Personal Loan Madanapalle

⋆ Interest Rate 9.99% ⋆

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      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
      Same Day Disbursal
      Doorstep Service
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      Personal Loan Madanapalle

      Best Banks for Personal Loan Madanapalle

      Feature
      HDFC Bank
      ICICI Bank
      Bajaj Finance
      Interest Rate
      10.75% - 17%
      11.25% - 18.5%
      12%
      Min Loan Amt
      Metro : 75000 & Non Metro: 50000
      50000
      100000
      Max Loan Amt
      50 Lacs
      50 Lacs
      1 Cr
      Loan Tenure
      1 - 5 Years
      1 - 5 Years
      1 - 5 Years
      Processing Fee
      0.25% - 2% of the Loan Amt

      1% - 2.5% of the Loan Amt

      0.5% - 2% of the Loan Amt
      Preclosure Charges
      2%, Nil foreclosure charges after 12 months
      2%, Nil foreclosure charges after 24 months
      Nil
      Overdraft Facility
      No
      No
      Yes

      Personal Loan in Madanapalle Features

      Personal Loan MadanapalleNeed cash? Planning a holiday trip, for a medical emergency, for wedding purposes or many more you can now do all these things and more without worrying about where the funds will come from. Personal Loan is designed to address diverse money needs in an easy and convenient manner to fulfil your need.

      A personal loan is a loan that can be used in multiple ways that can be utilized for fulfilling many purposes. These purposes could be debt repayment, taxes, paying medical bills, and more. Personal finance is instant finance, which a person can avail within 2-3 working days with minimal documentation required.

      Personal Loan in Madanapalle Interest Rates and Charges 

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Personal Loan in Madanapalle Documents Required 

      Salaried Customers:

      1. Two passport size coloured photos
      2. The applicant must submit their PAN card, which is an essential document under the KYC formality
      3. Address proof: Passport/voter card/driving license/Aadhar Card/Ration Card
      4. Salaried applicants have to submit their salary slip of the last three months and the bank statements of the last six months

      *NOTE: In case of rented apartments, rent agreement needs to be attached.

      Self-Employed Customers:

      1. Two passport size coloured photos
      2. The applicant must submit their PAN card, which is an essential document under the KYC formality
      3. Address proof: Passport/voter card/driving license/Aadhar Card/Ration Card
      4. The self-employed applicant has to submit the ITR of the last three years, and registration of their business should be done.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Personal Loan in Madanapalle Eligibility Criteria

      The eligibility criteria for both Salaried and Self-Employed are different:

      Salaried Applicants

      1. The borrower should have the work experience of the three years.
      2. The applicants should not have any dues left and should have a good CIBIL score
      3. Location of the job of the applicant must be mentioned in the form.
      4. The age of the borrower must be between 21 to 60 years

      Self-Employed Applicants

      1. The annual income of the applicants should be a minimum of Rs 2.5 lakh.
      2. The applicants applying for the personal loan should file ITR for the last three years.
      3. If the borrower is a businessman, then the business should be running from the past three years.
      4. The credit score of the individual applicants should be excellent
      5. A self-employed applicant must be over 25 years of age
      6. Financial and his bank statement of the previous three months should be provided by the borrower

      Click here to know more about eligibility: Personal Loan Eligibility

      Why Apply for Personal Loan Madanapalle?

      1. The lender does not require any mortgage or security deposit
      2. A Personal Loan does not require any guarantor or nominee for loan approval
      3. The borrower is free to utilize the loan amount as per his/her wish
      4. The amount of personal loan depends upon the repayment of individual income and capacity.

      How to apply for Personal Loan Madanapalle?

      1. Visit dialabank and get the best deals on a personal loan
      2. Select personal loan tab under the loan section
      3. After that, the borrower needs to provide the personal and income details for facilitating the process
      4. Our executives will then guide you further
      5. For more information and free guidance, you may call on 9878981166.

      Processing Fee / Prepayment Charges on Personal Loan Madanapalle

      Every Bank and NBFC charges two kinds of fees from its customers. The first is a fee for processing your Personal Loan application. These charges are 1% of the sanctioned loan amount.

      Personal Loan Madanapalle EMI Calculator

      Equated Monthly Installments also know as EMI are the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed.  Based on the interest rate charged by the bank, the tenure of the loan as well as the amount of loan lent by the bank, EMI is calculated.

      Get to know more about EMI Calculator: Personal Loan EMI Calculator

      CIBIL Score required for Personal Loan Madanapalle

      Different banks have their own criteria for the minimum CIBIL score required for processing a Personal Loan application in Madanapalle. Most banks ask a minimum score of 750 for further processing of your loan application.

      The institutions don’t just look at the overall score but also the detailed behaviour on the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing a fresh loan.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Personal Loan Madanapalle Agents

      Dialabank is the leading agent for availing Personal Loan in Madanapalle. You can apply online at dialabank or give a call at 9878981166

      Personal Loan Madanapalle Contact Number

      Call 9878981166 and get Instant Personal Loan in Madanapalle.

      Pre Calculated EMI Table for Personal Loan Madanapalle

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      About Madanapalle

      Madanapallle is a small town in the state of Andhra Pradesh. It is popular across India as it has the biggest tomato market in Asia and is also famous for agricultural products such as mango, groundnut, tamarind, etc.