Personal Loan Kunnamkulam

Major Personal Loan Providers in Kunnamkulam

Personal Loan Kunnamkulam Features

Financial problems obstructing your peace of mind? Need financial help? We have the remedy for your problem!

A personal loan Baramati is the antidote of all your financial problems restricting your peace of mind. This loan requires the least documentation and will be approved within 48 hours for certified verification.

It is an unsecured type loan with the affordability of interest rates as per your convenience. The prerequisite conditions for regarding this loan is a dependable source of livelihood and a satisfactory credit score.

Click here to get an Instant Personal Loan

Personal Loan Kunnamkulam Interest Rates 

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Kunnamkulam

Salaried Customers:

1. You should submit your identity proof (Aadhar Card/Driving License)
2. You should submit the salary slips for the past three months.
3. Bank statements for the last 6 months have to be submitted.
4.  A copy of PAN Card should be there
5.  You have to attach a copy of your residence proof (Owned/Rented/Company provided)
6. Two recent passport-sized photographs have to be attached.

*NOTE: If you live in a rented apartment, then rent agreement needs to be attached.

Self-Employed Customers:

1. All financial statements of your business are required to be attached. (Balance Sheet, P&L Statement as well as ITR files)
2. PAN Card is a must.
3. Aadhar Card (for identity proof)
4. Residence Proof (owned/rented)
5. You have to attach two recent passport-sized photographs.

Eligibility Criteria for Personal Loan Kunnamkulam

Personal loan eligibility criteria has been categorised as-

Salaried Applicants

1. The minimum age of an individual should be 21 years and a maximum of up to 60 years to apply for a personal loan.
2. The applicant must have a minimum of 3 years of experience, and you should be holding a salary in your own account.
3. The applicant’s credit history should be good for low personal loan interest rate.
4. Your job location should be specified.
5. The applicant should earn a minimum income of INR 25,000 per month.

Self-Employed Applicants

1. The person should be having an age of at least 25 years.
2. You should file your ITR for the last 3 years while applying for a personal loan.
3. If you are a businessman, then your business should be actively working for the past 3 years.Personal loan EMI calculator will give better estimation.
4. Your credit score should be good. Make sure that all your dues are clear.
5. It would help if you were getting a minimum annual income of Rs.2.5 lakhs.
6. The applicant must tender his financial and bank statement for the past 3 months.

Click here if you want a further knowledge about the Personal Loan for Self-Employed Applicant.

Why Apply for Personal Loan Kunnamkulam?

1. You do not need to mortgage your assets or submit any collateral security.
2. A personal loan is a multipurpose loan. You can use this sum anywhere you want to.
3. The amount of personal loans entirely depends on your creditworthiness.
4. In Personal Loan, you need not declare any nominee or guarantor.

How to apply for Personal Loan Kunnamkulam

1. Visit our website Dialabank.
2. On our website you will see a Loan section, go there and click on the personal loan link to apply for it.
3. The applicant will be directed to all details of the personal loan where you can choose your preferred city.
4. For more information and free assistance, you can get in touch with us by calling on 9878981166.

Processing Fee / Prepayment Charges on Personal Loan Kunnamkulam

Every financial institution such as banks or NBFCs charges an application fee for a personal loan. The Personal Loan Kunnamkulam processing fee is 1% of the permitted loan amount.

If you are forestalling your loan amount before the due date, then you have to pay the penalty for prepayment. You cannot close your loan before 12 months in most of the situations. The prepayment penalty charges depend on the number of years for which loan has been used.

To gain more knowledge about the interest rate click on the Personal Loan interest rate.

Personal Loan Kunnamkulam EMI Calculator

EMI (Equated Monthly Installments) are the rigorous charges that you are responsible to pay monthly to the bank as repayment of the loan amount. The EMI is fixed, but the interest rate is not. It will be concluded based on your profile status. And subsequently, your EMI will be calculated based on the interest rate and the tenure of the loan.

CIBIL Score required for Personal Loan Kunnamkulam

Lending institutions such as Banks and NBFCs have their own norms for CIBIL score Mostly. Lending institutions prefer a CIBIL score of 750 to permit your personal loan application process.

Institutions look at your behaviour in your previous loans whether you have repaid your loans on time or not. Any delayed payments of the past can affect your future.

Personal Loan Kunnamkulam Agents

Dialabank is the preeminent agent for taking Personal Loan in Kunnamkulam. You can apply online at Dialabank or give a call at 9878981166.

Dialabank assists you in finding the perfect financial institute out of many Banks and NBFCs by providing you with a comprehensive market comparison of different banks so that you can make a perfect choice. Visit our website www.dialabank.com and fill a simple form with all necessary details. Our customer relationship managers will soon get in touch with you and will provide you with great service.

Personal Loan Kunnamkulam Contact Number

Call 9878981166 and to financial help from us promptly and endorsement for Personal Loan in Kunnamkulam.

Pre Calculated EMI Table for Personal Loan Kunnamkulam

Click here for Personal Loan EMI Calculator

About Kunnamkulam

It is a town in the Thrissur district of Kerela. The town is renowned for its book and printing industry. Around 50,000 people live in this town.