Personal Loan Malerkotla

⋆ Interest Rate 9.99% ⋆

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      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
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      Table of Contents

      Personal Loan Malerkotla

      Best Banks for Personal Loan Malerkotla

      Feature
      HDFC Bank
      ICICI Bank
      Bajaj Finance
      Interest Rate
      10.75% - 17%
      11.25% - 18.5%
      12%
      Min Loan Amt
      Metro : 75000 & Non Metro: 50000
      50000
      100000
      Max Loan Amt
      50 Lacs
      50 Lacs
      1 Cr
      Loan Tenure
      1 - 5 Years
      1 - 5 Years
      1 - 5 Years
      Processing Fee
      0.25% - 2% of the Loan Amt

      1% - 2.5% of the Loan Amt

      0.5% - 2% of the Loan Amt
      Preclosure Charges
      2%, Nil foreclosure charges after 12 months
      2%, Nil foreclosure charges after 24 months
      Nil
      Overdraft Facility
      No
      No
      Yes

      Personal Loan Malerkotla

      Personal Loan Malerkotla

      Dialabank Personal Loans are seamless and come with no hiccups and portion payment costs. We can use personal loans for several purposes! These can be used to prepare a vacation, refurbish your house, or organise a dream wedding for yourself or anyone else in the family. You don’t continue to switch stuff back of the wish list anymore!

      With limited paperwork and quick clearance from Dialabank, you can get a Personal Loan from Rs. 50,000 up to Rs. 15,00,000. You may also move your new High-Interest Personal Loan to Dialabank. Transform your dreams into realities with a simple approval on Personal Loans!

      A Dialabank Personal Loan lets you fulfil your diverse financial needs; you can take advantage of loans up to Rs 20 lakh and satisfy the specific need that you rise at any point in your life. The fast clearance process means that you have an understanding of investing quickly. 

      Additionally, you can get the funds inside 3 seconds with our instant online Personal Loan facilities. In Malerkotla, you can easily get a personal loan at an interest rate ranging from 10.75% to 32%, but this depends on many factors.

      Features of Personal Loan Malerkotla 

      Personal loans Malerkotla has an immediate clearance mechanism with loans being approved as early as 24-48 hours of submitting the loan application.

        1. Could be used for a range of human needs and not for a single reason, such as purchasing a house or car.
        2. Good deals to get rid of debt issues by consolidating debts or transferring high-interest credit card balance to a personal loan are available.
        3. Many organizations have adjustable conditions of payment, including nil portion payments and pre-closure fees.
        4. A variety of solutions accessible to lenders from short-term wage advances to longer-term loans if needed.
        5. Offered a higher debt load ratio relative to traditional financial entities allowing another loan to be obtained.

      Personal Loan Malerkotla Interest Rates

      Bank
      Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan
      0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan
      0.50% to 1.50%
      Nil
      ICICI Bank Personal Loan
      0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan
      500/- to 0.50%
      Nil
      Kotak Personal Loan
      1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan
      Nil
      Nil
      Muthoot Personal Loan
      Nil
      Nil
      Manappauram Personal Loan
      Nil
      Nil
      PNB Personal Loan
      0.70% to 1%
      Nil
      Canara Bank Personal Loan
      1%
      Nil
      Andhra Bank Personal Loan
      Nil
      Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Documents Required for Personal Loan Malerkotla

      Salaried Customers:

      1. Identity proof such as Aadhar card/driving license.
      2. Last three-month salary slips.
      3. Bank statements for the last 6 months.
      4. PAN Card.
      5. Residence Proof (Owned/Rented/Company provided), and rental agreement in case of rented apartments.
      6. 2 Passport-sized photographs of the applicant.

      Self-Employed Customers:

      1. All financials are required (ITR documents with Balance Sheet and P&L Statement).
      2. PAN Card.
      3. Aadhar Card as identity proof.
      4. Residence Proof or rental agreement in case of a rented apartment.
      5. Two passport-sized photographs of the applicant.

      personal loan at 10.75%*

      Personal Loan Malerkotla Eligibility Criteria

      The eligibility criteria are specific for both salaried and self-employed workers.

