Major Personal Loan Providers in Manendragarh
Feature
HDFC Bank
Private Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
0.12
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt
1% - 2.5% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes
Personal Loan Manendragarh Features
All things considered, you don’t need to stress. An individual loan is a sort of credit that is accessible to you. This kind of advance isn’t just of an unstable nature with extremely fewer reports required with significantly lesser desk work. This kind of credit might be affirmed in as long as 48 hours to get endorsed following the cycle of confirmation.
Individual Loan Manendragarh gives monetary guide help to all clients at a reasonable just as savvy financing costs. To get a Personal Loan, the candidate is needed to have a relatively more grounded and trustworthy wellspring of pay and furthermore a genuinely decent financial record profile.
Likewise, there exists no expressed end-use limitation on the utilization of the individual credit sum. This advance sum can be utilized in anything way desired.
In order to apply for a personal loan, Manendragarh click on Personal Loan
Personal Loan Manendragarh Interest Rates
To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates
Bank
Processing Fee
HDFC Bank Personal Loan
0.25% to 1.50%
Axis Bank Personal Loan
0.50% to 1.50%
Nil
Private Bank Personal Loan
0.25% to 1.50%
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
0.01
Nil
Andhra Bank Personal Loan
Nil
Nil
Documents for Personal Loan Manendragarh
Salaried Customers:
- Identity proof (Aadhar card/driving license)
- Statements for the salary of the past three months.
- Bank statements for the last 6 months
- PAN
- Proof for Residence (Own/Rent/Company provided)
- Passport-size photograph – 2
*NOTE: If one lives in rented apartments, rent agreement needs to be attached.
Self-Employed Customers:
- All financial statements are required (Balance Sheet, P&L Statement as well as ITR files)
- PAN Card
- Aadhar
- Residence Proof
- Passport-sized photographs- 2
PERSONAL LOAN
Interest Rate 9.99%
Eligibility Criteria for Personal Loan Manendragarh
Click here to know more about personal loan eligibility criteria
Salaried Applicants
- The base age of the candidate ought not to be under 21 years or over 60 years.
- The candidate must have a working understanding of in any event three years. The compensation ought to have been moved in their records as it were.
- The applicant should have an outstanding credit history.
- The job location of the applicant should be mentioned.
- The borrower must have a minimum income of at least INR 25,000 p.m.
Click here to know more about a personal loan for- Salaried Applicant
Self-Employed Applicants
- The age of an independent person applying should be at least 25 years.
- The applicant applying for a personal loan should have been filing ITR for the past three years. In case the applicant is a businessman, then the business is required to be running well for the last 3 years.
- The credit score of the applicant should be good and there must not be any debt or any dues pending.
- The yearly income of the applicant should be no less than Rs 2.5 lakh.
- The entire document verification process for personal loan approval requires the applicants to submit their financial statements and their bank statement for the past three months.
Click here to know more about the personal loan for– Self-employed Applicant
Why Apply for Personal Loan Manendragarh?
- There is no hard and fast rule for the requirement of depositing any mortgage or collateral as a security to the bank.
- A personal loan is a kind of multidimensional loan, so it can be put to use for any kind of issue.
- The amount of personal loans is entirely based on the repayment capacity of the applicant.
- A Personal Loan does not require any nominee or guarantor.
How to apply for Personal Loan Manendragarh?
- Visit this website: www.dialabank.com.
- Then, go to the loan section and go to the personal loan link. It will direct you to the detailed information of the personal loan where you can pick your city. For more information and free guidance, please call 9878981166
PERSONAL LOAN
Interest Rate 9.99%
Processing Fee / Prepayment Charges on Personal Loan Manendragarh
All Banks and NBFCs cost a specific expense to deal with a Personal Loan application. This expense is 1% of the endorsed credit sum.
On the off chance that you wish to close your advance before the chose credit residency, all loaning foundations will charge you a punishment as a prepayment expense. Normally, you won’t be permitted to close your credit before the time of a year. Post that, the charges vary dependent on the number of years the advance has finished. This charge differs from 4% of the rest of the credit sum in the second year to 2% in the fourth year of the advance.
