Personal Loan Mandi Gobindgarh

Major Personal Loan Providers in Mandi Gobindgarh

Personal Loan Mandi Gobindgarh

Wife demanding a new refrigerator or a microwave? Not able to fulfill your family needs? Don’t let your problems ruin your relations!

A personal loan is here to accomplish all your aspirations.  This credit will be authorized within 48 hours of accredited authentication in which very little paperwork is expected for this loan.

It is an unsecured loan in which you don’t need to tender any property with affordable interest rates. Your credence score should be good and you should have good support for livelihood.

There are no obstructions on the intention of utilizing this credit. You can use this loan for debt repayment, taxes, paying medical bills, and more.

Click here to get an Instant Personal Loan

Personal Loan Mandi Gobindgarh Interest Rates 

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

More About: Interest Rates on Personal Loan

Documents for Personal Loan Mandi Gobindgarh

Salaried Customers:

1. Identity proof. It can be anyone of Aadhar card or driving license.
2. The salary slips for the past three months.
3. The Bank statements for the last 6 months
4.  PAN Card.
5. Residence proof (Owned/Rented/Company provided)
6.  2 passport-sized photographs.

*NOTE: If you live in a rented apartment, then rent agreement needs to be attached.

Self-Employed Customers:

1. All financial statements such as Balance sheet, P&L statement, ITR files, etc of your business have to be submitted.
2. You should also submit a copy of your PAN Card.
3. Aadhar Card is required for identity proof.
4. Residence Proof (owned/rented) is also compulsory to be relinquished.
5. You have to submit two of your recent passport-sized photographs.

Eligibility Criteria for Personal Loan Mandi Gobindgarh

The eligibility criteria may vary between Salaried and Self-Employed.

Salaried Applicants

1. The minimum age requirements of an individual should be 21 years and a maximum of up to 60 years to apply for a personal loan.
2. The applicant should have a minimum of 3 years of experience and you should be receiving a salary in your account.
3. The credit history of the applicant should be perfect.
4. You need to specify your job location.
5. You should be earning a minimum of Rs. 25,000 per month.

Self-Employed Applicants

1. The minimum age requirement of an individual should be 25 years to apply for a loan.
2. You should file your ITR for the last 3 years if you applying for a personal loan.
3. If you are operating a business, then your business should be working actively for the past 3 years.
4. Your credit score should be decent enough to give you credit.
5. Your earning should be a minimum of an annual income of Rs 2.5 lakhs.
6. The applicant is required to attach his financial and bank statement for the past 3 months.

Click here if you want further knowledge about the Personal Loan for Self-Employed Applicant.

Why Apply for Personal Loan Mandi Gobindgarh?

1. No need to submit any collateral security for acquiring the loan.
2. A personal loan is a multifunction loan. You can use this amount wherever you want.
3. The amount to be sanctioned will depend on your credit score.
4. In Personal Loan, you need not assign anybody as a nominee or guarantee.

How to apply for Personal Loan Mandi Gobindgarh?

1. Visit our website by clicking on the link Dialabank.
2. There is a loan section, go there and click on the personal loan.
3. The applicant will be directed to all details of the personal loan where you can choose your preferred city.
4. For more information and free assistance, you can get in touch with us by calling on 9878981166.

Processing Fee / Prepayment Charges on Personal Loan Mandi Gobindgarh 

To get your application fee for personal loan processed, you need to pay a processing fee to Banks or NBFCs. The value of this processing fees lies in the range of 1.5% – 2.5% of the sanctioned loan amount.

If you are precluding a part of your loan amount before the completion of your tenure, then you have to pay a penalty for prepayment. You cannot close your loan before 12 months in most situations. The prepayment penalty charges depend on the number of years for which loan has been used.

To gain more knowledge about the interest rate click on the Personal Loan Interest Rate

Personal Loan Mandi Gobindgarh EMI Calculator

 You are accountable to pay mended installments per month to the bank as a method of repayment of the loan sum. these fixed returns are known as EMI or Equated Monthly Installments. The interest rate is decided after determining your economic situation. Your EMI will be calculated after taking the interest rate and the tenure of the loan into consideration.

Click here to know more about- EMI Calculator

CIBIL Score required

for Personal Loan Mandi Gobindgarh

Banks and NBFCs have their norms for the CIBIL score for lending purposes. Mostly, a CIBIL Score of 750 is preferred by most of the lending institutions.

 Banks and NBFCs want to ascertain how you acknowledged to previous loans through your CIBIL score. They want to ensure that there are no delayed payments until now.

Personal Loan Mandi Gobindgarh Agents

Dialabank is the notable companion for taking Personal Loan in Mandi Gobindgarh. You can apply online at Dialabank or give a call at 9878981166.

Dialabank serves you in determining the ideal Bank or NBFCs by bestowing you comparable market interpretation between banks. Visit our website www.dialabank.com and fill a simple form with all necessary details such as personal and employment details. Our customer relationship managers will soon get in touch with you.

Personal Loan Mandi Gobindgarh Contact Number

Call 9878981166 and to get immediate help and advocacy for Personal Loan in Mandi Gobindgarh

Pre Calculated EMI Table for Personal Loan Mandi Gobindgarh

Click here for Personal Loan EMI Calculator

About Mandi Gobindgarh

Mandi Gobindgarh is a small town in Punjab which is popular by the steel city of Punjab. It has around 56,000 people.

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