Personal Loan Madikeri

⋆ Interest Rate 9.99% ⋆

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        Why us?

        Rates as low as 9.99%*
        Loans Up to 30 Lacs
        Same Day Disbursal
        Doorstep Service
        Unbiased Experts Advice

        Personal Loan Madikeri

        Major Personal Loan Providers in Madikeri

        Feature HDFC Bank Private Bank Bajaj Finance
        Interest Rate 10.75% - 17% 11.25% - 18.5% 0.12
        Min Loan Amt Metro : 75000 & Non Metro: 50000 50000 100000
        Max Loan Amt 50 Lacs 50 Lacs 1 Cr
        Loan Tenure 1 - 5 Years 1 - 5 Years 1 - 5 Years
        Processing Fee 0.25% - 2% of the Loan Amt 1% - 2.5% of the Loan Amt
        0.5% - 2% of the Loan Amt
        Preclosure Charges 2%, Nil foreclosure charges after 12 months 2%, Nil foreclosure charges after 24 months Nil
        Overdraft Facility No No Yes

        Personal Loan Madikeri Features

        Want to start a new business but not financially strong? Seeking financial help without any burden?

        Then you have landed in a perfect place. Dialabank provides you an opportunity to acquire a personal loan in which there is no hurry for repayment. This loan requires very fewer testimonies and paperwork. It will be approved instantly within 48 hours after successful authentication.

        It is an unsecured loan with beneficial interest rates as per your convenience. The prerequisites for this loan are good income and good credibility.

        The most important thing associated with this loan is that there are no restrictions on the purpose of using this financial aid. You can use it anywhere you want.

         

        Personal Loan Madikeri Interest Rates 

        Bank Processing Fee
        Prepayment Charges
        HDFC Bank Personal Loan 0.25% to 1.50%
        2%, Nil foreclosure charges after 3 months
        Axis Bank Personal Loan 0.50% to 1.50% Nil
        Private Bank Personal Loan 0.25% to 1.50%
        2%, Nil foreclosure charges after 9 months
        SBI Personal Loan 500/- to 0.50% Nil
        Kotak Personal Loan 1% to 2%
        2.25% of fore closure amount if closed 1 month ahead of the tenure.
        IIFL Personal Loan Nil Nil
        Muthoot Personal Loan Nil Nil
        Manappauram Personal Loan Nil Nil
        PNB Personal Loan 0.70% to 1% Nil
        Canara Bank Personal Loan 0.01 Nil
        Andhra Bank Personal Loan Nil Nil

        To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

        Documents for Personal Loan Madikeri

        Salaried Customers:

        1. You have to submit your identity proof. It can be anyone with an Aadhar card or driving license.
        2. You have to submit the salary slips for the past three months.
        3. Bank statements for the last 6 months have to be submitted.
        4. You have to submit a copy of your PAN Card
        5.  You have to submit your residence proof (Owned/Rented/Company provided)
        6. Two recent passport-sized photographs have to be submitted.

        *NOTE: If you live in a rented apartment, then a rent agreement needs to be attached.

        Self-Employed Customers:

        1. All financial statements of your business are required to be attached. (Balance Sheet, P&L Statement as well as ITR files)
        2. PAN Card is a must.
        3. Aadhar Card (for identity proof)
        4. Residence Proof (owned/rented)
        5. You have to attach two recent passport-sized photographs.

        PERSONAL LOAN

        Interest Rate 9.99%

        +91

        Eligibility Criteria for Personal Loan Madikeri

        The Personal Loan Eligibility criteria for both individuals of Salaried and Self-Employed are different:

        Salaried Applicants:

        1. The minimum age of an individual should be 21 years and a maximum of up to 60 years in order to apply for a personal loan.
        2. It is compulsory for the applicant to have a minimum of 3 years of experience and you should be receiving a salary in your own account.
        3. The applicant’s credit history should be accomplished.
        4. You should mention your job location.
        5. The applicant should earn a minimum income of INR 25,000 per month.

