Personal Loan Madhyamgram

Best Banks for Personal Loan Madhyamgram

Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Overdraft Facility

Personal Loan Madhyamgram Features

Click here to get an instant personal loan

personal loan madhyamgyam

A personal loan can help you to get some money for your financial needs. This loan is unsecured with required personal loan documents very less and less paperwork. This loan can get approved within just 2 days after all the verification process.

Personal Loan is an unsecured loan that provides financial aid to the customers at very affordable personal loan interest rate, which can be paid easily.

Any of your requirements can be fulfilled by personal loan Madhyamgram at very low and affordable interest rates.

Personal Loan Madhyamgram Interest Rates and Charges

To apply and know more about personal loan Madhyamgram click on Personal Loan

Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Muthoot Personal Loan
Manappauram Personal Loan
PNB Personal Loan
0.70% to 1%
Canara Bank Personal Loan
Andhra Bank Personal Loan

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Personal Loan in Madhyagram Documents Required

Salaried Customers:

  1. PAN Card of the person applying.
  2. Identity proof required for the personal loan(Aadhar card/driving license/Voter Id)
  3. Salary slips of the last three months of the applicant are also required.
  4. Bank statements for the last six months of the person applying for a loan.
  5. Residence Proof required (Owned/Rented/Company provided) for loans.
  6. Passport-sized photographs – 2 of the person for applying.

*NOTE: In case of rented apartments, rent agreement needs to be attached.

Self-Employed Customers:

  1. Aadhar Card is required to avail of the loan.
  2. Residence Proof( Current and Permanent) is needed for applying.
  3. Two passport-sized photographs of the person applying for a loan.
  4. All financials are required of the customer(Balance Sheet, P&L Statement as well as ITR files) to apply.
  5. PAN Card is mandatory for applying.

personal loan at 10.75%*

Personal Loan Madhyamgram Eligibility Criteria

Click here to know about personal loan eligibility.

Salaried Applicants

  1. The job location of the applicant should also be mentioned.
  2.  A borrower should also have a minimum income of INR 25,000 per month
  3. The minimum age of the individual should be 21 years and maximum of 60 years.
  4. Work experience of the three years and the salary should also be received in their accounts only.
  5. Applicants must have an excellent credit history.

Click here to know more about: personal loan for Salaried Applicant.

Self-Employed Applicants

  1. The credit score of the individual applicants should be good, and there should not be any debt or dues left of the individual.
  2. The annual income of the applicants should be a minimum of Rs 2.5 lakh.
  3. The whole documentation process of the best personal loan is that the applicants have to submit their financial and bank statements of the previous three months.
  4. The minimum age for an independent person should be 25 years.
  5. The applicants applying for the personal loan should need to have a file of ITR for the last three years.
  6. If the applicants are the businessman, then the business should be running from the past three years continuously.

Click here to know more about: personal loans for self-employed Applicants.

Why Apply for Personal Loan Madhyamgram?

  1. The amount of personal loan given also depends upon the repayment of individual income and capacity.
  2. Personal Loan does not require any guarantor or nominee to avail it.
  3. No need to deposit any mortgage and collateral security to the bank is a terrific advantage.
  4. A personal loan is a multi-purpose offer loan, and it can be used for all the problems related to finance.

How to apply for Personal Loan Madhyamgram?

  1. Visit our website
  2. Go to the loan section on the page and click on the personal loan link.
  3. The applicant will be directed to all the details of the personal loan where they can choose their preferred city, according to their needs.
  4. For more information on personal loans and free guidance, you may call on 9878981166.

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Processing Fee / Prepayment Charges on Personal Loan Madhyamgram

Every Bank and NBFC charges two kinds of fees from its customers. The first is a fee for processing your Personal Loan application. These charges are 1% of the sanctioned loan amount

In case you wish to foreclose your loan before the agreed loan tenure, every lending institution charges you a penal prepayment fee. In most cases, you cannot close your loan before 12 months. Post that the charges vary depending on how many years the loan has done. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan.

To know about the interest rate click on the personal loan interest rate.

Personal Loan Madhyamgram EMI Calculator

Equated Monthly Installments(EMI) is the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed. Based on the profile, the interest rate on loan is determined. EMI is calculated based on the Interest Rate you are charged by the bank and the amount of loan you have to take and the period for which you enjoy the personal loan.

CIBIL Score required for Personal Loan Madhyamgram

Every lending institution has its criteria for the minimum CIBIL score required for processing Personal Loan application in Madhyamgram. Most institutions require a minimum score of CIBIL of 750 to process your loan application.

The institutions don’t just look at the overall score but also the individual behaviour on the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing a new loan.

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Personal Loan Madhyamgram Agent and Contact Number

Dialabank is the best agent for availing Personal Loan Madhyamgram.

You can easily apply online at or give a call at 9878981166

Dialabank helps you find the best option of Banks and NBFCs by providing you with a detailed market comparison of different kinds of banks so that you can make the right choice. Visit our website and fill an elementary form with your personal and employment details. Our customer relationship managers will get in touch with you very soon.

Call 9878981166 and get instant help and approval for availing Personal Loan Madhyamgrami.

Pre-Calculated EMI Table for Personal Loan Madhyamgram

Click here for personal loan EMI calculator

5 Yrs
4 Yrs
3 Yrs

About Madhyamgram

Madhyamgram is a city and a municipality in the North 24 Parganas district of the Indian state of West Bengal. It is close to Kolkata and also a part of the area covered by the Kolkata Metropolitan Development Authority.

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