Personal Loan Lonavala

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Major Personal Loan Providers in Lonavala

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan Lonavala Features

Personal Loan is credit form available to you. Not only is this form of loan unsecured in nature, with very few documentation and much less paperwork necessary. This form of loan may be eligible for approval after the verification phase in up to 48 hours.
Personal Loan Lonavala offers financial assistance at competitive as well as cost-effective interest rates to all customers. 
The borrower needs to have comparatively stronger and stable source of income and also reasonably decent credit history profile to get Personal Loan.

Personal Loan Lonavala Interest Rates

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Lonavala

Salaried Customers:

  1. Identity proof (Aadhar card/driving license)
  2. Salary statements for the last three months.
  3. Bank declarations over the last months
  4. PAN
  5. Proof for Residence (Own/Rent/Company provided)
  6. Passport-size photograph – 2
NOTE: If you are staying in leased apartments, you must insert the rent agreement.

Self-Employed Customers:

  1. All financial statements (Balance sheet, P&L Statement, and ITR files) are needed.
  2. PAN Card
  3. Aadhar
  4. Residence Proof
  5. Passport-sized photographs- 2
personal loan at 10.75%*

Eligibility Criteria for Personal Loan Lonavala

Click here to know more about personal loan eligibility

Salaried Applicants

  1. The candidate’s base age should not be under 21 or over 60 years of age. 
  2. In any case, the applicant must have three years of work comprehension. 
    In their accounts, the compensation should have been transferred as it was. 
  3. The applicant should have credit history that is outstanding. 
  4. It should state the work position of the applicant. 
  5. The minimum income for the borrower must be at least INR 25,000 p.m.

Click here to know Salaried Applicant

Self-Employed Applicants

  1. minimum of 25 years should be the age of the autonomous person applying.
  2. For the past three years, the borrower applying for personal loan should have been filing ITR. 
    If the borrower is businessman, then the company has to run well for the past years. 
  3. The applicant’s credit score should be fine, and no debt or dues should be pending.
  4. The applicant’s annual income will have to be no less than Rs 2.5 lakh
  5. For personal loan approval, the entire document verification process requires borrowers to apply their financial statements and their bank statement from the past three months.

Click here to know more– Self-employed Applicant

How to apply for Personal Loan Lonavala?

  1. Visit this website: www.dialabank.com.
  2. Go to the section on loans, and go to the personal loan page. It will lead you to the comprehensive personal loan data where you can choose your city. Please call 9878981166 for more details and free guidance.
personal loan at 10.75%*

Processing Fee / Prepayment Charges on Personal Loan Lonavala

For processing Personal Loan application, all banks and NBFCs cost certain amount. 
This expense ranges from 1.5 and 2.5 percent of the value of the loan authorised.

To know about the interest rate click on personal loan interest rate

Personal Loan Lonavala EMI Calculator

CIBIL Score required for Personal Loan Lonavala

All the lending institutions have their own requirements for minimum CIBIL score required to process an application for Personal Loan in lonavala. 
The institutions mostly need minimum score of at least 750 to process request further.

personal loan at 10.75%*

Personal Loan Lonavala Agents

You can easily apply online at www.dialabank.com or give a call at 9878981166

Dialabank assists you to look for the best option of Banks and NBFCs by giving you access to an in-detail market comparative analysis of various banks to help you pick the right one. Visit our website www.dialabank.com and fill out a simple form with the details of personal and employment data. Our customer relationship managers will be in touch with you shortly.

Personal Loan Lonavala Contact Number

Call 9878981166 and get timely assistance and approval for Personal Loan in Lonavala.

Pre Calculated EMI Table for Personal Loan Lonavala

Click here for personal loan EMI calculator

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About LonavalaPersonal Loan Lonavala

Lonavala is hill station in western India, near Mumbai, surrounded by green valleys. 
The Karla Caves and the Bhaja caves are historic, rock-carved, Buddhist shrines

FAQs About Personal Loan Lonavala

Who can apply for a Personal Loan in Lonavala?

People who are in urgent need of cash and who have daily source of income (from jobs or business) may apply for Lonavala Personal Loan

What is the tenure of Personal Loan in Lonavala?

The majority of banks and NBFCs offer personal loan for minimum of year and maximum of years. 
Some banks expand the maximum duration to years as well. The tenure is set and is not extendable. 
Under the negotiated tenure of the loan, the repayment has to be made in equivalent monthly instalments.

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