      Click here for personal loan eligibility.

      Eligibility Criteria for Personal Loan Malerkotla:

      Salaried Applicant:

      1. The minimum age of the applicant should be 21 years and a maximum of up to 60 years.
      2. Where the creditor will have a minimum salary of Rs.18,000 a month
      3. The creditor will have the previous three years’ job experience so that the payment will fall in their account alone.
      4. The person must have a good CIBIL score, i.e., at least 700+.

      The documentation process for Personal Loan Malerkotla is straightforward; they have to submit their bank statement of the last three months and the salary slip of the previous six months.

      Click here – Salaried Applicant.

      Self-employed Applicant:

      1. The self-employed person’s age should be minimum of 25 years.
      2. The applicant should file ITR at least for the last three years.
      3. The CIBIL of the applicant should be good, and no debt should be left due.
      4. The ITR(Income tax return) in which the applicant files should be Rs 2.5 lakhs per annum.
      5. And the applicant is a businessman than his business should be running from the last three years.

      Click here – Self-employed Applicant.

      Why Apply for Personal Loan Malerkotla?

      • Loan balance due in the same annual instalments over a period negotiated.
      • Based on the form of a loan, interest may be flat or that.
      • Provide set terms that specify the number, processing costs, interest, tenure, and EMI in advance.
      • Personal Loan Malerkotla is a multi-purpose offer that can be used for almost all financial problems of life, including debt consolidation.
      • The Loan amount depends upon the income and repayment capability of the applicant.

      How to apply for Personal Loan Malerkotla?

      To apply for the best personal loan deals:

      • Visit Dialabank and click on the personal loan option on the menu of the homepage.
      • You will be directed to a page wherein you will have to fill in all your personal as well as professional details, along with your phone number.
      • After you click on ‘Apply now’, wait for a while. You will receive mail threads from various banks and NBFCs willing to lend a personal loan in a short period.
      • Our experts will give you a call and assist you in choosing the best deal for you.
      • In case of any queries, call us at 9878981166.

      personal loan at 10.75%*

      Processing Fee / Prepayment Charges on Personal Loan Malerkotla

      Every Bank and NBFC charges two kinds of fees from its customers. The first is a fee for processing your Personal Loan application. These charges are 1% of the sanctioned loan amount. Personal Loan Malerkotla EMI Calculator

      CIBIL Score required for Personal Loan Malerkotla

      Every lending institution has its criteria for the minimum CIBIL score required for processing a Personal Loan application in Malerkotla. Most institutions need a minimum score of 700 to process your application for a loan.

      The institutions are not only looking at the overall score but also the detailed behaviour of previous loans. It provides information about the form of loan obtained and the amount lent. Any outstanding payments for prior loans will serve as a deterrent to making a fresh loan open to you.

      personal loan at 10.75%*

      Personal Loan Malerkotla Contact Number

      Call 9878981166 and get instant help and approval for Personal Loan in Malerkotla.

      Pre Calculated EMI Table for Personal Loan Malerkotla

      Click here for personal loan EMI calculator

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      About Malerkotla

      Studded with majestic frameworks narrating the tales of its glorious past, Malerkotla is a marvellous concoction of culture, rituals, and heritage. It boasts a vibrant community full of colour and vitality, enhanced by its iconic rulers’ historical traditions. Host to a significant majority Muslim community, it offers a harmonious mix with many cultures like Hindu and Sikh members.

      Situated in Punjab’s Sangrur district, it is among the state’s largest towns. It was built in the 15th century by the Afghan ruler Sheik Sadruddin-i-Jahan, recognized as a location of historical significance. This is remembered traditionally for being a remarkable sight of public unity after the 1947 partition. This genius town is sure to impress you, a centre of agriculture and small-scale manufacturing.

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