To know about the interest rate click on the personal loan interest rate
Personal Loan Manendragarh EMI Calculator
Equated Monthly Installments or EMI suggests a month to month fixed rate that you are expected to pay to the bank as a month to month reimbursement for the credit sum which is made sure about. As indicated by your profile, the pace of enthusiasm on your credit is set. The EMI on your credit is determined relying on the Rate the bank accuses you of and the advance sum you need to take and the period for which you take the advance.
A Personal loan EMI Calculator can be helpful in understanding the proposed terms of the loan offered by the bank.
CIBIL Score required for Personal Loan Manendragarh
All the lending institutions have their own criteria for a minimal CIBIL score that is needed to process a Personal Loan application in Manendragarh. Mostly, the institutions need a minimum score of at least 750 to further process an application.
No institution only looks at the overall score. They also look at an elaborated view of the previous loans. The details include the type of loans and the amount of money that was borrowed. If there exists any delay in the payments of the previous loans, it may hinder the approval of the present loan. Interested customers can check the CIBIL score beforehand, for a better understanding.
PERSONAL LOAN
Interest Rate 9.99%
Personal Loan Manendragarh Agents
Dialabank is one of the leading agents for availing Personal Loan in Manendragarh. You can easily apply online at www.dialabank.com or give a call at 9878981166
Dialabank assists you to look for the best option of Banks and NBFCs by giving you access to an in-detail market comparative analysis of various banks to help you pick the right one. Visit our website www.dialabank.com and fill out a simple form with the details of personal and employment data. Our customer relationship managers will be in touch with you shortly.
Personal Loan Manendragarh Contact Number
Call 9878981166 and get timely assistance and approval for Personal Loan in Manendragarh.
Pre Calculated EMI Table for Personal Loan Manendragarh
Click here for a personal loan EMI calculator
About Manendragarh
Manendragarh is a town of the Koriya district that is a part of the state of Chhattisgarh. The city housing the taluk headquarters along with few important district head offices is sited near the Chhattishgarh -Madhya Pradesh state border. The nearest airport is at Raipur in Chhattisgarh.
FAQs About Personal Loan Manendragarh
✅ Who can apply for a Personal Loan in Manendragarh?
People who have an urgent need for cash and have a regular source of income (from employment or business) can apply for a Personal Loan in Manendragarh.
✅ What is the tenure of Personal Loan in Manendragarh?
Most of the Banks and NBFCs provide a Personal Loan for a min period of 1 Yr and a Max period of 5 Years. There are some Banks which extend the maximum period to 7 Years also. The tenure is fixed and cannot be extended. The repayment has to be done in equal monthly installments within the agreed tenure of the loan.
✅ Are there any other charges involved in Personal Loan Manendragarh?
Yes, there are 2 types of charges that one needs to pay in order to avail a personal loan in Manendragarh:
Processing Fee: For every bank or lending institution that you borrow from, there is a small fee that they charge from the customer. This is known as Processing Fee. The amount of processing fee varies for each lending institution and is 1% of the loan amount.
Pre-closure Charges: If you want to close a running loan before its decided tenure period, the Banks and NBFCs charge an extra amount known as pre-closure charges on the borrowed loan amount. Different banks have different pre-closure charges. The pre-closure charges vary depending on how many years has your loan completed before you decide to pre-close it.
✅ Can my application for Personal Loan Manendragarh get rejected due to my CIBIL score?
Personal Loan, being an unsecured loan, one of the most significant decision criteria for getting your Personal Loan application approved is your CIBIL Score. Having a High CIBIL score becomes extremely important if you wish to avail of a Personal Loan in the future. Make sure you don’t leave or delay any of your loan EMI payments or any credit card payments as that will result in decreasing your CIBIL score. Most of the Personal Loan rejections occur because of a low CIBIL Score.
