Personal Loan Kurnool

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Best Banks for Personal Loan in Kurnool

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan in Kurnool Features

Personal Loan KurnoolA Personal Loan is regarded as an all-purpose loan that can effectively meet all the personal requirements of the borrowers, no matter whatever the cause is like buying a vehicle, home renovations, going for a vacation, and so on.

Personal Loan Delhi is an unsecured loan that provides financial aid to the customers at affordable interest rates. To get a Personal Loan, the applicant needs to have a rigid and good source of income and has a good credit history.

Furthermore, there is no end-use restriction on the use of the personal loan amount. You can use this loan amount anywhere you want to do.

Personal Loan in Kurnool Interest Rates and Charges

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Personal Loan in Kurnool Documents Required

Salaried Customers:

  1. Identity proof: It includes Aadhaar card, Passport, Voter card, Driving license.
  2. Residence proof: It includes Updated Passbook, Aadhaar card, Passport, Voter card, Driving license, ration card. And if the applicant is living in a rented apartment, then they have to submit their rental agreement, electricity & water bill which has to be in the name of the applicant and the address of the owner.
  3. Two colored passport size photographs
  4. The applicant has to submit their PAN card which is an essential document under the KYC formality.
  5. If the applicant is a salaried one, then they have to submit their salary slip of the last three months and the bank statements of the last six months.

*NOTE: In case of rented apartments, rent agreement needs to be attached.

Self-Employed Customers:

  1. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
  2. Identity proof: It includes Aadhaar card, Passport, Voter card, Driving license.
  3. Residence proof: It includes Updated Passbook, Aadhaar card, Passport, Voter card, Driving license, ration card. And if the applicant is living in a rented apartment, then they have to submit their rental agreement, electricity & water bill which has to be in the name of the applicant and the address of the owner.
  4. Two colored passport size photographs
  5. The applicant has to submit their PAN card which is an essential document under the KYC formality.

personal loan at 10.75%*

 Personal Loan in Kurnool Eligibility Criteria

The eligibility criteria for both Salaried and Self-Employed are different:

Salaried Applicants

  1. The minimum age of the applicant should be 21 years and maximum of up to 60 years.
  2. The applicant should have the work experience of the last three years, and the salary should come in their account only.
  3. The applicant should have a good credit score, and it should be more than 700.
  4. The applicant has to submit their bank statement for the last three months and the salary slip of the last six months.

Self-Employed Applicants

  1. The minimum age of the applicant should be 25 years and a maximum of up to 65 years.
  2. The applicant should file ITR for the last three years.
  3. The credit score of the applicant should be good, and no debt should be left due.
  4. The ITR should be of Rs. 2.5 Lakhs per annum at least.
  5. If the applicant has a business than his business should be running from the last three years.

To know more about eligibility, click: Personal Loan Eligibility

Why Apply for Personal Loan Kurnool?

  1. Depositing mortgage or collateral security to the bank is not required
  2. It does not require any guarantor or nominee.
  3. A personal loan is a multi-purpose offer loan so can be used to meet any financial needs
  4. The amount of personal loan depends upon the repayment of individual income and capacity.

How to apply for Personal Loan Kurnool?

  1. Visit www.dialabank.com. and experience a hassle-free process
  2. Go to the loan section and click on the personal loan link on the main page
  3. The applicant will be directed to all details of the personal loan where they need to fill in the personal details after which our executives will contact them.
  4. For more information and free guidance, you may call on 9878981166.

personal loan at 10.75%*

Processing Fee / Prepayment Charges on Personal Loan Kurnool

Every Bank and NBFC charges a fee for processing your Personal Loan application. These charges vary between 1.5% to 2.5% of the sanctioned loan amount.

In case you wish to foreclose your loan before the agreed loan tenure, all the banks and NBFCs charge you a penal prepayment fee. In most cases, you cannot close your loan before 12 months. Post that the charges vary depending on how many years the loan has done. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan.

Personal Loan Kurnool EMI Calculator

Equated Monthly Installments also know as EMI are the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed.  Based on your profile, the interest rate on your loan is determined. Your EMI is calculated basis the Interest Rate you are charged by the bank and the amount of loan you have to take and the period for which you enjoy the loan.

Get more information on EMI Calculator here: Personal Loan EMI Calculator

CIBIL Score required for Personal Loan Kurnool

Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Kurnool. Most institutions require a minimum score of 750 to process your loan application.

Not only the score but history of loans and credit is also taken into consideration. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing a fresh loan.

personal loan at 10.75%*

Personal Loan in Kurnool Agent and Contact Number

Dialabank is the leading agent for availing Instant Personal Loan in Kurnool. You can apply online at www.dialabank.com or give a call at 9878981166

Call 9878981166 and get instant help and approval for Personal Loan in Kurnool.

Pre Calculated EMI Table for Personal Loan Kurnool

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Kurnool

Kurnool is the fifth largest city in the state of Andhra Pradesh. The city is famous for its ancient temples and many tourist attractions.

Personal Loan in Other Cities in Andhra Pradesh
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