Personal Loan Kulathumuzhy

For Instant Approval ↓Apply Here↓

I have read the Privacy Policy & Agree to Terms & Conditions and authorize Dialabank & its partner institutions to Call or SMS me with reference to my application.

Why us?

Rates as low as 10.50%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Major Personal Loan Providers in Kulathumuzhy

  • Interest Rate 10.50% - 18.50%
  • Loan Upto 50 Lacs
  • Tenure 1 - 5 Years
  • Processing Fee Upto 2.0%
  • Min Salary ₹ 18,000 p.m.
  • Online Approval
  • Interest Rate 11.99% - 17:00%
  • Loans Upto 30 Lacs
  • Tenure 1 - 5 Years
  • Processing Fee up to 2.0%
  • Min Salary ₹ 27,000 p.m.
  • Flexi Loans available
  • Interest Rate15.99 - 23.00%
  • Loans Upto 20 Lacs
  • Tenure 1 - 4 Years
  • Processing Fee up to 3.0%
  • Min Salary ₹ 18,000 p.m.
  • Digital Approval
  • Interest Rate 10.99% - 18.50%.
  • Loans Upto 35 Lacs
  • Tenure 1-5 Years
  • Processing Fee up to 2.5%
  • Min Salary ₹ 25,000 p.m.
  • Instant Approval

Personal Loan Kulathumuzhy Features

Personal Loan Kulathumuzhy is handy in many conditions. If you want to purchase but don’t have money, a personal loan can help you get the amount instantly.There are different kinds of personal loans which serve different purposes. Understanding the finer details can help you find the right loan for you. Un-secured loans tend to be for smaller amounts and aren’t tied to an asset. They can be helpful if you want to borrow for a home renovation or family holiday and repay over some time.

Personal Loan Kulathumuzhy Interest Rates

Lender Type
Salaried
Self Employed
Self Employed Professional
Banks
10.50% – 19.0 %
14.50% – 21.0 %
12.50% – 20.0 %
NBFCs
12.5% – 22.0%
15.5% – 24.0%
13.5% – 23.0%

Personal Loan Kulathumuzhy Documents Required: 

  • Photo ID and age proof
  • Residence proof: Passport | ID card | Voter card | Aadhaar card |Ration card| Driving license | Rental Agreement.
  • Last 6 Months Bank Statement.

Salaried Applicants: 

  • Last 3 months payslip.
  • Form 16 or Income Tax Returns.

Self-employed Applicants: 

  • Last Three years ITR with computation of Income.
  • Last Three years CA Certified / Audited Balance Sheet and Profit & Loss Account.

Personal Loan Kulathumuzhy Eligibility Criteria: 

personal loan kulathumuzhyThe eligibility criteria for both Self-Employed and Salaried are different:

 

Salaried Applicants

  1. Min. age requirements of individuals should be 21 years and Max. up to 60 yrs.
  2. The loan applicants have the work experience of the three years, and the salary should be coming in their accounts.
  3. The applicants must have an excellent CIBIL Score.
  4. Job Posting location of the loan applicant must be mentioned.
  5. A borrower should have min. income in metro city 20K and in non -metro city 18K

Self-Employed Loan Applicant.

  1. Minimum age requirement for a person should be 25 yrs.
  2. The loan applicants applying for the personal loan should file ITR for the last three years.
  3. If the applicants are businessmen, then the business should be running atleast from the past 3 yrs.
  4. The CIBIL score of the loan applicants should be good . There should not be any dues or debt pending.
  5. The yearly income of the applicants should be min. of Rs 2.5 lakh.
  6. The whole documentation process for personal loan is the applicant has to provide his all financial and bank statement of the previous 6 month.

Why Apply for Personal Loan Kulathumuzhy?

Reasons To Apply For A Personal Loan. A personal loan is a convenient way to borrow funds. It is meant to be used for Personal requirements or emergencies and not for investment or business purposes. 

  1. To renovate your home
  2. To finance a long-awaited family trip
  3. To fund an urgent medical Emergency
  4. To consolidate debts
  5. To pay off your credit card dues

How to Apply for Personal Loan Kulathumuzhy

Visit dialabank.com and click on the Personal Loan link.

Fill the Application form and submit it.

Wait for a call from our highly experienced Relationship Managers and get personalised service for availing Personal Loan.

Compare and choose between Personal Loan of different banks across the country and choose the one which is the most suitable for you.

You do not need to visit the branch for submitting your documents as the bank provides doorstep pick up facility of your documents when you apply online.

Processing Fee / Prepayment Charges on Personal Loan Kulathumuzhy

Every Bank and NBFC charges a fee for processing your Personal Loan application. These charges vary between 1.5% to 2.5% of the sanctioned loan amount.

In case you wish to foreclose your loan before the agreed loan tenure, every lending institution charges you a penal prepayment fee. In most cases, you cannot close your loan before 12 months. Post that the charges vary depending on how many years the loan has done. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan.

Processing Fees /Prepayment Charges on Personal Loan Kulathumuzhy

Processing Fee: It can be 0 to 2.5% depending upon the loan amount, job profile and tenure.

Prepayment Charges: It can be 0 to 4% depending upon loan amount, job profile and tenure.

CIBIL Score required for Personal Loan Kulathumuzhy

Higher the credit score is better chances of personal loan approval. Your credit score is a three-digit number between 300 and 900 that gives potential lenders a quick idea of your credit health. CIBIL score of 750 and above is what is considered the good CIBIL score for getting loan approval. Your score plays an important role in your financial journey and affects various aspects of lending.

Personal Loan Kulathumuzhy Agent

Dialabank is the best agent for availing Personal Loan in Kulathumuzhy. You can apply online at www.dialabank.com or give a call at 9878981166

Dialabank assists you to find the best option for Banks and NBFCs by providing you with a detailed market comparison of multiple banks so that you can make the right choice. Visit our website www.dialabank.com and fill a simple form with your personal and employment details. Our customer relationship managers will soon get in touch with you.

Personal Loan Kulathumuzhy Contact Number

Call on 9878981166 and get instant help and approval for Personal Loan in Kulathumuzhy.

Pre Calculated EMI Table for Personal Loan Kulathumuzhy 

EMI in Rupees for 1 Lac of Loan Amount:

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Kulathumuzhy

Kulathumuzhy Kerala is located at Kerala state, Kollam district, Kollam city. It is a famous city in Kerala state. It is a part of Kollam District.

Share This

Menu