Personal Loan Mahabubnagar

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

About Personal Loan Mahabubnagar

Personal Loan Mahabubnagar

A personal loan helps you with all your financial needs, be it a medical emergency, educational purpose, wedding and other festive occassions, or any other personal reason.

A personal loan is a type of long term unsecured loan; that is, there is no need to put any of your assest as a collateral to avail this loan and neither do you need to be in haste to return it. Your income and credit score are the main criteria that determine your loan amount and eligibility.

Eligibility Criteria for Personal Loan Mahabubnagar

Salaried Applicants:

  • Age: The applicant’s age must be 21 years or above.
  • Salary: The salary of the person living in metropolitan cities must be 18,000 or above and for people living in other urban towns or cities must be 15,000 or above.
  • Amount of loan: The amount that is sanctioned to an applicant depends on his net salary.
  • CIBIL Score: While giving credit to a customer, his CIBIL Score is kept at priority.
  • Location: Another important factor while considering eligibility criteria is the applicant’s location. The candidate will get a loan from the banks located near his current location only.
  • Company’s Profile: Company’s profile in which the customer is working also plays a vital role.

Know more about: CIBIL Score

Self-Employed Applicants:

  • Type of Company: Whether the company is on proprietorship based or owned by two or more than two people.
  • Company’s Profit: This includes the turn-over of the company.
  • Age of Company: In this, bank checks the lifespan of the company, that tells it about the origination of the company(how old the company is).
  • Finances: Company’s financials are considered at priority.
  • CIBIL Score: The history of the person’s bank profile is tracked with the help of CIBIL Score, so this is very important.

Rate of Interest for Personal Loan Mahabubnagar

Rate of Interest depends on the person’s profile and also where he works. In case of a self-employed person, his company’s lifespan is considered.

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents Required for Personal Loan Mahabubnagar

Salaried Applicants:

  • Last three months salary slips
  • Previous six months bank statements
  • PAN Card
  • Adhar Card
  • Residence Proof (Owned/Rented/Company’s Apartment)
  • Two passport sized photographs

*NOTE: In case of rented apartments, rent agreement is to be attached.

Self-Employed Applicants:

  • All financials are considered
  • Last 2-3 Years ITR
  • PAN Card
  • Adhar Card
  • Residence Proof
  • Two passport sized photographs

How to Apply for Personal Loan Mahabubnagar?

  • Visit Dialabank
  • Fill personal loan form
  • Our relationship manager will call back and assist you

Why Dialabank?

  1. We respond to our customer’s queries promptly.
  2. Safe, Secure and Reliable Service.
  3. Best Offers and Deals.
  4. We provide you with personalized assistance with proper guidance.

Personal Loan in Other Cities of Telangana

Personal Loan MetpallePersonal Loan Miryalaguda
Personal Loan MugpalPersonal Loan Munpalle
Personal Loan NadepallePersonal Loan Nakrekal
Personal Loan NalgondaPersonal Loan Narasampet

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