Personal Loan Krishnagiri

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Best Banks for Personal Loan in Krishnagiri

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan in Krishnagiri Features

Personal Loan Krishnagiri

personal loan can be used for plenty of purposes when you are in need of money. The purpose of loan can be anything from festivals, marriages, education, vacation, house renovation. You need a personal loan; Dailabank is here to help you with simplified processes. We offer you the chance to enjoy a truly digital journey of availing loans for your personal needs at attractive/ lowest interest rates, faster process, and with several advantages.

The personal loan is a loan that can fulfil the personal need of money in the lives of the people. The personal loan can fulfil almost all of the personal needs, except for the needs of business and commercials. The banks and NBFCs offer these loans on the basis of income and also on the basis of the securities provided to the banks.

Personal Loan in Krishnagiri Interest Rates and Charges

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Personal Loan Krishnagiri Documents Required

Salaried Customers:

  1. Address proof: Ration card/ Tel, Electricity Bill/Adhaar card/PAN card Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate./ or the rental agreement
  2. Two coloured passport size photos:(Applicants should not wear any glasses)
  3. Under KYC formality: every applicant has to submit his pan card, which is an essential document.
  4. Income proof: Salary slip of last six months for an employed applicant
  5. ID proof: Passport Copy/ Voters ID card/ Driving License/Adhaar card/PAN card.

*NOTE: In case of rented apartments, rent agreement needs to be attached.

Self-Employed Customers:

  1. Address proof: Ration card/ Tel, Electricity Bill/Adhaar card/PAN card Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate./ or the rental agreement
  2. Two coloured passport size photos:(Applicants should not wear any glasses)
  3. Under KYC formality: every applicant has to submit his pan card, which is an essential document.
  4. Income proof: ITR of Last three years for self-employed
  5. ID proof: Passport Copy/ Voters ID card/ Driving License/Adhaar card/PAN card.

personal loan at 10.75%*

Personal Loan in Krishnagiri Eligibility Criteria

The eligibility criteria for both Salaried and Self-Employed vary in the following ways:

Salaried Applicants

  1. Age of borrower must lie between 21years and 60 years of age
  2. The applicants must have the work experience of the three years, and the salary should be received in their accounts only.
  3. The applicants must have a decent credit history.
  4. The job location of the applicant should be mentioned.
  5. A good CIBIL Score and credit history is a must for approval of the personal loan.

Self-Employed Applicants

  1. The minimum age should be 25 years.
  2. The credit score of the individual applicants should be good. There should not be any debt or dues left.
  3. Applicant’s business should be running from the past three years with continuous profit.
  4. The annual income of the applicants should be a minimum of Rs 2.5 lakh.
  5. The applicants applying for the personal loan should file ITR for the last three years.
  6. All the bank and financial statements of the previous three months to be submitted

Click here to know more about eligibility: Personal Loan Eligibility.

Why Apply for Personal Loan Krishnagiri?

  1. The collaterals are not required for the grant of these loans.
  2. A personal loan is a multi-purpose offer loan and can be utilized as per individuals requirement
  3. The amount of these loans is totally dependent on the applicant’s profile, his ability to repay.
  4. A Personal Loan does not require any guarantor or nominee.

How to apply for Personal Loan Krishnagiri?

  1. Visit www.dialabank.com.
  2. On the main page go to personal loan under loan section.
  3. The applicant will be directed to all details of the personal loan where they can fill in all the necessary details.
  4. Our relationship managers will then revert back to you for checking the eligibility and provide you with the appropriate offers.
  5. For more information, call us at 9878981166.

personal loan at 10.75%*

Processing Fee / Prepayment Charges on Personal Loan Krishnagiri

Processing of personal loan application requires an amount known as processing fees that are charged by the bank to the applicant. These charges vary between 1.5% to 2.5% of the total sanctioned loan amount.

In case you wish to foreclose your loan before the agreed loan tenure, every bank offering personal loan charges you a penal prepayment fee. In most cases, you cannot close your loan before 12 months. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan.

Personal Loan Krishnagiri EMI Calculator

Equated Monthly Installments also know as EMI are easy instalments which the borrower needs to pay every month as a mode of repayment of the loan. Based on your profile, the rate of interest on your loan is determined. Your EMI is calculated basis the Interest Rate you are charged by the bank and the amount of loan you have to take and the period for which you enjoy the loan.

Get to know more about EMI Calculator: Personal Loan EMI Calculator

CIBIL Score required for Personal Loan Krishnagiri

CIBIL score is an important criterion for loan approval. Different lending institutions have different CIBIL Score requirements. Most lending establishments require a minimum score of 750 to approve your loan application.

The banks don’t just gander at the overall score but also the detailed behaviour on the loan history, including details on the type of loan taken and the amount borrowed. You need to repay all your loans on time to improve your credit score.

personal loan at 10.75%*

Personal Loan Krishnagiri Agent and Contact Number

Dialabank is the leading agent for availing Personal Loan in Krishnagiri. You can apply online at www.dialabank.com or give a call at 9878981166

Call 9878981166 and get Instant Personal Loan in Krishnagiri.

Pre Calculated EMI Table for Personal Loan Krishnagiri

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Krishnagiri

Situated in the state of Tamil Nadu, Krishnagiri is also known as the ‘Mango Capital of India’, as it one of the largest producers of mangoes in India. Along with mangoes, numerous granite industries and quarries are also set up all across the city. A well-known hill temple can also be seen in the Krishnagiri district.

Other Personal Loan Cities in Tamil Nadu

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Personal Loan Madambakkam Personal Loan Madurai
Personal Loan Maraimalai Personal Loan Nagapattinam
Personal Loan Nagercoil Personal Loan Ooty

 

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