Personal Loan Krishna

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Best Banks for Personal Loan Krishna

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan Krishna Features

Are you feeling lost about the whole procedure of taking a Personal Loan?Personal Loan Krishna

Well, don’t worry,

Dialabank is here for your help. Our relationship managers will guide you throughout the process until you get the loan.

They will be with you and will help you to know every aspect.

Personal Loan Krishna Interest Rates and Charges

The interest rates in Personal Loan depends upon the company’s profile and salary of a person. The interest rate of personal Loan starts from 7.35% per year.

More About: Interest Rates on Personal Loan

Why apply for Personal Loan Krishna?

  1. The amount of Personal Loan depends upon the income of the persona and his repayment capabilities.
  2. Personal Loan Krishna is a multipurpose loan which can fulfill all your requirements.
  3. Does not require borrower’s asset to be kept as security.
  4. The Guarantor is not needed.
  5. Personal Loan Krishna will help you to enhance your credit score.

Personal Loan Krishna Eligibility Criteria

Eligibility for Personal Loan Krishna depends upon several factors such as your credit score, monthly income, and several other ongoing EMIs, etc. There are two categories of applicants:

  1. Salaried
  2. Self-employed

There are various eligibility criteria for both applicants.

Click here to know more about– EMI Calculator.

Salaried Applicant:-

  1. The minimum age of an applicant should be 21 years and maximum up to 60 years.
  2. An applicant from the metropolitan city should have a minimum income of Rs 18,000. And for the non-metropolitan city, the minimum salary should be Rs 12,000.
  3. The applicant must have three years of work experience, and the salary should be received in their account only.
  4. An applicant applying for the Personal Loan must have a good credit history.
  5. An applicant has to submit his bank statement for the last three months and salary slip of the last six months.

Click here to know more about- Salaried Applicant.

 Self-employed Applicant:-

  1. The age of the applicant is 25 years.
  2. The applicant applying for a Personal Loan should file ITR for the last three years.
  3. A credit score of the applicant must be good.
  4. The minimum amount should be of Rs 2.5 lakhs per annum at least.
  5. If the applicant is a businessman than his business should be running at least from last three years.
  6. The whole documentation process is straightforward; the applicant has to submit his financials and his bank statement of the previous three months.

Click here to know more – Self-employed Applicant.

Personal Loan Krishna Documents Required

  1. Identity proof: One should have these following documents with him(Passport/Id card/voter card/driving license/Aadhar Card) any one of them will work.
  2. Residence proof: The documents needed as proof of residence are: (Passport/Id card/voter card/driving license/Ration Card/Aadhar Card). And if the applicant is living in a rented apartment, then he has to submit, electricity bill on his name and the address of the owner and his rental agreement.
  3. Under, KYC formality: The applicant has to provide his PAN card.
  4. Salaried applicant: The applicant has to submit his bank statements of the last six months and the salary slip of the previous three months.
  5. Self-employed: The person applying for a personal loan should file ITR for the last three years, and the business should be registered.
  6. Coloured photograph: applicant must have two passport size photograph

Personal Loan Krishna Tenure

The tenure of Personal Loan Krishna is from 1 year to 5 years.

Why your decision of choosing Dialabank is the right decision?

  1. We do not charge any extra fees from our customers.
  2. We are always ready to help our applicants and are available at 247.
  3. The approval process is time-saving if you apply through dialabank.
  4. Personal Loan Krishna get disbursed within 24 hours.
  5. Our experts will assist you, and our relationship managers will provide guidance.

How to apply?

  1. Visit Dialabank
  2. Go to the loan section and click on the personal loan link.
  3. The applicant will be directed to all details of the personal Loan where they can choose their preferred city.
  4. For more information and free guidance, you may call on 9878981166.

Processing Fee / Prepayment Charges on Personal Loan Krishna

Every Bank and NBFC charges two kinds of fees from its customers. The first is a fee for processing your Personal Loan application. These charges are 1% of the sanctioned loan amount

In case you wish to foreclose your loan before the agreed loan tenure, every lending institution charges you a penal prepayment fee. In most cases, you cannot close your loan before 12 months. Post that the charges vary depending on how many years the loan has done. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan.

To know about the interest rate click on personal loan interest rate

Personal Loan Krishna EMI Calculator

Equated Monthly Installments also know as EMI are the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed.  Based on your profile, the interest rate on your loan is determined. Your EMI is calculated basis the Interest Rate you are charged by the bank and the amount of loan you have to take and the period for which you enjoy the loan.

Personal Loan Krishna Agent and Contact Number 

Dialabank is the leading agent for availing Personal Loan Krishna. You can apply online at dialabank or give a call at 9878981166

About Krishna

Krishna is a place in Andhra Pradesh, India. It is an easy and time-saving process to take Personal Loan only when you apply through Dialabank visit Dialabank or call on 9878981166.

Personal Loan In Other Cities 

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