Personal Loan Lehragaga

⋆ Interest Rate 9.99% ⋆

      I have read the Privacy Policy & Agree to Terms & Conditions

      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
      Same Day Disbursal
      Doorstep Service
      Unbiased Experts Advice

      Personal Loan Lehragaga

      All About Personal Loan Lehragaga

      A Personal Loan Lehragaga is a type of unsecured loan known as a signature loan and helps you meet your current financial needs. You don’t usually need to pledge any security or collateral while getting a personal loan. Your bank / NBFC provides you with the flexibility to use the funds as per your need. The Personal Loan Lehragaga is a loan that can fulfil the personal need for money in people’s lives. The Personal Loan Lehragaga can fulfil almost all of the personal needs, except for the needs of business and commercials. The banks and NBFCs offer these loans based on income and the securities provided to the banks.

      Features of Personal Loan Lehragaga

      personal loan lehragaga

      • No Securities: The collateral is not required for the grant of these loans. But you may provide them to avail of the loans at a low rate.
      • Interest Rates: The rates of interest offered on these loans are very competitive and are mostly the cheapest of all.
      • Tenure: The time period of 5 years is usually provided to repay the money.
      • Quick Processing: The processing of the loans does not take much time after verifying the documents.
      • Easy Installments: The applicants can choose the EMIs as per his affordability and numbers of the EMIs he wants to pay.
      • Minimum Documentation: Nowadays, banks require very little documentation; hence there is no hassle over the documents.
      • Credit Score: The applicant of these loans can improve their credit score by completing the loans in time.
      • Loan Tenure: The loan can be repaid in 60 months, which is ample time. But in some of the cases, it can be exceeded up to 72 months.
      • Loan Amount: The amount of these loans is totally dependent on the applicant’s profile, his ability to repay. The amount which can be covered in these loans is between Rs 25000 to Rs 20 Lakhs.

      Personal Loan Lehragaga Interest Rates:

      The flat rate of interest for Personal Loan Lehragaga starts at 10.75%. The other charges may be affected by the loan amount, loan tenure, and the person’s profile. In addition, the processing fee of 0.2% to 1.00% is applicable. The bank’s rates can be affected by the following factors.

      • Credit/CIBIL Score: The credit score many give a chance to the applicants to get a loan at the lower rates.
      • Company Profile: The company’s profile in which the applicant is employed can be an asset to negotiate the rates.
      • Bank customer Relationships: The banks have the policy to give the concession to their customers as they are their priorities. Therefore, if people are the customers of the banks, then you can avail of this feature.

      Personal Loan Lehragaga Interest Rate

      Credit score Chart 
      Score Grading Average Personal Loan APRs
      720 and Above Excellent 10.03% – 12.05%
      680 to 719 Good 13.05% – 15.05%
      620 to 679 Average 17.08% – 19.09%
      580 to 619 Poor 19.9% – 21.09 %
      500 to 579 Bad 21.09%- 24.07%
      Less than 500 Miserable 28.05% – 32.00%

      Personal Loan Lehragaga Eligibility Criteria

      The self-employed and employed must fulfil the following criteria for being eligible for Personal Loan Lehragaga.

      Salaried Individuals

      Self Employed Individuals


      Minimum 21 years Maximum 60 years


      Minimum 25 years Maximum 65 years


      Rs.15, 000 (Monthly).


      An Annual ITR of 2.5 to 3 lakh is required.

      Work Experience

      Overall 3 years and one year experience in the current job

      Business Stability

      Your business should be running for the last 3 years with continuous profit.

      Document Required

      Identity proof: Aadhar Card, Valid Passport, Valid Voter ID Card, or a Valid Driving License.

      Document Required

      Identity proof: Aadhar Card, Valid Passport, Valid Voter ID Card, or a Valid Driving License.

      Address proof: Ration card/passport/telephone/rental agreement/electricity bill

      Address proof: Ration card/passport/telephone/rental agreement/electricity bill. Residence: Office or Home should be owned.


      The applicant getting a salary in cash is not eligible for availing Loan at affordable rates.


      Telephone / Mobile at the office

      Personal Loan Lehragaga Documents:

      Proof of Identity

       Passport Copy/ Voters ID card/ Driving License/Adhaar card/PAN card.

      Address Proof

      Ration card/ Tel, Electricity Bill/Adhaar card/PAN card Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate./ or the rental agreement.

      Signature Proof

      Passport Copy/Driving License/Banker’s verification/cheque.

      Proof of Income

      ITR of last 3 years for self-employed and salary slip of last 6 months for employed.

      2 passport size photographs


      Processing Fee / Prepayment Charges on Personal Loan Lehragaga

      Almost all banks and NBFCs charge a processing fee to process your sanctioned loan amount, and this usually ranges from 1% of the loan amount. Prepayment happens when you wish to prepay a part of your loan before the tenure ends, and foreclosure happens when you wish to pay your entire lump sum before the tenure ends.

      These options help you reduce the burden of your EMIs, but for these, banks often charge you a minimal charge, typically 4% of the loan amount in the initial years. However, you can not opt to prepay or foreclose your loan amount before at least 12 months after your loan gets disbursed.

      To know about the interest rate, click on the personal loan interest rate

      Personal Loan Lehragaga EMI Calculator

      The most common way to repay your loan is through Equated Monthly Installments. Dialabank brings you a personal loan EMI calculator to help you calculate your EMIs beforehand and plan your repayment accordingly.

      CIBIL Score required for Personal Loan Lehragaga

      A CIBIL score measures your repayment ability. A good credit score shows that you have a good credit history and show that you are a punctual borrower. This is the first thing that the banks and NBFCs consider to avoid bad debts. You need to have a minimum credit score of 750 to easily avail yourself of a personal loan with low interest rates.

      In case you fail to repay your loan, your CIBIL score will be affected negatively, and this will make it difficult for you to avail of a loan again for a considerable period of time.

      Personal Loans Benefits through Dialabank

      We provide the best personal loan scheme with advantages like low-interest rates, low processing fees, higher loan amounts, etc. Here are some of the main features of personal loans are:

      1. High quantum of Loan
      2. Low-Interest rates
      3. Fast loan processing
      4. Specialized loan schemes
      5. 24X7 customer service
      6. No extra charges

      About Lehragaga

      Lehragaga is a town and a municipal council in district Sangrur in state  Punjab India. It is located nearby the border of Punjab and Haryana. If you need a personal loan, Lehragaga is very simple. Just you have to fill the form, and we assure you that we will provide you best personal loan with the lowest interest rate.

      How to Apply for Personal Loan Lehragaga?

      1. Apply online at Dialabank
      2. Check the personal loan eligibility by clicking on the link.
      3. Call the helpline number 9878981166
      4. We assure you that we will provide you best personal loan as compared to others.