        Self-Employed Applicants:

        1. The minimum age of an individual should be 25 years.
        2. You should file your ITR for the last 3 years if you applying for a personal loan.
        3. If you are a businessman, then your business should be active for the past 3 years.
        4. Your credit score should be good. Make sure that all your dues are clear.
        5. You should be earning a minimum annual income of Rs.2.5 lakhs.
        6. The applicant has to submit his financial and bank statement for the past 3 months.

        Click here if you want a further knowledge about the Personal Loan for Self-Employed Applicant.

        Why Apply for Personal Loan Madikeri?

        1. You do not need to mortgage your property.
        2. A personal loan is a multipurpose loan. You can use this amount anywhere you want to.
        3. The amount of personal loans totally depends on your creditworthiness.
        4. In Personal Loan, you need not mention any nominee or guarantor.

        How to apply for Personal Loan Madikeri?

        1. Visit our website Dialabank.
        2. On our website you will see a Loan section, go there and click on the personal loan link to apply for it.
        3. The applicant will be directed to all details of the personal loan where you can choose your preferred city.
        4. For more information and free assistance, you can get in touch with us by calling on 9878981166.

        PERSONAL LOAN

        Interest Rate 9.99%

        +91

        Processing Fee / Prepayment Charges on Personal Loan Madikeri

        Banks or NBFCs charge an application fee for a personal loan application to proceed. The range of fees varies between 1.5% – 2.5% of the permitted loan amount.

        If you are willing to foreclose a part of your loan amount before the due date, then you have to pay a penalty for prepayment. You cannot close your loan before 12 months in most situations. The prepayment penalty charges depend on the number of years for which loan has been used.

        To gain more knowledge about the interest rate click on the Personal Loan Interest Rate

        Personal Loan Madikeri EMI Calculator

        EMI (Equated Monthly Installments) are the fixed payments that you are obligated to pay to the bank per month as repayment of the loan amount. The interest rate is not fixed. It will be discovered on the basis of your financial status. And accordingly, your EMI will be calculated using personal loan EMI calculator after considering the interest rate and the tenure of the loan.

        CIBIL Score required for Personal Loan Madikeri

        Every lending institution has its own conditions for the minimal CIBIL score required for approving personal loan applications. Mostly, banks prefer a CIBIL score of 750 to endorse your personal loan application process.

        Through CIBIL score, banks want to acknowledge whether you are a person who makes delayed payments or you are punctual.

        PERSONAL LOAN

        Interest Rate 9.99%

        +91

        Personal Loan Madikeri Agents

        Dialabank is the prominent agent for taking a Personal Loan in Madikeri. You can apply online at Dialabank or give a call at 9878981166.

        Dialabank works as your assistant in finding the best financial institute out of many Banks and NBFCs by providing you with a brief market comparison of different banks so that you can make a good choice. Visit our website www.dialabank.com and fill a simple form with all the necessary details. Our best customer relationship managers will soon get in touch with you and will provide you with great service.

        Personal Loan Madikeri Contact Number

        Call 9878981166 and to get immediate help from our experts and endorsement for a Personal Loan in Madikeri.

        Pre Calculated EMI Table for Personal Loan Madikeri

        Rate
        5 Yrs
        4 Yrs
        3 Yrs
        10.50%
        2149
        2560
        3250
        11.00%
        2174
        2584
        3273
        11.50%
        2199
        2608
        3297
        12.00%
        2224
        2633
        3321
        12.50%
        2249
        2658
        3345
        13.00%
        2275
        2682
        3369
        13.50%
        2300
        2707
        3393
        14.00%
        2326
        2732
        3417
        14.50%
        2352
        2757
        3442
        15.00%
        2378
        2783
        3466

        Click here for Personal Loan EMI Calculator

        About Madikeri Personal Loan Madikeri

        It is a hill station in the Kodagu district of Karnataka. Around 35,000 people live in this town.