months and salary slip of the last six months.

Click here to know more about– Salaried Applicant.

 Self-employed Applicant:-

  1. The age of the applicant is 25 years.
  2. The applicant applying for a Personal Loan should file ITR for the last three years.
  3. A credit score of the applicant must be good.
  4. The minimum amount should be of Rs 2.5 lakhs per annum at least.
  5. If the applicant is a businessman than his business should be running at least from last three years.
  6. The whole documentation process is straightforward; the applicant has to submit his financials and his bank statement of the previous three months.

Click here to know more – Self-employed Applicant.

Personal Loan Kosamba Tenure

The tenure of Personal Loan Kosamba is from 1 year to 5 years.

Why apply for Personal Loan Kosamba?

  1. The amount of Loan depends upon the income of the person and his repayment capabilities.
  2. It is a multipurpose loan which can fulfil all your requirements.
  3. Does not require borrower’s asset to be kept as security.
  4. The Guarantor is not needed in personal loan.
  5. Personal Loan Kosamba will help you to enhance your credit score.

Personal Loan in Kosamba Documents Required

  1. Identity proof: One should have these following documents with him (Passport/Id card/voter card/driving license/Aadhar Card) any one of them will work.
  2. Residence proof: The documents needed as proof of residence are: (Passport/Id card/voter card/driving license/Ration Card/Aadhar Card). And if the applicant is living in a rented apartment, then he has to submit, electricity bill on his name and the address of the owner and his rental agreement.
  3. Under, KYC formality: The applicant has to provide his PAN card.
  4. Salaried applicant: The applicant has to submit his bank statements of the last six months and the salary slip of the previous three months.
  5. Self-employed: The person applying for a personal loan should file ITR for the last three years, and the business should be registered.
  6. Coloured photograph: Applicant must have two passport size photograph

Why your decision of choosing Dialabank is the right decision?

  1. We do not charge any extra fees from our customers.
  2. We are always ready to help our applicants and are available at 247.
  3. The approval process is time-saving if you apply through dialabank.
  4. The Loan gets disbursed within 24 hours.
  5. Our experts will assist you, and our relationship managers will provide guidance.

How to apply?

  1. Visit Dialabank
  2. Go to the loan section and click on the personal loan link.
  3. The applicant will be directed to all details of the personal Loan where they can choose their preferred city.
  4. For more information and free guidance, you may call on 9878981166.

Personal Loan Kosamba Agent and Contact Number 

Dialabank is the leading agent for availing Personal Loan in Kosamba. You can apply online at Dialabank or give a call at 9878981166

About Kosamba

Kosamba is a place located in Gujarat. It is an easy and time-saving process to take a personal loan in Kosamba only when you apply through Dialabank. Visit Dialabank or call on 9878981166.

Personal Loan Interest Rates: Updated 2020

Bank

Interest Rates

HDFC Bank

10.99% to 18%

ICICI Bank

13.99% to 18%

Fullerton India

17.25% to 32%

Bajaj Finserv

13.99% to 16.75%

Axis Bank

15.50% to 24%

Standard Chartered Bank

15.75% to 22%

Kotak Mahindra Bank

13.75% to 19%

Andhra Bank

13.50% to 22%

Bank of Baroda

13.50% to 19%

Vijaya Bank

13.75% to 22%

Corporation Bank

14.50% to 20%

Allahabad Bank

13.70% to 20%

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