Personal Loan Mandvi

Major Personal Loan Providers in Mandvi

Personal Loan Mandvi Features

You might have come across many situations in your life when you feel you are not worthy enough to fulfil your family’s dreams. We have the medicine for your problem!

A personal loan Mandvi is the counteractant of all your financial problems circumscribing your serenity. This loan commands the least documentation and will be sanctioned within 48 hours for certified verification.

It is an unsecured type loan with the affordability of interest rates as per your agreeableness. The essential qualifications for applying to this loan is a stable source of livelihood and a satisfactory credit score.

Click here to get an Instant Personal Loan

Personal Loan Mandvi Interest Rates 

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Mandvi

Salaried Customers:

1. You should submit your identity proof (Aadhar Card/Driving License)
2. You should submit the salary slips for the past three months.
3. Bank statements for the last 6 months have to be submitted.
4.  A copy of PAN Card should be there
5.  You have to attach a copy of your residence proof (Owned/Rented/Company provided)
6. Two recent passport-sized photographs have to be attached.

*NOTE: If you live in a rented apartment, then rent agreement needs to be attached.

Self-Employed Customers:

1. All financial statements of your company are obligated to be fastened. (Balance Sheet, P&L Statement as well as ITR files)
2. PAN Card is a necessity.
3. Aadhar Card (for identity proof)
4. Residence Proof (owned/rented)
5. You have to assign two recent passport-sized photographs.

Eligibility Criteria for Personal Loan Mandvi

Salaried Applicants

1. The minimum age of a person should be 21 years and a peak of up to 60 years in order to appeal for a personal loan.
2. It is obligatory for the claimant to have a minimum of 3 years of experience and you should be getting a salary in your own account.
3. The applicant’s credit history should be reliable.
4. Your job location should be designated.
5. The aspirant should obtain a minimum income of INR 25,000 per month.

Self-Employed Applicants

1. The person should be possessing the age of at least 25 years.
2. You should file your ITR for the last 3 years while applying for a personal loan.
3. If you are a businessman, then your business should be actively running for the preceding 3 years.
4. Your credit score should be satisfying. Make sure that all your dues are clear.
5. You should be receiving a minimum yearly income of Rs.2.5 lakhs.
6. It is compulsory for the petitioner to present his financial and bank statement for the past 3 months.

Click here if you want a further knowledge about the Personal Loan for Self-Employed Applicant.

Why Apply for Personal Loan Mandvi

1. You do not need to mortgage your assets or proffer any collateral agreement.
2. A personal loan is a multipurpose loan without any usage restriction. You can use this amount anywhere you want to.
3. The amount sanctioned for personal loans particularly depends on your credibility.
4. In Personal Loan, you need not mention any nominee or guarantor.

How to apply for Personal Loan Mandvi?

1. Visit our website Dialabank.
2. On our website you will see a Loan section, go there and click on the personal loan link to apply for it.
3. The candidate will be directed to all details of the personal loan where you can choose your preferred city.
4. For further details and free assistance, you can get in contact with us by calling on  9878981166.

Processing Fee / Prepayment Charges on Personal Loan Mandvi

Every financial institution such as banks or NBFCs charges an application fee for a personal loan. The scope of fees varies between 1.5% – 2.5% of the sanctioned loan sum.

If you are anticipating your loan amount ere the due date, then you have to pay a penalty for prepayment. You cannot close your loan before 12 months in a maximum of the circumstances. The prepayment penalty charges depend on the number of years for which loan has been used.

To gain more knowledge about the interest rate click on the Personal Loan interest rate

Personal Loan Mandvi EMI Calculator

EMI (Equated Monthly Installments) are the inflexible costs that you are amenable to pay monthly to the bank as repayment of the loan amount. The EMI is fixed but the interest rate is not. It will be determined based on your profile status. And subsequently, your EMI will be calculated on the basis of interest rate and the tenure of the loan.

CIBIL Score required for Personal Loan Mandvi

Lending institutions such as Banks and NBFCs hold their own stratagems for CIBIL score Mostly. lending organizations fancy a CIBIL score of 750 to permit your personal loan application process.

Institutions just resemble your response in your previous loans whether you have repaid your loans on time or not. Any delayed payments of the past can affect your future.

Personal Loan Mandvi Agents

Dialabank is the superior agent for taking a Personal Loan in Mandvi. You can apply online at Dialabank or give a call at 9878981166.

Dialabank supports you in finding the ideal financial institute out of numerous Banks and NBFCs by furnishing you with a full market comparison of various banks so that you can make an excellent alternative. Visit our website www.dialabank.com and fill a simple form with all mandatory details. Our consumer association managers will forthwith get in touch with you and will render you excellent service.

Personal Loan Mandvi Contact Number

Call 9878981166 and to financial help from us immediately and support for Personal Loan in Mandvi.

Pre Calculated EMI Table for Personal Loan Mandvi

Click here for Personal Loan EMI Calculator

About Mandvi 

It is a town in the Kutch district of Gujarat. The town witnesses tropical weather throughout the year. The town has around 51,000 people.

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