Personal Loan Mansa

⋆ Interest Rate 9.99% ⋆

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      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
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      Table of Contents

      Personal Loan Mansa

      Best Banks for Personal Loan in Mansa

      Feature
      HDFC Bank
      ICICI Bank
      Bajaj Finance
      Interest Rate
      10.75% - 17%
      11.25% - 18.5%
      12%
      Min Loan Amt
      Metro : 75000 & Non Metro: 50000
      50000
      100000
      Max Loan Amt
      50 Lacs
      50 Lacs
      1 Cr
      Loan Tenure
      1 - 5 Years
      1 - 5 Years
      1 - 5 Years
      Processing Fee
      0.25% - 2% of the Loan Amt

      1% - 2.5% of the Loan Amt

      0.5% - 2% of the Loan Amt
      Preclosure Charges
      2%, Nil foreclosure charges after 12 months
      2%, Nil foreclosure charges after 24 months
      Nil
      Overdraft Facility
      No
      No
      Yes

      Personal Loan in Mansa Features

      personal loan mansaIn need of money for the painting of the house? Apply for Personal loan Mansa is an instant or quick loan that can be provided without any collateral pledge and for your uncertain needs or wants.

      This loan provides flexibility or no restriction on the use of funds or money as per your needs. The loan is provided to those individuals or persons who are having good CIBIL scores or good credit history.

      Also, there is no end-use restriction on the use of the personal loan Mansa amount. You can use this loan amount for any comforts or needs.

      Personal Loan in Mansa Interest Rates and Charges

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Personal Loan in Mansa Documents Required

      Salaried Customers:

      1. Identity proofs (Aadhar card/driving license)
      2. Salary slips (last three months)
      3. Bank statements (last six months)
      4. PAN Card Copy
      5. Residence Proofs (Owned/Rented or Company provided)
      6. Passport-sized photographs X 2

      *NOTE: Rent agreement needs to be attached in case of rented apartments.

      Self-Employed Customers:

      1. Financials are also required (Balance Sheet, P&L Statement as well as ITR files)
      2. PAN Card Copy
      3. Aadhar Card Copy
      4. Residence Proofs
      5. Two passport-sized photographs

      personal loan at 10.75%*

      Personal Loan in Mansa Eligibility Criteria

      The Personal Loan Eligibility criteria are different for both individuals of Salaried and Self-Employed :

      Salaried Applicants

      1. The minimum age required for the individual should be 21 years and a maximum of up to 60 years.
      2. The applicants must have work experience of at least three years. And the salary should be received and deposited in their respective accounts only.
      3. The applicants or individuals must have no dues credit history.
      4. The job location of the applicant needs to be mentioned.
      5.  A borrower should have an income of at least INR 25,000 per month.

      Click to know more about- Personal Loan Salaried Applicant.

      Self-Employed Applicants

      1. The minimum age of the independent person should be 25 years.
      2. The applicants applying for the personal loan Mansa should file ITR for the last three or four years.
      3. If the applicants have businesses, then the business should be running from the previous three or four years.
      4. Also, the credit score of the individual applicants should be good, and even there should not be any debt or dues.
      5. The annual income of the applicant has to be a minimum of Rs 2.5 lakh.
      6. The complete documentation process of the personal loan Mansa needs the applicants to submit their financial and bank statements for the past three months.

      Click here to know more –Personal loan Self-employed Applicant.

      Why Apply for Personal Loan Mansa?

      1. There is no need to deposit any mortgage and collateral security to the bank for personal loan Mansa.
      2. A personal loan Mansa is a multi-purpose offer loan. It can be used for all the problems related to finance.
      3. The amount of personal loan Mansa depends upon the repayment of individual income and capacity.
      4. A Personal Loan Mansa does not require any guarantor or nominee.

      How to apply for Personal Loan Mansa?

      1. Visit Dialabank.
      2. Go to the loan section of the Dialabank and click on the personal loan link.
      3. The applicant will be directed to all details of the personal loan banks where they can choose their preferred city.
      4. For any help and free guidance, you may call us on our 9878981166.

      personal loan at 10.75%*

      Processing Fee / Prepayment Charges on Personal Loan Mansa

      Every Bank and NBFC charges a fee for processing your Personal Loan of the Mansa application. These charges are 1% of the amount.

      In case you wish to foreclose or end your loan before the agreed personal loan tenure, every lending institution or bank charges you a penal prepayment fee. In most cases, you cannot close your loan before 12 months or about one year. Post that the charges vary depending on how many years the Personal loan Mansa has done. These charges vary from 4 percent of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan.

      Personal Loan Mansa EMI Calculator

      Equated Monthly Installments also know as EMI are the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed from banks. Based on your profile, the interest rate on your Personal loan of the Mansa is determined. Your EMI is calculated basis the Interest Rate you are charged by the bank and the amount of personal loan Mansa you have to take and the period for which you enjoy the loan. The Personal Loan EMI Calculator as follows:

      CIBIL Score required for Personal Loan Mansa

      Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Mansa. Most institutions require a minimum score of 750 to process your personal loan of the Mansa application.

      The institutions or banks don’t just look at the overall score or credit rating but also the detailed behavior on the previous personal loans taken. This includes details on the type of loan taken and the amount borrowed from any bank. Any delayed payments for previous loans can act as a barrier or negative impression to your availing a fresh loan.

      personal loan at 10.75%*

      Personal Loan in Mansa Agent and Contact Number

      Dialabank is one of the leading agents for availing Personal Loan Mansa. You can apply instantly online at Dialabank.com or give a call at this number 9878981166

      Dialabank also helps you to find the best option of Personal loan Mansa Banks and NBFCs by providing you with a detailed market comparison of different banks so that you can make the right choice. Visit our main website Dialabank and fill up a simple form with personal and employment details. Our customer relationship managers will try to get in touch with you to avail you of the best offers on personal loans.

      Call 9878981166 and get immediate help and approval for Personal Loan Mansa.

      Pre Calculated EMI Table for Personal Loan Mansa

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      About Mansa

      Mansa is a town with a municipal council in Mansa district of Punjab, India. It is the administrative headquarters of the Mansa district and is situated on the Bathinda-Jind-Delhi railway line and also on the Barnala-Sardulgarh-Sirsa state highway.

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